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compass mobile dollar treeĀ : Your handy little guide!

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compass mobile dollar treeĀ : Your handy little guide!

Among the most exciting things on Dollar Tree shopping for me is unearthing great pieces at astounding rates. However, if you have a lot of aisles to deal with, haven’t you ever felt lost and hopelessly looking for that one thing which brought you in at the first place? Well, that is where Compass Mobile Dollar Tree comes in! This little device is kind of like having your own pocket-sized shopping buddy to take with you the next time you head to Dollar Tree for a fun trip. So, let me introduce you to another one of my shopping best friends ā€” Compass Mobile Dollar Tree In this article i will tell a little bit about it(,) where it can help you and who knows(.) perhaps that handsome fellow becomes your new favorite appillet.

So, what is Compass Mobile Dollar Tree?

Compass Mobile Dollar Tree App is a mobile application that anyone can download on the app store. Imagine you enter a Dollar Tree and open the app only to find with turn by turn directions, all best bargains, promotions or even where one like device is located in their aisles. Not in a naughty way, but like you have that sneaky map to the Dollar Tree treasure!

Benefits of Compass Mobile Dollar Tree

You must be wondering, ā€œI need an app to shop at Dollar Tree? Itā€™s already so affordable!” Okay, Dollar Tree is the place for all things cheap right?ā€¦. so why not get everything you need and save the most money by also saving with time since a whole lot of wandering up and down aisles really ain’t cute! That being the case, here is why Compass Mobile Dollar Tree can be a game changer:

Now Deals is Fast And Trendy ā€” We keep updating our app daily with discounts and offers. Picture yourself walking into the store and you are able to view all items on sale for today. Like a sneak peek of what will be in your full cart!

Budget Shopping: Dollar Tree must know what happens when you only plan on buying one item. Compose a shopping list up front with the particular location of these items right at your fingertips by using our Compass Mobile Dollar Tree app. Instead of Feel like You are Scavenging!

Stay Organized: Managing what you need can often feel tougher than herding cats. By using the app you have a clean list of items, can categorize them and tic over as they are completed. Shopping will seem like second nature.

Tailored Deals: The app can offer individualized deals according to your shopping tendencies. Then voila, eight of the ten best selling products are COSTCO cleaning solutions ā€” and guess what you will also see on sale for an extremely attractive price if you order them online or some other marketplace that is shipping directly from Chinaā€¦ even during a period when in-store toilet paper supply is making people run out to Costco stores 1 hour prior to opening. The app knows you better than you know yourself!

Compass Mobile Dollar Tree

It is so easy to use Compass Mobile Dollar Tree app. It is really easy to scene panel even people who have no knowledge about tech. Follow this step by step guide to create a domain:

Get the App: Start by going to your app store and installing Compass Mobile Dollar Tree. It works on iOS as well as Android; so no one is left stranded.

Create an Account or Log In: Once you have the app installed, you will be prompted to create account if haven’t signed up yet. This is what will help the app remember your preferences and lists.

Test Drive the Characteristics: Give different characteristics a try. site:-There is an area to view current deals,-You make your list-of-purchase and even a store map of your local Dollar Tree. Yes, a map! You will never need to ask someone for the directions again from a store employee.

Grocery List: You can add the things which you want to purchase. The app will then tell you where in your store all the things can be found Ex: Draw dots on narratives with Shampoo and Snacks as if you were playing a dotted-line puzzle.

Start Shopping : take your Google form on your mobile and head to dollar tree. Just go to the app, and follow compass bearings. You will get the specific item you need and maybe even a couple extra goodis you didnt realized were needs until we saw them for so damn cheap, it’d almost be silly not ti buy.

Compass Mobile Dollar Tree ā€” The Fun Side

Admit it: shopping is more fun when it seems like a scavenger hunt and with Compass Mobile Dollar Tree you absolutely will never be cursed with boredom during your visit there. Think about if you were running right into the store and if your preferred brand of cookies gets on sale with that app advising.pull upęŽØć—å•†å“ć®ć‚Æćƒƒć‚­ćƒ¼ćŒć‚»ćƒ¼ćƒ«äø­ć§ć™ć‚ˆé€šēŸ„ off. So much so that you could almost picture the app saying, ā€œHey buddy over here! Look what I found!ā€

On the completion side of things, it feels good to get what you need without having to use your voice. We all go through it ā€” standing in the aisle, looking around for a worker and seeing wellā€¦ asking ā€œExcuse me, do you know where umā€¦ glue is?ā€ This app allows you to avoid that. You are steering the shopping boat, and this awesome app is your chief mate.

Tip: Want to have some fun? Make a game out of your trip to the store. Make a game out of how quickly you can tick off everything on your list by using the app. This could be an amazing way to keep kids entertained if you are out shopping. But if you start taking too long, they might time you, and give ya some grief about being slow!

Some Hilarious Observations About #Shopping at the #DollarTree

Be honest, Dollar Tree is one of those stores you go to for 1 thing and come out with a basket full random things that you never knew you needed. Have you ever said to yourself, ā€œBut yes of course I need a mini disco ball and tiny garden gnomes. Weā€™ve all been there. That is part of the fun when going to Dollar Tree!

Run through the example of shopping at a dollar store: with Compass Mobile Dollar Tree, you never know ā€“ maybe you will be able to follow your list after all. But whereā€™s the fun in that? There are moments where the best part of shopping at Dollar Tree is discovering those unique little things that make you chuckle in remembrance. While the app is helpful for keeping your bearings, make sure to also wander a little and experience walking through each aisle. You never know what valuable items you may find!

Overall: A Reason to Love Compass Mobile Dollar Tree

Compass Mobile Dollar Tree is your new way to save $ at the store. No matter if youā€™re trying to save money, stay organized, or just take it easy ā€” this app is your blanket wrap. That means the next time you plan a trip to Dollar Tree, download this app and make your list so that you are all ready for shopping like a pro!

Perhaps you will have found that elusive machine ahead of time and be able to browse the toy aisle. Because let’s not forgetā€”we are all children at the end of it and who says we can’t have toys. Always remember, each shopping adventure as part of our Compass Mobile Dollar Tree is truly a mission all its own and missionshave rewards!

Download the app and make your next trip to Dollar Tree as smooth as possible. It’s shopping timeā€¦Happy carting and may your basket be forever full of bargains.

 

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ą¤”ą¤° ą¤¹ą¤¾ą¤, ą¤…ą¤—ą¤° ą¤†ą¤Ŗą¤Øą„‡ ą¤ą¤• ą¤¬ą¤¾ą¤° ą¤øą„‚ą¤°ą„ą¤Æą„‹ą¤¦ą¤Æ ą¤¦ą„‡ą¤– ą¤²ą¤æą¤Æą¤¾, ą¤¤ą„‹ ą¤Æą¤•ą„€ą¤Ø ą¤®ą¤¾ą¤Øą¤æą¤, ą¤†ą¤Ŗ ą¤­ą„€ ą¤Æą¤¹ą„€ ą¤•ą¤¹ą„‡ą¤‚ą¤—ą„‡, ą¤µą¤¾ą¤¹! ą¤•ą„ą¤Æą¤¾ ą¤¬ą¤¾ą¤¤ ą¤¹ą„ˆ, ą¤‡ą¤ø ą¤øą„‚ą¤°ą¤œ ą¤®ą„‡ą¤‚ ą¤­ą„€ ą¤•ą„ą¤› ą¤–ą¤¾ą¤ø ą¤¹ą„ˆ!’ šŸ˜„

 

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ą¤øą¤¬ą¤øą„‡ ą¤…ą¤šą„ą¤›ą¤¾ 15 ą¤®ą¤æą¤Øą¤Ÿ ą¤•ą¤¾ ą¤µą„ą¤Æą¤¾ą¤Æą¤¾ą¤®

ą¤œą¤°ą¤¾ ą¤øą„‹ą¤šą¤æą¤, ą¤…ą¤—ą¤° ą¤†ą¤Ŗą¤•ą„‹ ą¤¦ą¤æą¤Ø ą¤­ą¤° ą¤•ą„‡ ą¤•ą¤¾ą¤® ą¤”ą¤° ą¤œą¤æą¤®ą„ą¤®ą„‡ą¤¦ą¤¾ą¤°ą¤æą¤Æą„‹ą¤‚ ą¤•ą„‡ ą¤¬ą„€ą¤š ą¤øą¤æą¤°ą„ą¤« 15 ą¤®ą¤æą¤Øą¤Ÿ ą¤®ą¤æą¤²ą„‡ą¤‚, ą¤¤ą„‹ ą¤†ą¤Ŗ ą¤•ą„ą¤Æą¤¾ ą¤•ą¤°ą„‡ą¤‚ą¤—ą„‡? ą¤šą¤¾ą¤Æ ą¤Ŗą¤æą¤ą¤‚ą¤—ą„‡? ą¤Æą¤¾ ą¤®ą„‡ą¤®ą„‡ą¤ø ą¤¦ą„‡ą¤–ą„‡ą¤‚ą¤—ą„‡? ą¤Æą¤¾ ą¤«ą¤æą¤° ą¤ą¤• ą¤¤ą¤¾ą¤œą¤¼ą¤¾, ą¤ą¤Øą¤°ą„ą¤œą„‡ą¤Ÿą¤æą¤• ą¤µą„ą¤Æą¤¾ą¤Æą¤¾ą¤® ą¤•ą¤°ą„‡ą¤‚ą¤—ą„‡? ą¤œą„€ ą¤¹ą¤¾ą¤‚, ą¤øą¤æą¤°ą„ą¤« 15 ą¤®ą¤æą¤Øą¤Ÿ ą¤•ą¤¾ ą¤µą„ą¤Æą¤¾ą¤Æą¤¾ą¤® ą¤†ą¤Ŗą¤•ą„‡ ą¤¦ą¤æą¤Ø ą¤•ą„‹ ą¤¬ą¤Øą¤¾ ą¤øą¤•ą¤¤ą¤¾ ą¤¹ą„ˆą„¤ ą¤”ą¤° ą¤…ą¤—ą¤° ą¤†ą¤Ŗ ą¤øą„‹ą¤š ą¤°ą¤¹ą„‡ ą¤¹ą„ˆą¤‚ ą¤•ą¤æ 15 ą¤®ą¤æą¤Øą¤Ÿ ą¤®ą„‡ą¤‚ ą¤•ą„ą¤Æą¤¾ ą¤¹ą„‹ ą¤øą¤•ą¤¤ą¤¾ ą¤¹ą„ˆ, ą¤¤ą„‹ ą¤¤ą„ˆą¤Æą¤¾ą¤° ą¤¹ą„‹ ą¤œą¤¾ą¤‡ą¤, ą¤•ą„ą¤Æą„‹ą¤‚ą¤•ą¤æ ą¤†ą¤œ ą¤¹ą¤® ą¤œą¤¾ą¤Øą„‡ą¤‚ą¤—ą„‡ ą¤•ą¤æ ą¤øą¤¬ą¤øą„‡ ą¤…ą¤šą„ą¤›ą¤¾ 15 ą¤®ą¤æą¤Øą¤Ÿ ą¤•ą¤¾ ą¤µą„ą¤Æą¤¾ą¤Æą¤¾ą¤® ą¤•ą„Œą¤Ø-ą¤øą¤¾ ą¤¹ą„‹ ą¤øą¤•ą¤¤ą¤¾ ą¤¹ą„ˆą„¤

  1. ą¤Ŗą„ą¤²ą„ˆą¤‚ą¤•: ą¤†ą¤Ŗą¤•ą¤¾ą¤øą„ą¤Ÿą„ˆą¤šą„ą¤Æą„‚ą¤®ą„‹ą¤®ą„‡ą¤‚ą¤Ÿ

ą¤Ŗą„ą¤²ą„ˆą¤‚ą¤• ą¤•ą¤°ą¤Øą„‡ ą¤•ą„‡ ą¤²ą¤æą¤ ą¤†ą¤Ŗą¤•ą„‹ ą¤œą„ą¤Æą¤¾ą¤¦ą¤¾ ą¤•ą„ą¤› ą¤•ą¤°ą¤Øą„‡ ą¤•ą„€ ą¤œą¤°ą„‚ą¤°ą¤¤ ą¤Øą¤¹ą„€ą¤‚ ą¤¹ą„ˆą„¤ ą¤¬ą¤ø ą¤œą¤¼ą¤®ą„€ą¤Ø ą¤Ŗą¤° ą¤²ą„‡ą¤Ÿ ą¤œą¤¾ą¤ą¤‚, ą¤…ą¤Ŗą¤Øą„€ ą¤•ą„‹ą¤¹ą¤Øą¤æą¤Æą„‹ą¤‚ ą¤”ą¤° ą¤Ŗą„ˆą¤° ą¤•ą„€ ą¤‰ą¤‚ą¤—ą¤²ą¤æą¤Æą„‹ą¤‚ ą¤Ŗą¤° ą¤µą¤œą¤Ø ą¤”ą¤¾ą¤²ą„‡ą¤‚, ą¤”ą¤° ą¤ą¤• ą¤øą„€ą¤§ą„€ ą¤°ą„‡ą¤–ą¤¾ ą¤®ą„‡ą¤‚ ą¤…ą¤Ŗą¤Øą„‡ ą¤¶ą¤°ą„€ą¤° ą¤•ą„‹ ą¤¹ą„‹ą¤²ą„ą¤” ą¤•ą¤°ą„‡ą¤‚ą„¤ ą¤…ą¤—ą¤° ą¤•ą¤æą¤øą„€ ą¤Øą„‡ ą¤•ą¤¹ą¤¾ ą¤•ą¤æ ą¤†ą¤Ŗ ą¤®ą„‚ą¤°ą„ą¤¤ą¤æ ą¤•ą„€ ą¤¤ą¤°ą¤¹ ą¤¦ą¤æą¤– ą¤°ą¤¹ą„‡ ą¤¹ą„ˆą¤‚, ą¤¤ą„‹ ą¤‰ą¤Øą„ą¤¹ą„‡ą¤‚ ą¤¬ą¤¤ą¤¾ą¤ą¤‚ ą¤•ą¤æ ą¤†ą¤Ŗ ą¤«ą¤æą¤Ÿą¤Øą„‡ą¤ø ą¤•ą„€ ą¤®ą„‚ą¤°ą„ą¤¤ą¤æ ą¤¬ą¤Øą¤Øą„‡ ą¤•ą„€ ą¤•ą„‹ą¤¶ą¤æą¤¶ ą¤•ą¤° ą¤°ą¤¹ą„‡ ą¤¹ą„ˆą¤‚! ą¤®ą„ˆą¤‚ ą¤®ą„‚ą¤°ą„ą¤¤ą¤æ ą¤¹ą„‚ą¤, ą¤²ą„‡ą¤•ą¤æą¤Ø ą¤®ą„‚ą¤µą¤æą¤‚ą¤— ą¤®ą„‚ą¤°ą„ą¤¤ą¤æ ą¤Øą¤¹ą„€ą¤‚!”

ą¤øą¤®ą¤Æ: 1-2 ą¤®ą¤æą¤Øą¤Ÿ (ą¤Æą¤¾ ą¤œą¤¬ ą¤¤ą¤• ą¤¹ą„‹ ą¤øą¤•ą„‡)

  1. ą¤œą¤‚ą¤Ŗą¤æą¤‚ą¤— ą¤œą„ˆą¤•ą„ą¤ø: ą¤œą¤‚ą¤Ŗ ą¤•ą¤°ą¤¤ą„‡ ą¤°ą¤¹ą„‹!

ą¤œą¤‚ą¤Ŗą¤æą¤‚ą¤— ą¤œą„ˆą¤•ą„ą¤ø ą¤•ą¤°ą¤Øą¤¾ ą¤¬ą¤¹ą„ą¤¤ ą¤¹ą„€ ą¤†ą¤øą¤¾ą¤Ø ą¤¹ą„ˆą„¤ ą¤¬ą¤ø ą¤…ą¤Ŗą¤Øą„‡ ą¤Ŗą„ˆą¤°ą„‹ą¤‚ ą¤•ą„‹ ą¤«ą„ˆą¤²ą¤¾ą¤¤ą„‡ ą¤¹ą„ą¤ ą¤‰ą¤›ą¤²ą„‡ą¤‚ ą¤”ą¤° ą¤¹ą¤¾ą¤„ą„‹ą¤‚ ą¤•ą„‹ ą¤Šą¤Ŗą¤° ą¤‰ą¤ ą¤¾ą¤ą¤‚ą„¤ ą¤Æą„‡ ą¤¬ą¤¹ą„ą¤¤ ą¤¹ą„€ ą¤®ą¤œą„‡ą¤¦ą¤¾ą¤° ą¤”ą¤° ą¤ą¤Øą¤°ą„ą¤œą„‡ą¤Ÿą¤æą¤• ą¤¹ą„‹ą¤¤ą¤¾ ą¤¹ą„ˆą„¤ ą¤”ą¤° ą¤…ą¤—ą¤° ą¤†ą¤Ŗą¤•ą„‡ ą¤Ŗą¤”ą¤¼ą„‹ą¤øą„€ ą¤øą„‹ą¤šą¤¤ą„‡ ą¤¹ą„ˆą¤‚ ą¤•ą¤æ ą¤†ą¤Ŗ ą¤Ŗą¤¾ą¤—ą¤² ą¤¹ą„‹ ą¤—ą¤ ą¤¹ą„ˆą¤‚, ą¤¤ą„‹ ą¤‰ą¤Øą„ą¤¹ą„‡ą¤‚ ą¤¬ą¤¤ą¤¾ą¤ą¤‚ ą¤•ą¤æ ą¤Æą„‡ ą¤†ą¤Ŗą¤•ą¤¾ ą¤”ą¤¾ą¤‚ą¤øą¤æą¤‚ą¤— ą¤øą„ą¤•ą¤æą¤²ą„ą¤ø ą¤øą„ą¤§ą¤¾ą¤°ą¤Øą„‡ ą¤•ą¤¾ ą¤¤ą¤°ą„€ą¤•ą¤¾ ą¤¹ą„ˆ!

ą¤øą¤®ą¤Æ: 2 ą¤®ą¤æą¤Øą¤Ÿ

  1. ą¤øą„ą¤•ą„ą¤µą¤¾ą¤Ÿą„ą¤ø: ‘ą¤øą„€ą¤Ÿą¤æą¤‚ą¤— ą¤µą¤æą¤¦ą¤¾ą¤‰ą¤Ÿ ą¤šą„‡ą¤Æą¤°ą¤šą„ˆą¤²ą„‡ą¤‚ą¤œ

ą¤øą„ą¤•ą„ą¤µą¤¾ą¤Ÿą„ą¤ø ą¤ą¤• ą¤¬ą„‡ą¤¹ą¤¤ą¤°ą„€ą¤Ø ą¤µą„ą¤Æą¤¾ą¤Æą¤¾ą¤® ą¤¹ą„ˆ ą¤œą„‹ ą¤†ą¤Ŗą¤•ą„€ ą¤œą¤¾ą¤‚ą¤˜ą„‹ą¤‚ ą¤”ą¤° ą¤Øą¤æą¤¤ą¤‚ą¤¬ą„‹ą¤‚ ą¤•ą„‹ ą¤®ą¤œą¤¬ą„‚ą¤¤ ą¤•ą¤°ą¤¤ą¤¾ ą¤¹ą„ˆą„¤ ą¤†ą¤Ŗ ą¤¬ą¤ø ą¤‡ą¤øą¤•ą„‹ ą¤ą¤øą„‡ ą¤øą„‹ą¤šą¤æą¤ ą¤•ą¤æ ą¤†ą¤Ŗ ą¤•ą„ą¤°ą„ą¤øą„€ ą¤Ŗą¤° ą¤¬ą„ˆą¤ ą¤Øą„‡ ą¤œą¤¾ ą¤°ą¤¹ą„‡ ą¤¹ą„ˆą¤‚, ą¤²ą„‡ą¤•ą¤æą¤Ø ą¤•ą„ą¤°ą„ą¤øą„€ ą¤¹ą„ˆ ą¤¹ą„€ ą¤Øą¤¹ą„€ą¤‚ą„¤ ą¤”ą¤° ą¤œą¤¬ ą¤•ą„‹ą¤ˆ ą¤Ŗą„‚ą¤›ą„‡ ą¤•ą¤æ ą¤•ą„ą¤°ą„ą¤øą„€ ą¤•ą¤¹ą¤¾ą¤ ą¤¹ą„ˆ?” ą¤¤ą„‹ ą¤†ą¤Ŗ ą¤¬ą¤ø ą¤®ą„ą¤øą„ą¤•ą„ą¤°ą¤¾ą¤¤ą„‡ ą¤¹ą„ą¤ ą¤•ą¤¹ą„‡ą¤‚, ą¤•ą„ą¤°ą„ą¤øą„€ ą¤¹ą„ˆ ą¤¹ą„€ ą¤Øą¤¹ą„€ą¤‚, ą¤Æą¤¹ą„€ ą¤¤ą„‹ ą¤®ą¤œą¤¼ą¤¾ ą¤¹ą„ˆ!”

ą¤øą¤®ą¤Æ: 2 ą¤®ą¤æą¤Øą¤Ÿ

  1. ą¤¬ą¤°ą„ą¤Ŗą„€ą¤œą¤¼: ‘ą¤„ą„‹ą¤”ą¤¼ą¤¾ ą¤‰ą¤ ą„‹, ą¤„ą„‹ą¤”ą¤¼ą¤¾ ą¤²ą„‡ą¤Ÿą„‹

ą¤¬ą¤°ą„ą¤Ŗą„€ą¤œą¤¼ ą¤ą¤• ą¤Ŗą„‚ą¤°ą¤¾ ą¤¬ą„‰ą¤”ą„€ ą¤µą¤°ą„ą¤•ą¤†ą¤‰ą¤Ÿ ą¤¹ą„ˆ, ą¤œą¤æą¤øą¤®ą„‡ą¤‚ ą¤†ą¤Ŗ ą¤Øą„€ą¤šą„‡ ą¤œą¤¾ą¤•ą¤° ą¤Ŗą„ą¤¶ą¤…ą¤Ŗ ą¤•ą¤°ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ ą¤”ą¤° ą¤«ą¤æą¤° ą¤¤ą„ą¤°ą¤‚ą¤¤ ą¤–ą¤”ą¤¼ą„‡ ą¤¹ą„‹ą¤•ą¤° ą¤‰ą¤›ą¤²ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤ ą¤Æą„‡ ą¤µą„ą¤Æą¤¾ą¤Æą¤¾ą¤® ą¤„ą„‹ą¤”ą¤¼ą¤¾ ą¤•ą¤ ą¤æą¤Ø ą¤œą¤°ą„‚ą¤° ą¤¹ą„ˆ, ą¤²ą„‡ą¤•ą¤æą¤Ø ą¤‡ą¤øą¤øą„‡ ą¤†ą¤Ŗ ą¤«ą„ą¤°ą„ą¤¤ą„€ą¤²ą„‡ ą¤¹ą„‹ ą¤œą¤¾ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤ ą¤”ą¤° ą¤¹ą¤¾ą¤, ą¤…ą¤—ą¤° ą¤•ą¤æą¤øą„€ ą¤Øą„‡ ą¤Ŗą„‚ą¤›ą¤¾ ą¤•ą¤æ ą¤†ą¤Ŗ ą¤•ą„ą¤Æą¤¾ ą¤•ą¤° ą¤°ą¤¹ą„‡ ą¤¹ą„ˆą¤‚, ą¤¤ą„‹ ą¤‰ą¤Øą„ą¤¹ą„‡ą¤‚ ą¤¬ą¤¤ą¤¾ą¤ą¤‚ ą¤•ą¤æ ą¤†ą¤Ŗ ą¤Øą„ą¤Æą„‚ą¤Ÿą¤Ø ą¤•ą„‡ ą¤—ą„ą¤°ą„‡ą¤µą¤æą¤Ÿą„€ ą¤„ą„ą¤Æą„‹ą¤°ą„€ ą¤•ą„€ ą¤Ÿą„‡ą¤øą„ą¤Ÿą¤æą¤‚ą¤— ą¤•ą¤° ą¤°ą¤¹ą„‡ ą¤¹ą„ˆą¤‚!

ą¤øą¤®ą¤Æ: 2 ą¤®ą¤æą¤Øą¤Ÿ

  1. ą¤Ŗą„ą¤¶ą¤…ą¤Ŗą„ą¤ø: ‘ą¤°ą„‹ą¤œ ą¤ą¤• ą¤Ŗą„ą¤¶ ą¤…ą¤Ŗ ą¤¬ą¤¢ą¤¼ą¤¾ą¤“!’

ą¤Ŗą„ą¤¶ą¤…ą¤Ŗą„ą¤ø ą¤•ą¤°ą¤Øą¤¾ ą¤¹ą¤° ą¤•ą¤æą¤øą„€ ą¤•ą„‹ ą¤Ŗą¤øą¤‚ą¤¦ ą¤Øą¤¹ą„€ą¤‚ ą¤¹ą„‹ą¤¤ą¤¾, ą¤²ą„‡ą¤•ą¤æą¤Ø ą¤Æą„‡ ą¤†ą¤Ŗą¤•ą„€ ą¤›ą¤¾ą¤¤ą„€, ą¤•ą¤‚ą¤§ą„‡ ą¤”ą¤° ą¤¹ą¤¾ą¤„ą„‹ą¤‚ ą¤•ą„‹ ą¤®ą¤œą¤¬ą„‚ą¤¤ ą¤¬ą¤Øą¤¾ą¤Øą„‡ ą¤•ą¤¾ ą¤¬ą„‡ą¤¹ą¤¤ą¤°ą„€ą¤Ø ą¤¤ą¤°ą„€ą¤•ą¤¾ ą¤¹ą„ˆą„¤ ą¤†ą¤Ŗ ą¤…ą¤Ŗą¤Øą„‡ ą¤¦ą¤æą¤Ø ą¤•ą„€ ą¤¶ą„ą¤°ą„ą¤†ą¤¤ 5 ą¤Ŗą„ą¤¶ą¤…ą¤Ŗą„ą¤ø ą¤øą„‡ ą¤•ą¤° ą¤øą¤•ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ ą¤”ą¤° ą¤¹ą¤° ą¤¦ą¤æą¤Ø ą¤ą¤• ą¤Ŗą„ą¤¶ą¤…ą¤Ŗ ą¤¬ą¤¢ą¤¼ą¤¾ ą¤øą¤•ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤ ą¤”ą¤° ą¤…ą¤—ą¤° ą¤•ą¤æą¤øą„€ ą¤Øą„‡ ą¤Ŗą„‚ą¤›ą¤¾ ą¤•ą¤æ ą¤†ą¤Ŗ ą¤•ą„ą¤Æą„‹ą¤‚ ą¤•ą¤° ą¤°ą¤¹ą„‡ ą¤¹ą„ˆą¤‚?” ą¤¤ą„‹ ą¤•ą¤¹ą„‡ą¤‚, ą¤®ą„ˆą¤‚ ą¤…ą¤Ŗą¤Øą„‡ ą¤¬ą¤¾ą¤‡ą¤øą„‡ą¤Ŗą„ą¤ø ą¤øą„‡ ą¤«ą„ą¤²ą„‡ą¤•ą„ą¤ø ą¤•ą¤° ą¤•ą„‡ ą¤²ą„‹ą¤—ą„‹ą¤‚ ą¤•ą„‹ ą¤‡ą¤®ą„ą¤Ŗą„ą¤°ą„‡ą¤ø ą¤•ą¤°ą¤Øą¤¾ ą¤šą¤¾ą¤¹ą¤¤ą¤¾ ą¤¹ą„‚ą¤!”

ą¤øą¤®ą¤Æ: 2 ą¤®ą¤æą¤Øą¤Ÿ

  1. ą¤²ą¤‚ą¤œą„‡ą¤ø: ‘ą¤…ą¤‚ą¤—ą„ą¤°ą„‡ą¤œą„€ ą¤•ą¤¾ L ą¤¬ą¤Øą¤¾ą¤“

ą¤²ą¤‚ą¤œą„‡ą¤ø ą¤•ą¤°ą¤Øą„‡ ą¤•ą„‡ ą¤²ą¤æą¤, ą¤…ą¤Ŗą¤Øą„‡ ą¤ą¤• ą¤Ŗą„ˆą¤° ą¤•ą„‹ ą¤†ą¤—ą„‡ ą¤•ą„€ ą¤“ą¤° ą¤¬ą¤¢ą¤¼ą¤¾ą¤ą¤‚ ą¤”ą¤° ą¤˜ą„ą¤Ÿą¤Øą„‹ą¤‚ ą¤•ą„‹ ą¤®ą„‹ą¤”ą¤¼ą„‡ą¤‚ą„¤ ą¤«ą¤æą¤° ą¤µą¤¾ą¤Ŗą¤ø ą¤–ą¤”ą¤¼ą„‡ ą¤¹ą„‹ą¤•ą¤° ą¤¦ą„‚ą¤øą¤°ą„‡ ą¤Ŗą„ˆą¤° ą¤øą„‡ ą¤¦ą„‹ą¤¹ą¤°ą¤¾ą¤ą¤‚ą„¤ ą¤Æą„‡ ą¤†ą¤Ŗą¤•ą„€ ą¤œą¤¾ą¤‚ą¤˜ą„‹ą¤‚ ą¤”ą¤° ą¤Øą¤æą¤¤ą¤‚ą¤¬ą„‹ą¤‚ ą¤•ą„‡ ą¤²ą¤æą¤ ą¤¬ą¤¹ą„ą¤¤ ą¤¹ą„€ ą¤…ą¤šą„ą¤›ą¤¾ ą¤µą„ą¤Æą¤¾ą¤Æą¤¾ą¤® ą¤¹ą„ˆą„¤ ą¤”ą¤° ą¤œą¤¬ ą¤†ą¤Ŗ ą¤²ą¤‚ą¤œą„‡ą¤ø ą¤•ą¤° ą¤°ą¤¹ą„‡ ą¤¹ą„‹ą¤‚, ą¤¤ą„‹ ą¤–ą„ą¤¦ ą¤•ą„‹ ą¤¬ą¤¤ą¤¾ą¤ą¤‚, ą¤®ą„ˆą¤‚ ą¤‡ą¤‚ą¤—ą„ą¤²ą¤æą¤¶ ą¤•ą„‡ ‘L’ ą¤•ą¤¾ ą¤øą¤¹ą„€ ą¤‰ą¤šą„ą¤šą¤¾ą¤°ą¤£ ą¤•ą¤° ą¤°ą¤¹ą¤¾ ą¤¹ą„‚ą¤!”

ą¤øą¤®ą¤Æ: 2 ą¤®ą¤æą¤Øą¤Ÿ

  1. ą¤®ą¤¾ą¤‰ą¤‚ą¤Ÿą„‡ą¤Ø ą¤•ą„ą¤²ą¤¾ą¤‡ą¤‚ą¤¬ą¤°ą„ą¤ø: ‘ą¤Ŗą¤¹ą¤¾ą¤”ą¤¼ ą¤Ŗą¤° ą¤šą¤¢ą¤¼ą¤Øą¤¾ ą¤¬ą¤æą¤Øą¤¾ ą¤Ŗą¤¹ą¤¾ą¤”ą¤¼ ą¤•ą„‡

ą¤®ą¤¾ą¤‰ą¤‚ą¤Ÿą„‡ą¤Ø ą¤•ą„ą¤²ą¤¾ą¤‡ą¤‚ą¤¬ą¤°ą„ą¤ø ą¤ą¤• ą¤ą¤øą¤¾ ą¤µą„ą¤Æą¤¾ą¤Æą¤¾ą¤® ą¤¹ą„ˆ ą¤œą¤æą¤øą¤®ą„‡ą¤‚ ą¤†ą¤Ŗ ą¤…ą¤Ŗą¤Øą„‡ ą¤¹ą¤¾ą¤„ą„‹ą¤‚ ą¤•ą„‹ ą¤œą¤¼ą¤®ą„€ą¤Ø ą¤Ŗą¤° ą¤°ą¤–ą¤¤ą„‡ ą¤¹ą„ą¤, ą¤˜ą„ą¤Ÿą¤Øą„‹ą¤‚ ą¤•ą„‹ ą¤›ą¤¾ą¤¤ą„€ ą¤•ą„€ ą¤“ą¤° ą¤–ą„€ą¤‚ą¤šą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤ ą¤‡ą¤øą„‡ ą¤•ą¤°ą¤¤ą„‡ ą¤¹ą„ą¤ ą¤†ą¤Ŗ ą¤øą„‹ą¤š ą¤øą¤•ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ ą¤•ą¤æ ą¤†ą¤Ŗ ą¤ą¤• ą¤¬ą¤”ą¤¼ą¤¾ ą¤Ŗą¤¹ą¤¾ą¤”ą¤¼ ą¤šą¤¢ą¤¼ ą¤°ą¤¹ą„‡ ą¤¹ą„ˆą¤‚ą„¤ ą¤”ą¤° ą¤…ą¤—ą¤° ą¤•ą¤æą¤øą„€ ą¤Øą„‡ ą¤Ŗą„‚ą¤›ą¤¾ ą¤•ą¤æ ą¤†ą¤Ŗ ą¤•ą¤¹ą¤¾ą¤ ą¤œą¤¾ ą¤°ą¤¹ą„‡ ą¤¹ą„ˆą¤‚?” ą¤¤ą„‹ ą¤œą¤µą¤¾ą¤¬ ą¤¦ą„‡ą¤‚, ą¤®ą„ˆą¤‚ ą¤ą¤µą¤°ą„‡ą¤øą„ą¤Ÿ ą¤«ą¤¤ą¤¹ ą¤•ą¤°ą¤Øą„‡ ą¤œą¤¾ ą¤°ą¤¹ą¤¾ ą¤¹ą„‚ą¤, ą¤²ą„‡ą¤•ą¤æą¤Ø ą¤®ą„‡ą¤°ą„‡ ą¤²ą¤æą¤µą¤æą¤‚ą¤— ą¤°ą„‚ą¤® ą¤®ą„‡ą¤‚!”

ą¤øą¤®ą¤Æ: 2 ą¤®ą¤æą¤Øą¤Ÿ

  1. ą¤¹ą¤¾ą¤ˆ ą¤Øą„€ą¤œ: ‘ą¤˜ą„ą¤Ÿą¤Øą„‹ą¤‚ ą¤•ą„‹ ą¤†ą¤øą¤®ą¤¾ą¤Ø ą¤¦ą¤æą¤–ą¤¾ą¤“

ą¤¹ą¤¾ą¤ˆ ą¤Øą„€ą¤œ ą¤•ą¤°ą¤Øą¤¾ ą¤¬ą¤¹ą„ą¤¤ ą¤¹ą„€ ą¤®ą¤œą„‡ą¤¦ą¤¾ą¤° ą¤”ą¤° ą¤ą¤Øą¤°ą„ą¤œą„‡ą¤Ÿą¤æą¤• ą¤¹ą„‹ą¤¤ą¤¾ ą¤¹ą„ˆą„¤ ą¤‡ą¤øą¤®ą„‡ą¤‚ ą¤†ą¤Ŗ ą¤…ą¤Ŗą¤Øą„‡ ą¤˜ą„ą¤Ÿą¤Øą„‹ą¤‚ ą¤•ą„‹ ą¤œą¤æą¤¤ą¤Øą¤¾ ą¤¹ą„‹ ą¤øą¤•ą„‡ ą¤‰ą¤¤ą¤Øą¤¾ ą¤Šą¤Ŗą¤° ą¤‰ą¤ ą¤¾ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤ ą¤‡ą¤øą„‡ ą¤•ą¤°ą¤¤ą„‡ ą¤¹ą„ą¤ ą¤†ą¤Ŗ ą¤øą„‹ą¤š ą¤øą¤•ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ ą¤•ą¤æ ą¤†ą¤Ŗ ą¤•ą¤æą¤øą„€ ą¤•ą¤‚ą¤øą¤°ą„ą¤Ÿ ą¤®ą„‡ą¤‚ ą¤”ą¤¾ą¤‚ą¤ø ą¤•ą¤° ą¤°ą¤¹ą„‡ ą¤¹ą„ˆą¤‚ą„¤ ą¤”ą¤° ą¤…ą¤—ą¤° ą¤•ą„‹ą¤ˆ ą¤•ą¤¹ą„‡ ą¤•ą¤æ ą¤†ą¤Ŗ ą¤¬ą¤¹ą„ą¤¤ ą¤®ą¤øą„ą¤¤ą„€ ą¤•ą¤° ą¤°ą¤¹ą„‡ ą¤¹ą„ˆą¤‚, ą¤¤ą„‹ ą¤¬ą¤ø ą¤•ą¤¹ą„‡ą¤‚, ą¤Æą„‡ ą¤®ą„‡ą¤°ą„€ ą¤®ą„‰ą¤°ą„ą¤Øą¤æą¤‚ą¤— ą¤Ŗą¤¾ą¤°ą„ą¤Ÿą„€ ą¤¹ą„ˆ!”

ą¤øą¤®ą¤Æ: 1 ą¤®ą¤æą¤Øą¤Ÿ

ą¤Øą¤æą¤·ą„ą¤•ą¤°ą„ą¤·

ą¤¦ą„‡ą¤–ą¤¾, ą¤•ą¤æą¤¤ą¤Øą¤¾ ą¤†ą¤øą¤¾ą¤Ø ą¤¹ą„ˆ 15 ą¤®ą¤æą¤Øą¤Ÿ ą¤®ą„‡ą¤‚ ą¤–ą„ą¤¦ ą¤•ą„‹ ą¤«ą¤æą¤Ÿ ą¤°ą¤–ą¤Øą¤¾! ą¤¤ą„‹ ą¤«ą¤æą¤° ą¤¤ą„ˆą¤Æą¤¾ą¤° ą¤¹ą„‹ ą¤œą¤¾ą¤‡ą¤! ą¤”ą¤° ą¤¹ą¤¾ą¤‚, ą¤Æą„‡ ą¤®ą¤¤ ą¤­ą„‚ą¤²ą¤æą¤ ą¤•ą¤æ ą¤µą„ą¤Æą¤¾ą¤Æą¤¾ą¤® ą¤•ą„‡ ą¤¬ą¤¾ą¤¦ ą¤„ą„‹ą¤”ą¤¼ą„€ ą¤øą„ą¤Ÿą„ą¤°ą„‡ą¤šą¤æą¤‚ą¤— ą¤­ą„€ ą¤œą¤°ą„‚ą¤°ą„€ ą¤¹ą„‹ą¤¤ą„€ ą¤¹ą„ˆ, ą¤¤ą¤¾ą¤•ą¤æ ą¤†ą¤Ŗą¤•ą„€ ą¤®ą¤¾ą¤‚ą¤øą¤Ŗą„‡ą¤¶ą¤æą¤Æą„‹ą¤‚ ą¤•ą„‹ ą¤†ą¤°ą¤¾ą¤® ą¤®ą¤æą¤²ą„‡ą„¤ ą¤¤ą„‹ ą¤…ą¤¬ ą¤•ą„‹ą¤ˆ ą¤¬ą¤¹ą¤¾ą¤Øą¤¾ ą¤Øą¤¹ą„€ą¤‚, ą¤šą¤¾ą¤¹ą„‡ ą¤¦ą¤æą¤Ø ą¤•ą¤æą¤¤ą¤Øą¤¾ ą¤­ą„€ ą¤µą„ą¤Æą¤øą„ą¤¤ ą¤•ą„ą¤Æą„‹ą¤‚ ą¤Ø ą¤¹ą„‹, 15 ą¤®ą¤æą¤Øą¤Ÿ ą¤•ą¤¾ ą¤Æą¤¹ ą¤µą„ą¤Æą¤¾ą¤Æą¤¾ą¤® ą¤†ą¤Ŗą¤•ą„‡ ą¤²ą¤æą¤ ą¤ą¤• ą¤…ą¤šą„ą¤›ą¤¾ ą¤¹ą„‡ą¤²ą„ą¤„-ą¤¹ą„ˆą¤• ą¤¹ą„ˆą„¤

ą¤”ą¤° ą¤…ą¤—ą¤° ą¤•ą¤æą¤øą„€ ą¤Øą„‡ ą¤•ą¤¹ą¤¾ ą¤•ą¤æ ą¤†ą¤Ŗ ą¤µą„ą¤Æą¤øą„ą¤¤ ą¤¹ą„ˆą¤‚, ą¤¤ą„‹ ą¤‰ą¤Øą„ą¤¹ą„‡ą¤‚ ą¤¬ą¤¤ą¤¾ą¤ą¤‚ ą¤•ą¤æ ą¤†ą¤Ŗ ą¤«ą¤æą¤Ÿą¤Øą„‡ą¤ø ą¤®ą„‡ą¤‚ ą¤µą„ą¤Æą¤øą„ą¤¤ ą¤¹ą„ˆą¤‚! ą¤µą„‹ ą¤•ą¤¹ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ ą¤Ø, ą¤…ą¤šą„ą¤›ą„‡ ą¤¦ą¤æą¤Ø ą¤†ą¤ą¤‚ą¤—ą„‡, ą¤²ą„‡ą¤•ą¤æą¤Ø ą¤‰ą¤øą¤øą„‡ ą¤Ŗą¤¹ą¤²ą„‡ 15 ą¤®ą¤æą¤Øą¤Ÿ ą¤•ą¤¾ ą¤µą„ą¤Æą¤¾ą¤Æą¤¾ą¤® ą¤œą¤°ą„‚ą¤°ą„€ ą¤¹ą„ˆ!” šŸ˜„

 

ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤²ą¤æą¤–ą¤æą¤¤ ą¤®ą„‡ą¤‚

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ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤¹ą¤®ą¤¾ą¤°ą„‡ ą¤¹ą¤æą¤‚ą¤¦ą„‚ ą¤§ą¤°ą„ą¤® ą¤•ą¤¾ ą¤ą¤• ą¤®ą¤¹ą¤¤ą„ą¤µą¤Ŗą„‚ą¤°ą„ą¤£ ą¤øą„ą¤¤ą„‹ą¤¤ą„ą¤° ą¤¹ą„ˆą„¤ ą¤‡ą¤øą„‡ ą¤¤ą„ą¤²ą¤øą„€ą¤¦ą¤¾ą¤ø ą¤œą„€ ą¤Øą„‡ ą¤²ą¤æą¤–ą¤¾ ą¤„ą¤¾, ą¤œą„‹ ą¤•ą¤æ ą¤­ą¤—ą¤µą¤¾ą¤Ø ą¤¶ą„ą¤°ą„€ą¤°ą¤¾ą¤® ą¤•ą„‡ ą¤Ŗą¤°ą¤® ą¤­ą¤•ą„ą¤¤ ą¤„ą„‡ą„¤ ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ 40 ą¤›ą¤‚ą¤¦ą„‹ą¤‚ ą¤®ą„‡ą¤‚ ą¤²ą¤æą¤–ą¤¾ ą¤—ą¤Æą¤¾ ą¤¹ą„ˆ, ą¤‡ą¤øą„€ą¤²ą¤æą¤ ą¤‡ą¤øą„‡ ‘ą¤šą¤¾ą¤²ą„€ą¤øą¤¾’ ą¤•ą¤¹ą¤¾ ą¤œą¤¾ą¤¤ą¤¾ ą¤¹ą„ˆą„¤ ą¤Æą¤¹ 40 ą¤›ą¤‚ą¤¦ ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤œą„€ ą¤•ą„‡ ą¤®ą¤¹ą¤æą¤®ą¤¾ ą¤•ą¤¾ ą¤¬ą¤–ą¤¾ą¤Ø ą¤•ą¤°ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ ą¤”ą¤° ą¤‰ą¤Øą¤•ą„‡ ą¤…ą¤¦ą„ą¤­ą„ą¤¤ ą¤—ą„ą¤£ą„‹ą¤‚ ą¤•ą¤¾ ą¤µą¤°ą„ą¤£ą¤Ø ą¤•ą¤°ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤

ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤œą„€, ą¤œą¤æą¤Øą„ą¤¹ą„‡ą¤‚ ą¤¬ą¤œą¤°ą¤‚ą¤— ą¤¬ą¤²ą„€ ą¤­ą„€ ą¤•ą¤¹ą¤¾ ą¤œą¤¾ą¤¤ą¤¾ ą¤¹ą„ˆ, ą¤¶ą„ą¤°ą„€ą¤°ą¤¾ą¤® ą¤•ą„‡ ą¤øą¤¬ą¤øą„‡ ą¤¬ą¤”ą¤¼ą„‡ ą¤­ą¤•ą„ą¤¤ ą¤”ą¤° ą¤¹ą¤®ą¤¾ą¤°ą„‡ ‘ą¤øą¤‚ą¤•ą¤Ÿ ą¤®ą„‹ą¤šą¤Ø’ ą¤®ą¤¾ą¤Øą„‡ ą¤œą¤¾ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤ ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤•ą¤¾ ą¤Ŗą¤¾ą¤  ą¤•ą¤°ą¤Øą„‡ ą¤øą„‡ ą¤µą„ą¤Æą¤•ą„ą¤¤ą¤æ ą¤•ą„‡ ą¤øą¤­ą„€ ą¤¦ą„ą¤–-ą¤¦ą¤°ą„ą¤¦ ą¤¦ą„‚ą¤° ą¤¹ą„‹ ą¤œą¤¾ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ ą¤”ą¤° ą¤®ą¤Ø ą¤•ą„‹ ą¤¶ą¤¾ą¤‚ą¤¤ą¤æ ą¤®ą¤æą¤²ą¤¤ą„€ ą¤¹ą„ˆą„¤ ą¤…ą¤¬ ą¤†ą¤Ŗ ą¤øą„‹ą¤š ą¤°ą¤¹ą„‡ ą¤¹ą„‹ą¤‚ą¤—ą„‡, “ą¤•ą„ą¤Æą¤¾ ą¤øą¤š ą¤®ą„‡ą¤‚?” ą¤œą„€ ą¤¹ą¤¾ą¤‚! ą¤…ą¤—ą¤° ą¤†ą¤Ŗ ą¤µą¤æą¤¶ą„ą¤µą¤¾ą¤ø ą¤°ą¤–ą¤¤ą„‡ ą¤¹ą„ˆą¤‚, ą¤¤ą„‹ ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤œą„€ ą¤†ą¤Ŗą¤•ą„‡ ą¤œą„€ą¤µą¤Ø ą¤®ą„‡ą¤‚ ą¤šą¤®ą¤¤ą„ą¤•ą¤¾ą¤° ą¤•ą¤° ą¤øą¤•ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤

ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤•ą¤¾ ą¤®ą¤¹ą¤¤ą„ą¤µ

ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤•ą„‹ ą¤øą„ą¤¬ą¤¹-ą¤øą„ą¤¬ą¤¹ ą¤Ŗą¤¢ą¤¼ą¤Øą„‡ ą¤øą„‡ ą¤¦ą¤æą¤Ø ą¤•ą„€ ą¤…ą¤šą„ą¤›ą„€ ą¤¶ą„ą¤°ą„ą¤†ą¤¤ ą¤¹ą„‹ą¤¤ą„€ ą¤¹ą„ˆą„¤ ą¤œą„ˆą¤øą„‡-ą¤œą„ˆą¤øą„‡ ą¤†ą¤Ŗ ą¤‡ą¤øą¤•ą„‡ ą¤›ą¤‚ą¤¦ą„‹ą¤‚ ą¤•ą„‹ ą¤Ŗą¤¢ą¤¼ą¤¤ą„‡ ą¤¹ą„ˆą¤‚, ą¤µą„ˆą¤øą„‡-ą¤µą„ˆą¤øą„‡ ą¤†ą¤Ŗą¤•ą„€ ą¤†ą¤¤ą„ą¤®ą¤¾ ą¤•ą„‹ ą¤ą¤• ą¤…ą¤¦ą„ą¤­ą„ą¤¤ ą¤Šą¤°ą„ą¤œą¤¾ ą¤•ą¤¾ ą¤…ą¤Øą„ą¤­ą¤µ ą¤¹ą„‹ą¤¤ą¤¾ ą¤¹ą„ˆą„¤ ą¤‡ą¤øą„‡ ą¤Ŗą¤¢ą¤¼ą¤Øą„‡ ą¤•ą„‡ ą¤¬ą¤¾ą¤¦ ą¤œą„‹ ą¤ą¤¹ą¤øą¤¾ą¤ø ą¤¹ą„‹ą¤¤ą¤¾ ą¤¹ą„ˆ, ą¤µą¤¹ ą¤•ą¤®ą¤¾ą¤² ą¤•ą¤¾ ą¤¹ą„‹ą¤¤ą¤¾ ą¤¹ą„ˆą„¤ ą¤ą¤øą¤¾ ą¤²ą¤—ą¤¤ą¤¾ ą¤¹ą„ˆ ą¤œą„ˆą¤øą„‡ ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤œą„€ ą¤–ą„ą¤¦ ą¤†ą¤Ŗą¤•ą„‡ ą¤øą¤¾ą¤„ ą¤–ą¤”ą¤¼ą„‡ ą¤¹ą„‹ą¤•ą¤° ą¤•ą¤¹ ą¤°ą¤¹ą„‡ ą¤¹ą„‹ą¤‚, “ą¤¬ą„‹ą¤²ą„‹, ą¤”ą¤° ą¤•ą„ą¤Æą¤¾ ą¤šą¤¾ą¤¹ą¤æą¤? ą¤šą¤æą¤‚ą¤¤ą¤¾ ą¤®ą¤¤ ą¤•ą¤°ą„‹, ą¤øą¤¬ ą¤ ą„€ą¤• ą¤¹ą„‹ ą¤œą¤¾ą¤ą¤—ą¤¾!”

ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤•ą¤¾ ą¤Øą¤æą¤Æą¤®ą¤æą¤¤ ą¤Ŗą¤¾ą¤  ą¤•ą¤°ą¤Øą„‡ ą¤øą„‡ ą¤Øą¤•ą¤¾ą¤°ą¤¾ą¤¤ą„ą¤®ą¤• ą¤Šą¤°ą„ą¤œą¤¾ ą¤¦ą„‚ą¤° ą¤¹ą„‹ą¤¤ą„€ ą¤¹ą„ˆą„¤ ą¤†ą¤Ŗ ą¤øą„‹ą¤š ą¤°ą¤¹ą„‡ ą¤¹ą„‹ą¤‚ą¤—ą„‡, “ą¤Æą„‡ ą¤Øą¤•ą¤¾ą¤°ą¤¾ą¤¤ą„ą¤®ą¤• ą¤Šą¤°ą„ą¤œą¤¾ ą¤•ą„ˆą¤øą„€ ą¤¹ą„‹ą¤¤ą„€ ą¤¹ą„ˆ?” ą¤…ą¤°ą„‡ ą¤­ą„ˆą¤Æą¤¾! ą¤œą„ˆą¤øą„‡ ą¤˜ą¤° ą¤®ą„‡ą¤‚ ą¤œą¤¬ ą¤•ą„‹ą¤ˆ ą¤•ą¤¾ą¤²ą¤¾ ą¤¤ą¤æą¤²ą¤æą¤øą„ą¤® ą¤«ą„‡ą¤‚ą¤•ą¤¤ą¤¾ ą¤¹ą„ˆ ą¤”ą¤° ą¤øą¤¬ ą¤•ą„ą¤› ą¤‰ą¤²ą„ą¤Ÿą¤¾-ą¤Ŗą„ą¤²ą„ą¤Ÿą¤¾ ą¤¹ą„‹ą¤Øą„‡ ą¤²ą¤—ą¤¤ą¤¾ ą¤¹ą„ˆ, ą¤ ą„€ą¤• ą¤µą„ˆą¤øą„‡ ą¤¹ą„€ą„¤ ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤Ŗą¤¢ą¤¼ą¤Øą„‡ ą¤øą„‡ ą¤Æą„‡ ą¤øą¤¬ ą¤Øą¤•ą¤¾ą¤°ą¤¾ą¤¤ą„ą¤®ą¤•ą¤¤ą¤¾ ą¤—ą¤¾ą¤Æą¤¬ ą¤¹ą„‹ ą¤œą¤¾ą¤¤ą„€ ą¤¹ą„ˆą„¤

ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤Ŗą¤¢ą¤¼ą¤Øą„‡ ą¤•ą„‡ ą¤«ą¤¾ą¤Æą¤¦ą„‡

  1. ą¤®ą¤Ø ą¤•ą„€ ą¤¶ą¤¾ą¤‚ą¤¤ą¤æ: ą¤œą¤¬ ą¤¦ą„ą¤Øą¤æą¤Æą¤¾ ą¤‡ą¤§ą¤°-ą¤‰ą¤§ą¤° ą¤¹ą„‹ ą¤°ą¤¹ą„€ ą¤¹ą„‹, ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤†ą¤Ŗą¤•ą„‡ ą¤®ą¤Ø ą¤•ą„‹ ą¤øą„ą¤„ą¤æą¤° ą¤°ą¤–ą¤¤ą„€ ą¤¹ą„ˆą„¤ ą¤œą„ˆą¤øą„‡ ą¤•ą„‹ą¤ˆ ą¤•ą„‚ą¤²ą¤° ą¤•ą„€ ą¤¹ą¤µą¤¾ ą¤®ą„‡ą¤‚ ą¤†ą¤°ą¤¾ą¤® ą¤•ą¤° ą¤°ą¤¹ą¤¾ ą¤¹ą„‹, ą¤µą„ˆą¤øą¤¾ą„¤
  2. ą¤­ą„‚ą¤¤ą¤Ŗą„ą¤°ą„‡ą¤¤ ą¤øą„‡ ą¤®ą„ą¤•ą„ą¤¤ą¤æ: ą¤…ą¤—ą¤° ą¤†ą¤Ŗą¤•ą„‹ ą¤­ą„€ ‘ą¤­ą„‚ą¤¤ą„‹ą¤‚ ą¤øą„‡ ą¤”ą¤°’ ą¤²ą¤—ą¤¤ą¤¾ ą¤¹ą„ˆ, ą¤¤ą„‹ ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤†ą¤Ŗą¤•ą¤¾ ą¤øą¤¬ą¤øą„‡ ą¤…ą¤šą„ą¤›ą¤¾ ą¤¦ą„‹ą¤øą„ą¤¤ ą¤¬ą¤Ø ą¤øą¤•ą¤¤ą¤¾ ą¤¹ą„ˆą„¤ ą¤­ą„‚ą¤¤ ą¤¤ą„‹ ą¤¦ą„‚ą¤°, ą¤­ą„‚ą¤¤ ą¤•ą„‡ ą¤Ŗą¤°ą¤›ą¤¾ą¤ˆ ą¤­ą„€ ą¤Øą¤¹ą„€ą¤‚ ą¤†ą¤ą¤—ą„€ą„¤
  3. ą¤øą„ą¤µą¤¾ą¤øą„ą¤„ą„ą¤Æ ą¤®ą„‡ą¤‚ ą¤øą„ą¤§ą¤¾ą¤°: ą¤‡ą¤øą„‡ ą¤Øą¤æą¤Æą¤®ą¤æą¤¤ ą¤°ą„‚ą¤Ŗ ą¤øą„‡ ą¤Ŗą¤¢ą¤¼ą¤Øą„‡ ą¤øą„‡ ą¤øą„ą¤µą¤¾ą¤øą„ą¤„ą„ą¤Æ ą¤®ą„‡ą¤‚ ą¤­ą„€ ą¤øą„ą¤§ą¤¾ą¤° ą¤¹ą„‹ą¤¤ą¤¾ ą¤¹ą„ˆą„¤ ą¤•ą¤¹ą¤¤ą„‡ ą¤¹ą„ˆą¤‚, ą¤¤ą¤Ø ą¤•ą„€ ą¤¬ą„€ą¤®ą¤¾ą¤°ą„€ ą¤”ą¤° ą¤®ą¤Ø ą¤•ą„€ ą¤¬ą„€ą¤®ą¤¾ą¤°ą„€, ą¤¦ą„‹ą¤Øą„‹ą¤‚ ą¤•ą¤¾ ą¤‡ą¤²ą¤¾ą¤œ ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤œą„€ ą¤•ą„‡ ą¤Ŗą¤¾ą¤ø ą¤¹ą„ˆ!”

ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤•ą„ˆą¤øą„‡ ą¤Ŗą¤¢ą¤¼ą„‡ą¤‚?

ą¤…ą¤¬ ą¤†ą¤Ŗ ą¤øą„‹ą¤š ą¤°ą¤¹ą„‡ ą¤¹ą„‹ą¤‚ą¤—ą„‡ ą¤•ą¤æ “ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤Ŗą¤¢ą¤¼ą„‡ą¤‚ ą¤¤ą„‹ ą¤•ą„ˆą¤øą„‡ ą¤Ŗą¤¢ą¤¼ą„‡ą¤‚?” ą¤…ą¤°ą„‡ ą¤­ą„ˆą¤Æą¤¾! ą¤Æą¤¹ ą¤•ą„‹ą¤ˆ ą¤¹ą„‡ą¤”ą¤«ą„‹ą¤Øą„ą¤ø ą¤Ŗą¤¹ą¤Øą¤•ą¤° ą¤—ą¤¾ą¤Øą¤¾ ą¤øą„ą¤Øą¤Øą„‡ ą¤œą„ˆą¤øą¤¾ ą¤Øą¤¹ą„€ą¤‚ ą¤¹ą„ˆą„¤ ą¤‡ą¤øą„‡ ą¤Ŗą„‚ą¤°ą„‡ ą¤§ą„ą¤Æą¤¾ą¤Ø ą¤øą„‡ ą¤Ŗą¤¢ą¤¼ą„‡ą¤‚ą„¤ ą¤ą¤• ą¤¶ą¤¾ą¤‚ą¤¤ ą¤œą¤—ą¤¹ ą¤Ŗą¤° ą¤¬ą„ˆą¤ ą„‡ą¤‚, ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤œą„€ ą¤•ą„€ ą¤¤ą¤øą„ą¤µą„€ą¤° ą¤•ą„‡ ą¤øą¤¾ą¤®ą¤Øą„‡, ą¤”ą¤° ą¤®ą¤Ø ą¤øą„‡ ą¤Ŗą¤¢ą¤¼ą„‡ą¤‚ą„¤ ą¤…ą¤—ą¤° ą¤†ą¤Ŗ ą¤øą¤¹ą„€ ą¤®ą„‡ą¤‚ ą¤«ą„‹ą¤•ą¤ø ą¤•ą¤° ą¤°ą¤¹ą„‡ ą¤¹ą„ˆą¤‚, ą¤¤ą„‹ ą¤¬ą¤œą¤°ą¤‚ą¤— ą¤¬ą¤²ą„€ ą¤–ą„ą¤¦ ą¤†ą¤Ŗą¤•ą„‹ ą¤øą„ą¤Øą„‡ą¤‚ą¤—ą„‡ą„¤

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ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤øą¤æą¤°ą„ą¤« ą¤ą¤• ą¤øą„ą¤¤ą„‹ą¤¤ą„ą¤° ą¤Øą¤¹ą„€ą¤‚ ą¤¹ą„ˆ, ą¤Æą¤¹ ą¤ą¤• ą¤œą„€ą¤µą¤Ø ą¤œą„€ą¤Øą„‡ ą¤•ą¤¾ ą¤¤ą¤°ą„€ą¤•ą¤¾ ą¤¹ą„ˆą„¤ ą¤‡ą¤øą„‡ ą¤Ŗą¤¢ą¤¼ą¤Øą„‡ ą¤øą„‡ ą¤µą„ą¤Æą¤•ą„ą¤¤ą¤æ ą¤•ą„‡ ą¤œą„€ą¤µą¤Ø ą¤®ą„‡ą¤‚ ą¤øą¤•ą¤¾ą¤°ą¤¾ą¤¤ą„ą¤®ą¤• ą¤¬ą¤¦ą¤²ą¤¾ą¤µ ą¤†ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤ ą¤¬ą¤œą¤°ą¤‚ą¤— ą¤¬ą¤²ą„€ ą¤•ą„€ ą¤•ą„ƒą¤Ŗą¤¾ ą¤øą„‡ ą¤†ą¤Ŗą¤•ą„‡ ą¤œą„€ą¤µą¤Ø ą¤®ą„‡ą¤‚ ą¤–ą„ą¤¶ą¤æą¤Æą„‹ą¤‚ ą¤•ą„€ ą¤¬ą¤°ą¤øą¤¾ą¤¤ ą¤¹ą„‹ą¤¤ą„€ ą¤¹ą„ˆą„¤ ą¤¤ą„‹, ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤Ŗą¤¢ą¤¼ą¤æą¤ ą¤”ą¤° ą¤œą„€ą¤µą¤Ø ą¤®ą„‡ą¤‚ ą¤†ą¤Øą¤‚ą¤¦ ą¤²ą„€ą¤œą¤æą¤ą„¤ ą¤”ą¤° ą¤¹ą¤¾ą¤‚, ą¤ą¤• ą¤¬ą¤¾ą¤¤ ą¤Æą¤¾ą¤¦ ą¤°ą¤–ą¤æą¤ą¤¬ą¤œą¤°ą¤‚ą¤— ą¤¬ą¤²ą„€ ą¤øą„‡ ą¤®ą¤œą¤¾ą¤• ą¤Øą¤¹ą„€ą¤‚ ą¤•ą¤°ą¤¤ą„‡, ą¤‰ą¤Øą¤•ą„‡ ą¤­ą¤•ą„ą¤¤ ą¤¬ą¤Øą¤Øą„‡ ą¤®ą„‡ą¤‚ ą¤¹ą„€ ą¤­ą¤²ą¤¾ą¤ˆ ą¤¹ą„ˆ!

ą¤‡ą¤øą¤²ą¤æą¤, ą¤šą¤²ą¤æą¤ ą¤¬ą¤œą¤°ą¤‚ą¤— ą¤¬ą¤²ą„€ ą¤•ą¤¾ ą¤Ŗą¤¾ą¤  ą¤•ą¤°ą„‡ą¤‚ ą¤”ą¤° ą¤…ą¤Ŗą¤Øą„‡ ą¤œą„€ą¤µą¤Ø ą¤•ą„‹ ą¤øą„ą¤‚ą¤¦ą¤° ą¤¬ą¤Øą¤¾ą¤ą¤‚ą„¤ ą¤œą¤Æ ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø!

 

ą¤Ŗą„ą¤°ą¤¤ą¤æą¤­ą„‚ą¤¤ą¤æ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤¾: ą¤Øą¤æą¤µą„‡ą¤¶ą¤•ą„‹ą¤‚ ą¤•ą¤¾ ą¤°ą¤•ą„ą¤·ą¤•

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ą¤Ŗą„ą¤°ą¤¤ą¤æą¤­ą„‚ą¤¤ą¤æ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤¾: ą¤Øą¤æą¤µą„‡ą¤¶ą¤•ą„‹ą¤‚ ą¤•ą¤¾ ą¤°ą¤•ą„ą¤·ą¤•

ą¤Ŗą„ą¤°ą¤¤ą¤æą¤­ą„‚ą¤¤ą¤æ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤¾ ą¤•ą¤¾ ą¤Øą¤¾ą¤® ą¤øą„ą¤Øą¤¤ą„‡ ą¤¹ą„€ ą¤øą¤¬ą¤øą„‡ ą¤Ŗą¤¹ą¤²ą„‡ ą¤¦ą¤æą¤®ą¤¾ą¤— ą¤®ą„‡ą¤‚ ą¤†ą¤¤ą¤¾ ą¤¹ą„ˆ ą¤•ą¤æ ą¤Æą„‡ ą¤†ą¤–ą¤æą¤° ą¤¹ą„ˆ ą¤•ą„ą¤Æą¤¾? ą¤øą„€ą¤§ą„€ ą¤­ą¤¾ą¤·ą¤¾ ą¤®ą„‡ą¤‚ ą¤•ą¤¹ą„‡ą¤‚ ą¤¤ą„‹ ą¤Æą¤¹ ą¤†ą¤Ŗą¤•ą„‡ ą¤Øą¤æą¤µą„‡ą¤¶ ą¤•ą„€ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤¾ ą¤øą„‡ ą¤œą„ą¤”ą¤¼ą¤¾ ą¤¹ą„ą¤† ą¤¹ą„ˆą„¤ ą¤œą¤¬ ą¤¹ą¤® ą¤¶ą„‡ą¤Æą¤° ą¤¬ą¤¾ą¤œą¤¾ą¤°, ą¤¬ą¤¾ą¤‚ą¤”ą„ą¤ø ą¤Æą¤¾ ą¤…ą¤Øą„ą¤Æ ą¤•ą¤æą¤øą„€ ą¤Ŗą„ą¤°ą¤•ą¤¾ą¤° ą¤•ą„€ ą¤µą¤æą¤¤ą„ą¤¤ą„€ą¤Æ ą¤Ŗą„ą¤°ą¤¤ą¤æą¤­ą„‚ą¤¤ą¤æą¤Æą„‹ą¤‚ ą¤®ą„‡ą¤‚ ą¤Øą¤æą¤µą„‡ą¤¶ ą¤•ą¤°ą¤¤ą„‡ ą¤¹ą„ˆą¤‚, ą¤¤ą„‹ ą¤¹ą¤®ą„‡ą¤‚ ą¤‡ą¤ø ą¤¬ą¤¾ą¤¤ ą¤•ą„€ ą¤šą¤æą¤‚ą¤¤ą¤¾ ą¤¹ą„‹ą¤¤ą„€ ą¤¹ą„ˆ ą¤•ą¤æ ą¤¹ą¤®ą¤¾ą¤°ą¤¾ ą¤Ŗą„ˆą¤øą¤¾ ą¤øą¤¹ą„€ ą¤œą¤—ą¤¹ ą¤œą¤¾ ą¤°ą¤¹ą¤¾ ą¤¹ą„ˆ ą¤Æą¤¾ ą¤Øą¤¹ą„€ą¤‚ą„¤ ą¤Æą¤¹ą„€ ą¤•ą¤¾ą¤® ą¤¹ą„ˆ ą¤Ŗą„ą¤°ą¤¤ą¤æą¤­ą„‚ą¤¤ą¤æ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤¾ ą¤•ą¤¾ą„¤

ą¤Ŗą„ą¤°ą¤¤ą¤æą¤­ą„‚ą¤¤ą¤æ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤¾ ą¤•ą„€ ą¤œą¤°ą„‚ą¤°ą¤¤ ą¤•ą„ą¤Æą„‹ą¤‚?

ą¤†ą¤Ŗ ą¤øą„‹ą¤š ą¤°ą¤¹ą„‡ ą¤¹ą„‹ą¤‚ą¤—ą„‡ ą¤•ą¤æ ą¤­ą¤²ą¤¾ ą¤Ŗą„ą¤°ą¤¤ą¤æą¤­ą„‚ą¤¤ą¤æ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤¾ ą¤•ą„€ ą¤œą¤°ą„‚ą¤°ą¤¤ ą¤•ą„ą¤Æą„‹ą¤‚ ą¤Ŗą¤”ą¤¼ą„€? ą¤•ą„ą¤Æą¤¾ ą¤¹ą¤® ą¤…ą¤Ŗą¤Øą„‡ ą¤Ŗą„ˆą¤øą„‡ ą¤•ą„€ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤¾ ą¤–ą„ą¤¦ ą¤Øą¤¹ą„€ą¤‚ ą¤•ą¤° ą¤øą¤•ą¤¤ą„‡? ą¤¬ą¤æą¤²ą„ą¤•ą„ą¤² ą¤•ą¤° ą¤øą¤•ą¤¤ą„‡ ą¤¹ą„ˆą¤‚, ą¤²ą„‡ą¤•ą¤æą¤Ø ą¤œą¤¬ ą¤¬ą¤¾ą¤¤ ą¤Øą¤æą¤µą„‡ą¤¶ ą¤•ą„€ ą¤¹ą„‹ą¤¤ą„€ ą¤¹ą„ˆ, ą¤¤ą„‹ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤¾ ą¤•ą„€ ą¤œą¤æą¤®ą„ą¤®ą„‡ą¤¦ą¤¾ą¤°ą„€ ą¤­ą„€ ą¤¬ą¤¢ą¤¼ ą¤œą¤¾ą¤¤ą„€ ą¤¹ą„ˆą„¤ ą¤•ą¤²ą„ą¤Ŗą¤Øą¤¾ ą¤•ą„€ą¤œą¤æą¤, ą¤†ą¤Ŗą¤Øą„‡ ą¤…ą¤Ŗą¤Øą„€ ą¤®ą„‡ą¤¹ą¤Øą¤¤ ą¤•ą„€ ą¤•ą¤®ą¤¾ą¤ˆ ą¤øą„‡ ą¤•ą„ą¤› ą¤Ŗą„ˆą¤øą„‡ ą¤¬ą¤šą¤¾ą¤ ą¤”ą¤° ą¤‰ą¤Øą„ą¤¹ą„‡ą¤‚ ą¤•ą¤æą¤øą„€ ą¤•ą¤‚ą¤Ŗą¤Øą„€ ą¤•ą„‡ ą¤¶ą„‡ą¤Æą¤°ą„‹ą¤‚ ą¤®ą„‡ą¤‚ ą¤²ą¤—ą¤¾ ą¤¦ą¤æą¤Æą¤¾ą„¤ ą¤…ą¤¬ ą¤†ą¤Ŗ ą¤šą¤¾ą¤¹ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ ą¤•ą¤æ ą¤µą„‹ ą¤•ą¤‚ą¤Ŗą¤Øą„€ ą¤øą¤¹ą„€ ą¤¤ą¤°ą„€ą¤•ą„‡ ą¤øą„‡ ą¤•ą¤¾ą¤® ą¤•ą¤°ą„‡, ą¤†ą¤Ŗą¤•ą„‹ ą¤øą¤¹ą„€ ą¤°ą¤æą¤Ÿą¤°ą„ą¤Ø ą¤¦ą„‡, ą¤”ą¤° ą¤†ą¤Ŗą¤•ą¤¾ ą¤Ŗą„ˆą¤øą¤¾ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤æą¤¤ ą¤°ą¤¹ą„‡ą„¤ ą¤Æą¤¹ą„€ ą¤øą„ą¤Øą¤æą¤¶ą„ą¤šą¤æą¤¤ ą¤•ą¤°ą¤Øą„‡ ą¤•ą¤¾ ą¤•ą¤¾ą¤® ą¤¹ą„ˆ ą¤Ŗą„ą¤°ą¤¤ą¤æą¤­ą„‚ą¤¤ą¤æ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤¾ ą¤•ą¤¾ą„¤

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  3. ą¤Øą¤æą¤µą„‡ą¤¶ą¤•ą„‹ą¤‚ ą¤•ą¤¾ ą¤µą¤æą¤¶ą„ą¤µą¤¾ą¤ø: ą¤•ą¤æą¤øą„€ ą¤­ą„€ ą¤¬ą¤¾ą¤œą¤¾ą¤° ą¤•ą„€ ą¤øą¤«ą¤²ą¤¤ą¤¾ ą¤‰ą¤øą¤•ą„‡ ą¤Øą¤æą¤µą„‡ą¤¶ą¤•ą„‹ą¤‚ ą¤•ą„‡ ą¤µą¤æą¤¶ą„ą¤µą¤¾ą¤ø ą¤Ŗą¤° ą¤Ÿą¤æą¤•ą„€ ą¤¹ą„‹ą¤¤ą„€ ą¤¹ą„ˆą„¤ ą¤…ą¤—ą¤° ą¤Øą¤æą¤µą„‡ą¤¶ą¤•ą„‹ą¤‚ ą¤•ą„‹ ą¤²ą¤—ą„‡ ą¤•ą¤æ ą¤‰ą¤Øą¤•ą¤¾ ą¤Ŗą„ˆą¤øą¤¾ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤æą¤¤ ą¤Øą¤¹ą„€ą¤‚ ą¤¹ą„ˆ, ą¤¤ą„‹ ą¤µą„‡ ą¤¬ą¤¾ą¤œą¤¾ą¤° ą¤øą„‡ ą¤¦ą„‚ą¤° ą¤­ą¤¾ą¤— ą¤œą¤¾ą¤ą¤‚ą¤—ą„‡ą„¤ ą¤Ŗą„ą¤°ą¤¤ą¤æą¤­ą„‚ą¤¤ą¤æ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤¾ ą¤ą¤œą„‡ą¤‚ą¤øą¤æą¤Æą„‹ą¤‚ ą¤•ą¤¾ ą¤•ą¤¾ą¤® ą¤¹ą„ˆ ą¤Øą¤æą¤µą„‡ą¤¶ą¤•ą„‹ą¤‚ ą¤•ą¤¾ ą¤µą¤æą¤¶ą„ą¤µą¤¾ą¤ø ą¤¬ą¤Øą¤¾ą¤ ą¤°ą¤–ą¤Øą¤¾ą„¤

ą¤Ŗą„ą¤°ą¤¤ą¤æą¤­ą„‚ą¤¤ą¤æ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤¾ ą¤ą¤œą„‡ą¤‚ą¤øą¤æą¤Æą¤¾ą¤‚

ą¤­ą¤¾ą¤°ą¤¤ ą¤®ą„‡ą¤‚ ą¤øą„‡ą¤¬ą„€ (SEBI), ą¤Æą¤¾ą¤Øą„€ ‘ą¤­ą¤¾ą¤°ą¤¤ą„€ą¤Æ ą¤Ŗą„ą¤°ą¤¤ą¤æą¤­ą„‚ą¤¤ą¤æ ą¤”ą¤° ą¤µą¤æą¤Øą¤æą¤®ą¤Æ ą¤¬ą„‹ą¤°ą„ą¤”’ ą¤®ą„ą¤–ą„ą¤Æ ą¤Ŗą„ą¤°ą¤¤ą¤æą¤­ą„‚ą¤¤ą¤æ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤¾ ą¤ą¤œą„‡ą¤‚ą¤øą„€ ą¤¹ą„ˆą„¤ ą¤…ą¤—ą¤° ą¤†ą¤Ŗą¤•ą„‹ ą¤²ą¤—ą¤¤ą¤¾ ą¤¹ą„ˆ ą¤•ą¤æ SEBI ą¤øą¤æą¤°ą„ą¤« ą¤¬ą¤”ą¤¼ą¤¾ ą¤Øą¤¾ą¤® ą¤¹ą„ˆ, ą¤¤ą„‹ ą¤¬ą¤¤ą¤¾ ą¤¦ą„‡ą¤‚ ą¤•ą¤æ ą¤Æą„‡ ą¤¹ą¤° ą¤Øą¤æą¤µą„‡ą¤¶ą¤• ą¤•ą„‡ ą¤²ą¤æą¤ ą¤øą„ą¤Ŗą¤°ą¤¹ą„€ą¤°ą„‹ ą¤øą„‡ ą¤•ą¤® ą¤Øą¤¹ą„€ą¤‚ ą¤¹ą„ˆ! SEBI ą¤•ą¤¾ ą¤•ą¤¾ą¤® ą¤¹ą„ˆ ą¤•ą¤æ ą¤µą„‹ ą¤¬ą¤¾ą¤œą¤¾ą¤° ą¤®ą„‡ą¤‚ ą¤Ŗą¤¾ą¤°ą¤¦ą¤°ą„ą¤¶ą¤æą¤¤ą¤¾ ą¤¬ą¤Øą¤¾ą¤ ą¤°ą¤–ą„‡, ą¤¤ą¤¾ą¤•ą¤æ ą¤•ą„‹ą¤ˆ ą¤­ą„€ ą¤Øą¤æą¤µą„‡ą¤¶ą¤• ą¤§ą„‹ą¤–ą„‡ ą¤•ą¤¾ ą¤¶ą¤æą¤•ą¤¾ą¤° ą¤Ø ą¤¹ą„‹ą„¤

ą¤®ą¤œą„‡ą¤¦ą¤¾ą¤° ą¤¬ą¤¾ą¤¤ą„‡ą¤‚

ą¤…ą¤¬ ą¤„ą„‹ą¤”ą¤¼ą„€ ą¤¹ą¤²ą„ą¤•ą„€-ą¤«ą„ą¤²ą„ą¤•ą„€ ą¤¬ą¤¾ą¤¤ą„‡ą¤‚ ą¤•ą¤° ą¤²ą„‡ą¤‚ą„¤ ą¤øą„‹ą¤šą¤æą¤, ą¤…ą¤—ą¤° ą¤Ŗą„ą¤°ą¤¤ą¤æą¤­ą„‚ą¤¤ą¤æ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤¾ ą¤Ø ą¤¹ą„‹ą¤¤ą„€ ą¤¤ą„‹ ą¤•ą„ą¤Æą¤¾ ą¤¹ą„‹ą¤¤ą¤¾? ą¤Øą¤æą¤µą„‡ą¤¶ą¤• ą¤…ą¤Ŗą¤Øą¤¾ ą¤Ŗą„ˆą¤øą¤¾ ą¤•ą¤¹ą„€ą¤‚ ą¤­ą„€ ą¤Øą¤æą¤µą„‡ą¤¶ ą¤•ą¤° ą¤¦ą„‡ą¤¤ą„‡, ą¤¬ą¤æą¤Øą¤¾ ą¤øą„‹ą¤šą„‡-ą¤øą¤®ą¤ą„‡ą„¤ ą¤”ą¤° ą¤œą¤¬ ą¤µą„‹ ą¤•ą¤‚ą¤Ŗą¤Øą„€ ą¤°ą¤¾ą¤¤ą„‹ą¤‚ą¤°ą¤¾ą¤¤ ą¤—ą¤¾ą¤Æą¤¬ ą¤¹ą„‹ ą¤œą¤¾ą¤¤ą„€, ą¤¤ą„‹ ą¤Øą¤æą¤µą„‡ą¤¶ą¤•ą„‹ą¤‚ ą¤•ą„‹ ą¤øą¤®ą¤ ą¤¹ą„€ ą¤Øą¤¹ą„€ą¤‚ ą¤†ą¤¤ą¤¾ ą¤•ą¤æ ą¤‰ą¤Øą¤•ą„‡ ą¤Ŗą„ˆą¤øą„‡ ą¤•ą¤¾ ą¤•ą„ą¤Æą¤¾ ą¤¹ą„ą¤†ą„¤ ą¤…ą¤°ą„‡ ą¤­ą¤ˆ, ą¤Ŗą„ˆą¤øą¤¾ ą¤•ą„‹ą¤ˆ ą¤¹ą¤²ą¤µą¤¾ ą¤¤ą„‹ ą¤¹ą„ˆ ą¤Øą¤¹ą„€ą¤‚ ą¤•ą¤æ ą¤•ą„‹ą¤ˆ ą¤­ą„€ ą¤–ą¤¾ ą¤œą¤¾ą¤!

ą¤…ą¤—ą¤° SEBI ą¤•ą„‹ ą¤•ą„‹ą¤ˆ ą¤øą„ą¤Ŗą¤°ą¤¹ą„€ą¤°ą„‹ ą¤¬ą¤Øą¤¾ą¤Æą¤¾ ą¤œą¤¾ą¤, ą¤¤ą„‹ ą¤µą„‹ ą¤•ą„ą¤Æą¤¾ ą¤•ą¤¹ą¤²ą¤¾ą¤ą¤—ą¤¾? ‘ą¤®ą¤¾ą¤°ą„ą¤•ą„‡ą¤Ÿ ą¤®ą„ˆą¤Ø’ ą¤Æą¤¾ ‘ą¤‡ą¤‚ą¤µą„‡ą¤øą„ą¤Ÿą¤®ą„‡ą¤‚ą¤Ÿ ą¤‡ą¤Øą„ą¤«ą„‹ą¤°ą„ą¤®ą¤°’? ą¤øą„‹ą¤šą¤Øą„‡ ą¤µą¤¾ą¤²ą„€ ą¤¬ą¤¾ą¤¤ ą¤¹ą„ˆ, ą¤¹ą„ˆ ą¤Øą¤¾?

ą¤…ą¤‚ą¤¤ ą¤®ą„‡ą¤‚

ą¤Ŗą„ą¤°ą¤¤ą¤æą¤­ą„‚ą¤¤ą¤æ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤¾ ą¤øą¤æą¤°ą„ą¤« ą¤ą¤• ą¤¶ą¤¬ą„ą¤¦ ą¤Øą¤¹ą„€ą¤‚ ą¤¹ą„ˆ, ą¤Æą¤¹ ą¤¹ą¤®ą¤¾ą¤°ą„‡ ą¤Øą¤æą¤µą„‡ą¤¶ ą¤•ą„€ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤¾ ą¤•ą„€ ą¤—ą¤¾ą¤°ą¤‚ą¤Ÿą„€ ą¤¹ą„ˆą„¤ ą¤¹ą¤®ą¤¾ą¤°ą„‡ ą¤®ą„‡ą¤¹ą¤Øą¤¤ ą¤•ą„€ ą¤•ą¤®ą¤¾ą¤ˆ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤æą¤¤ ą¤°ą¤¹ą„‡, ą¤‡ą¤øą¤•ą„‡ ą¤²ą¤æą¤ ą¤¹ą¤®ą„‡ą¤‚ ą¤Ŗą„ą¤°ą¤¤ą¤æą¤­ą„‚ą¤¤ą¤æ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤¾ ą¤ą¤œą„‡ą¤‚ą¤øą¤æą¤Æą„‹ą¤‚ ą¤•ą¤¾ ą¤†ą¤­ą¤¾ą¤°ą„€ ą¤¹ą„‹ą¤Øą¤¾ ą¤šą¤¾ą¤¹ą¤æą¤ą„¤ ą¤Æą„‡ ą¤ą¤œą„‡ą¤‚ą¤øą¤æą¤Æą¤¾ą¤‚ ą¤¹ą¤®ą¤¾ą¤°ą„€ ą¤®ą„‡ą¤¹ą¤Øą¤¤ ą¤•ą„€ ą¤•ą¤®ą¤¾ą¤ˆ ą¤•ą„‹ ą¤¬ą¤šą¤¾ą¤¤ą„€ ą¤¹ą„ˆą¤‚, ą¤¤ą¤¾ą¤•ą¤æ ą¤¹ą¤® ą¤Øą¤æą¤¶ą„ą¤šą¤æą¤‚ą¤¤ ą¤¹ą„‹ą¤•ą¤° ą¤…ą¤Ŗą¤Øą„‡ ą¤­ą¤µą¤æą¤·ą„ą¤Æ ą¤•ą„‡ ą¤²ą¤æą¤ ą¤Øą¤æą¤µą„‡ą¤¶ ą¤•ą¤° ą¤øą¤•ą„‡ą¤‚ą„¤

ą¤¤ą„‹ ą¤…ą¤—ą¤²ą„€ ą¤¬ą¤¾ą¤° ą¤œą¤¬ ą¤†ą¤Ŗ ą¤•ą¤æą¤øą„€ ą¤µą¤æą¤¤ą„ą¤¤ą„€ą¤Æ ą¤Æą„‹ą¤œą¤Øą¤¾ ą¤®ą„‡ą¤‚ ą¤Øą¤æą¤µą„‡ą¤¶ ą¤•ą¤°ą„‡ą¤‚, ą¤¤ą„‹ ą¤Æą¤¹ ą¤œą¤°ą„‚ą¤° ą¤øą„‹ą¤šą„‡ą¤‚ ą¤•ą¤æ ą¤Ŗą„ą¤°ą¤¤ą¤æą¤­ą„‚ą¤¤ą¤æ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤¾ ą¤•ą¤¾ ą¤¹ą¤¾ą¤„ ą¤†ą¤Ŗą¤•ą„‡ ą¤øą¤¾ą¤„ ą¤¹ą„ˆą„¤ ą¤•ą„ą¤Æą„‹ą¤‚ą¤•ą¤æ ą¤œą„‹ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤æą¤¤ ą¤¹ą„ˆ, ą¤µą¤¹ą„€ ą¤¦ą„€ą¤°ą„ą¤˜ą¤•ą¤¾ą¤²ą¤æą¤• ą¤¹ą„ˆ!

ą¤§ą¤Øą„ą¤Æą¤µą¤¾ą¤¦!

ą¤‰ą¤®ą„ą¤®ą„€ą¤¦ ą¤¹ą„ˆ ą¤•ą¤æ ą¤‡ą¤ø ą¤²ą„‡ą¤– ą¤Øą„‡ ą¤†ą¤Ŗą¤•ą„‹ ą¤Ŗą„ą¤°ą¤¤ą¤æą¤­ą„‚ą¤¤ą¤æ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤¾ ą¤•ą„‡ ą¤¬ą¤¾ą¤°ą„‡ ą¤®ą„‡ą¤‚ ą¤Ø ą¤øą¤æą¤°ą„ą¤« ą¤œą¤¾ą¤Øą¤•ą¤¾ą¤°ą„€ ą¤¦ą„€ ą¤¹ą„‹ą¤—ą„€, ą¤¬ą¤²ą„ą¤•ą¤æ ą¤ą¤• ą¤®ą„ą¤øą„ą¤•ą¤¾ą¤Ø ą¤­ą„€ ą¤¦ą„€ ą¤¹ą„‹ą¤—ą„€ą„¤ ą¤†ą¤–ą¤æą¤°ą¤•ą¤¾ą¤°, ą¤®ą„ą¤øą„ą¤•ą¤¾ą¤Ø ą¤­ą„€ ą¤¤ą„‹ ą¤ą¤• ą¤Øą¤æą¤µą„‡ą¤¶ ą¤¹ą„ˆ, ą¤œą„‹ ą¤œą„€ą¤µą¤Ø ą¤•ą„‹ ą¤”ą¤° ą¤–ą„‚ą¤¬ą¤øą„‚ą¤°ą¤¤ ą¤¬ą¤Øą¤¾ą¤¤ą¤¾ ą¤¹ą„ˆ!

 

 

ą¤øą„€ą¤®ą¤¾ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤¾ ą¤¬ą¤² (BSF): ą¤¹ą¤®ą¤¾ą¤°ą„€ ą¤øą„€ą¤®ą¤¾ą¤“ą¤‚ ą¤•ą„‡ ą¤…ą¤øą¤²ą„€ ą¤¹ą„€ą¤°ą„‹

0

ą¤øą„€ą¤®ą¤¾ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤¾ ą¤¬ą¤² (BSF): ą¤¹ą¤®ą¤¾ą¤°ą„€ ą¤øą„€ą¤®ą¤¾ą¤“ą¤‚ ą¤•ą„‡ ą¤…ą¤øą¤²ą„€ ą¤¹ą„€ą¤°ą„‹

ą¤øą„€ą¤®ą¤¾ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤¾ ą¤¬ą¤², ą¤œą¤æą¤øą„‡ ą¤¹ą¤® ą¤øą¤¬ ą¤Ŗą„ą¤Æą¤¾ą¤° ą¤øą„‡ BSF ą¤­ą„€ ą¤•ą¤¹ą¤¤ą„‡ ą¤¹ą„ˆą¤‚, ą¤¹ą¤®ą¤¾ą¤°ą„‡ ą¤¦ą„‡ą¤¶ ą¤•ą„€ ą¤øą„€ą¤®ą¤¾ą¤“ą¤‚ ą¤•ą„€ ą¤°ą¤•ą„ą¤·ą¤¾ ą¤•ą¤°ą¤Øą„‡ ą¤µą¤¾ą¤²ą„€ ą¤øą¤¬ą¤øą„‡ ą¤Ŗą„ą¤°ą¤®ą„ą¤– ą¤øą„ą¤°ą¤•ą„ą¤·ą¤¾ ą¤ą¤œą„‡ą¤‚ą¤øą„€ ą¤¹ą„ˆą„¤ BSF ą¤•ą„€ ą¤øą„ą¤„ą¤¾ą¤Ŗą¤Øą¤¾ 1 ą¤¦ą¤æą¤øą¤‚ą¤¬ą¤° 1965 ą¤•ą„‹ ą¤¹ą„ą¤ˆ ą¤„ą„€ą„¤ ą¤…ą¤¬ ą¤¦ą„‡ą¤–ą„‹, 1965 ą¤•ą„‹ą¤ˆ ą¤Øą¤Æą¤¾ ą¤øą¤¾ą¤² ą¤Øą¤¹ą„€ą¤‚ ą¤„ą¤¾, ą¤¤ą¤¬ ą¤øą„‡ ą¤¹ą„€ ą¤Æą„‡ ą¤¬ą¤¹ą¤¾ą¤¦ą„ą¤° ą¤¹ą¤®ą¤¾ą¤°ą„‡ ą¤¦ą„‡ą¤¶ ą¤•ą„€ ą¤øą„€ą¤®ą¤¾ą¤“ą¤‚ ą¤•ą„€ ą¤°ą¤–ą¤µą¤¾ą¤²ą„€ ą¤•ą¤° ą¤°ą¤¹ą„‡ ą¤¹ą„ˆą¤‚ą„¤ ą¤œą¤¬ ą¤­ą„€ ą¤¹ą¤® ą¤øą„€ą¤®ą¤¾ ą¤•ą„€ ą¤¬ą¤¾ą¤¤ ą¤•ą¤°ą¤¤ą„‡ ą¤¹ą„ˆą¤‚, ą¤¤ą„‹ ą¤øą¤¬ą¤øą„‡ ą¤Ŗą¤¹ą¤²ą„‡ BSF ą¤•ą¤¾ ą¤¹ą„€ ą¤–ą„ą¤Æą¤¾ą¤² ą¤†ą¤¤ą¤¾ ą¤¹ą„ˆą„¤

BSF ą¤•ą¤¾ ą¤‡ą¤¤ą¤æą¤¹ą¤¾ą¤ø

ą¤µą„ˆą¤øą„‡ ą¤¤ą„‹ BSF ą¤•ą¤¾ ą¤‡ą¤¤ą¤æą¤¹ą¤¾ą¤ø ą¤•ą„‹ą¤ˆ ą¤¬ą¤¹ą„ą¤¤ ą¤Ŗą„ą¤°ą¤¾ą¤Øą¤¾ ą¤Øą¤¹ą„€ą¤‚ ą¤¹ą„ˆ, ą¤²ą„‡ą¤•ą¤æą¤Ø ą¤‡ą¤øą¤•ą„‡ ą¤¬ą¤æą¤Øą¤¾ ą¤¦ą„‡ą¤¶ ą¤•ą„€ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤¾ ą¤…ą¤§ą„‚ą¤°ą„€ ą¤øą„€ ą¤²ą¤—ą¤¤ą„€ ą¤¹ą„ˆą„¤ ą¤œą¤¬ 1965 ą¤•ą„‡ ą¤­ą¤¾ą¤°ą¤¤-ą¤Ŗą¤¾ą¤•ą¤æą¤øą„ą¤¤ą¤¾ą¤Ø ą¤Æą„ą¤¦ą„ą¤§ ą¤•ą„‡ ą¤¬ą¤¾ą¤¦ ą¤¦ą„‡ą¤¶ ą¤•ą„‹ ą¤øą„€ą¤®ą¤¾ ą¤Ŗą¤° ą¤ą¤• ą¤®ą¤œą¤¬ą„‚ą¤¤ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤¾ ą¤¬ą¤² ą¤•ą„€ ą¤œą¤°ą„‚ą¤°ą¤¤ ą¤®ą¤¹ą¤øą„‚ą¤ø ą¤¹ą„ą¤ˆ, ą¤¤ą„‹ BSF ą¤•ą¤¾ ą¤œą¤Øą„ą¤® ą¤¹ą„ą¤†ą„¤ ą¤…ą¤¬ ą¤Æą¤¹ ą¤•ą¤¹ ą¤øą¤•ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ ą¤•ą¤æ BSF ą¤­ą„€ ą¤Æą„ą¤¦ą„ą¤§ ą¤•ą„‡ ą¤øą¤®ą¤Æ ą¤•ą„€ ą¤‰ą¤Ŗą¤œ ą¤¹ą„ˆą„¤ ą¤‰ą¤ø ą¤øą¤®ą¤Æ ą¤¦ą„‡ą¤¶ ą¤•ą„‹ ą¤ą¤• ą¤ą¤øą„‡ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤¾ ą¤¬ą¤² ą¤•ą„€ ą¤†ą¤µą¤¶ą„ą¤Æą¤•ą¤¤ą¤¾ ą¤„ą„€ ą¤œą„‹ ą¤øą„€ą¤®ą¤¾ą¤“ą¤‚ ą¤•ą„€ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤¾ ą¤•ą¤° ą¤øą¤•ą„‡ ą¤”ą¤° BSF ą¤Øą„‡ ą¤‡ą¤ø ą¤œą¤æą¤®ą„ą¤®ą„‡ą¤¦ą¤¾ą¤°ą„€ ą¤•ą„‹ ą¤¬ą¤–ą„‚ą¤¬ą„€ ą¤Øą¤æą¤­ą¤¾ą¤Æą¤¾ą„¤

BSF ą¤•ą„‡ ą¤•ą¤¾ą¤®

ą¤…ą¤¬ ą¤­ą¤¾ą¤ˆ, ą¤•ą¤¾ą¤® ą¤•ą„‹ą¤ˆ ą¤›ą„‹ą¤Ÿą¤¾-ą¤®ą„‹ą¤Ÿą¤¾ ą¤Øą¤¹ą„€ą¤‚ ą¤¹ą„ˆą„¤ BSF ą¤•ą„‡ ą¤œą¤µą¤¾ą¤Øą„‹ą¤‚ ą¤•ą¤¾ ą¤•ą¤¾ą¤® ą¤øą¤æą¤°ą„ą¤« ą¤¬ą¤‚ą¤¦ą„‚ą¤• ą¤šą¤²ą¤¾ą¤Øą¤¾ ą¤¹ą„€ ą¤Øą¤¹ą„€ą¤‚ ą¤¹ą„ˆą„¤ ą¤‡ą¤Øą„ą¤¹ą„‡ą¤‚ ą¤øą„€ą¤®ą¤¾ ą¤•ą„€ ą¤šą„Œą¤•ą¤øą„€ ą¤•ą¤°ą¤Øą„€ ą¤¹ą„‹ą¤¤ą„€ ą¤¹ą„ˆ, ą¤¤ą¤øą„ą¤•ą¤°ą„€ ą¤°ą„‹ą¤•ą¤Øą„€ ą¤¹ą„‹ą¤¤ą„€ ą¤¹ą„ˆ, ą¤˜ą„ą¤øą¤Ŗą„ˆą¤ ą¤æą¤Æą„‹ą¤‚ ą¤•ą„‹ ą¤Ŗą¤•ą„œą¤Øą¤¾ ą¤¹ą„‹ą¤¤ą¤¾ ą¤¹ą„ˆ ą¤”ą¤° ą¤œą¤°ą„‚ą¤°ą¤¤ ą¤Ŗą„œą„‡ ą¤¤ą„‹ ą¤°ą¤¾ą¤¹ą¤¤ ą¤•ą¤¾ą¤°ą„ą¤Æ ą¤­ą„€ ą¤•ą¤°ą¤Øą¤¾ ą¤¹ą„‹ą¤¤ą¤¾ ą¤¹ą„ˆą„¤

ą¤øą„€ą¤®ą¤¾ ą¤Ŗą¤° ą¤¤ą„ˆą¤Øą¤¾ą¤¤ ą¤œą¤µą¤¾ą¤Øą„‹ą¤‚ ą¤•ą„€ ą¤¦ą¤æą¤Øą¤šą¤°ą„ą¤Æą¤¾ ą¤‡ą¤¤ą¤Øą„€ ą¤†ą¤øą¤¾ą¤Ø ą¤Øą¤¹ą„€ą¤‚ ą¤¹ą„‹ą¤¤ą„€ ą¤œą¤æą¤¤ą¤Øą„€ ą¤¹ą¤® ą¤øą„‹ą¤šą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤ ą¤‰ą¤Øą„ą¤¹ą„‡ą¤‚ ą¤øą¤°ą„ą¤¦ą¤æą¤Æą„‹ą¤‚ ą¤•ą„€ ą¤ ą¤æą¤ ą„ą¤°ą¤¤ą„€ ą¤ ą¤‚ą¤”, ą¤—ą¤°ą„ą¤®ą¤æą¤Æą„‹ą¤‚ ą¤•ą„€ ą¤ą„ą¤²ą¤øą¤¾ą¤¤ą„€ ą¤§ą„‚ą¤Ŗ ą¤”ą¤° ą¤¬ą¤¾ą¤°ą¤æą¤¶ ą¤•ą„‡ ą¤¬ą„€ą¤š ą¤­ą„€ ą¤šą„Œą¤•ą¤øą„€ ą¤•ą¤°ą¤Øą„€ ą¤¹ą„‹ą¤¤ą„€ ą¤¹ą„ˆą„¤

BSF ą¤•ą„€ ą¤¦ą¤æą¤²ą¤šą¤øą„ą¤Ŗ ą¤¬ą¤¾ą¤¤ą„‡ą¤‚

ą¤…ą¤¬ ą¤„ą„‹ą„œą¤¾ ą¤®ą¤œą„‡ą¤¦ą¤¾ą¤° ą¤¬ą¤¾ą¤¤ą„‹ą¤‚ ą¤•ą„€ ą¤“ą¤° ą¤¬ą„ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤ BSF ą¤•ą„‡ ą¤œą¤µą¤¾ą¤Ø ą¤øą¤æą¤°ą„ą¤« ą¤¬ą¤‚ą¤¦ą„‚ą¤• ą¤šą¤²ą¤¾ą¤Øą„‡ ą¤®ą„‡ą¤‚ ą¤¹ą„€ ą¤®ą¤¾ą¤¹ą¤æą¤° ą¤Øą¤¹ą„€ą¤‚ ą¤¹ą„‹ą¤¤ą„‡, ą¤‰ą¤Øą„ą¤¹ą„‡ą¤‚ ą¤…ą¤šą„ą¤›ą„‡ ą¤–ą¤¾ą¤øą„‡ ą¤”ą¤¾ą¤‚ą¤ø ą¤®ą„‚ą¤µą„ą¤ø ą¤­ą„€ ą¤†ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤ ą¤•ą¤­ą„€-ą¤•ą¤­ą„€ ą¤‡ą¤Øą„ą¤¹ą„‡ą¤‚ ą¤øą„€ą¤®ą¤¾ ą¤Ŗą¤° ą¤¤ą„ˆą¤Øą¤¾ą¤¤ą„€ ą¤•ą„‡ ą¤¦ą„Œą¤°ą¤¾ą¤Ø ą¤®ą¤Øą„‹ą¤°ą¤‚ą¤œą¤Ø ą¤•ą„‡ ą¤²ą¤æą¤ ą¤­ą„€ ą¤¤ą„ˆą¤Æą¤¾ą¤° ą¤°ą¤¹ą¤Øą¤¾ ą¤¹ą„‹ą¤¤ą¤¾ ą¤¹ą„ˆą„¤ ą¤‡ą¤øą„€ą¤²ą¤æą¤ ą¤•ą¤¹ą¤¤ą„‡ ą¤¹ą„ˆą¤‚, “ą¤œą¤¬ ą¤øą„€ą¤®ą¤¾ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤¾ ą¤¬ą¤² ą¤•ą„‡ ą¤œą¤µą¤¾ą¤Ø ą¤„ą¤•ą¤¤ą„‡ ą¤¹ą„ˆą¤‚, ą¤¤ą„‹ ą¤‰ą¤Øą„ą¤¹ą„‡ą¤‚ ą¤¬ą„ą¤²ą„‡ą¤Ÿ ą¤•ą„‡ ą¤øą¤¾ą¤„-ą¤øą¤¾ą¤„ ą¤¬ą„ˆą¤²ą„‡ą¤Ÿ ą¤­ą„€ ą¤•ą¤°ą¤Øą¤¾ ą¤†ą¤¤ą¤¾ ą¤¹ą„ˆą„¤”

BSF ą¤•ą„‡ ą¤œą¤µą¤¾ą¤Øą„‹ą¤‚ ą¤•ą„€ ą¤«ą¤æą¤Ÿą¤Øą„‡ą¤ø ą¤•ą„‡ ą¤šą¤°ą„ą¤šą„‡ ą¤­ą„€ ą¤•ą¤® ą¤Øą¤¹ą„€ą¤‚ ą¤¹ą„ˆą¤‚ą„¤ ą¤…ą¤—ą¤° ą¤†ą¤Ŗ ą¤øą„‹ą¤šą¤¤ą„‡ ą¤¹ą„ˆą¤‚ ą¤•ą¤æ ą¤œą¤æą¤® ą¤œą¤¾ą¤•ą¤° ą¤¬ą¤¾ą¤‡ą¤øą„‡ą¤Ŗą„ą¤ø ą¤¬ą¤Øą¤¾ą¤Øą„‡ ą¤øą„‡ ą¤†ą¤Ŗ ą¤¤ą¤—ą¤”ą¤¼ą„‡ ą¤¹ą„‹ ą¤—ą¤ ą¤¹ą„ˆą¤‚, ą¤¤ą„‹ ą¤ą¤• ą¤¬ą¤¾ą¤° BSF ą¤•ą„‡ ą¤œą¤µą¤¾ą¤Øą„‹ą¤‚ ą¤øą„‡ ą¤®ą¤æą¤² ą¤²ą„€ą¤œą¤æą¤ą„¤ ą¤†ą¤Ŗą¤•ą„‹ ą¤²ą¤—ą„‡ą¤—ą¤¾ ą¤•ą¤æ ą¤†ą¤Ŗą¤•ą¤¾ ą¤œą¤æą¤® ą¤œą¤¾ą¤Øą¤¾ ą¤¬ą„‡ą¤•ą¤¾ą¤° ą¤„ą¤¾!

BSF ą¤”ą¤° ą¤øą¤®ą¤¾ą¤œ

BSF ą¤•ą¤¾ ą¤•ą¤¾ą¤® ą¤øą¤æą¤°ą„ą¤« ą¤øą„€ą¤®ą¤¾ ą¤Ŗą¤° ą¤¹ą„€ ą¤Øą¤¹ą„€ą¤‚ ą¤¹ą„‹ą¤¤ą¤¾, ą¤¬ą¤²ą„ą¤•ą¤æ ą¤øą¤®ą¤¾ą¤œ ą¤®ą„‡ą¤‚ ą¤­ą„€ ą¤Æą„‡ ą¤…ą¤Ŗą¤Øą„€ ą¤­ą„‚ą¤®ą¤æą¤•ą¤¾ ą¤Øą¤æą¤­ą¤¾ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤ ą¤Ŗą„ą¤°ą¤¾ą¤•ą„ƒą¤¤ą¤æą¤• ą¤†ą¤Ŗą¤¦ą¤¾ą¤“ą¤‚ ą¤•ą„‡ ą¤øą¤®ą¤Æ, ą¤šą¤¾ą¤¹ą„‡ ą¤µą„‹ ą¤¬ą¤¾ą„ ą¤¹ą„‹ ą¤Æą¤¾ ą¤­ą„‚ą¤•ą¤‚ą¤Ŗ, BSF ą¤•ą„‡ ą¤œą¤µą¤¾ą¤Ø ą¤øą¤¬ą¤øą„‡ ą¤Ŗą¤¹ą¤²ą„‡ ą¤®ą¤¦ą¤¦ ą¤•ą„‡ ą¤²ą¤æą¤ ą¤Ŗą¤¹ą„ą¤ą¤šą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤

ą¤•ą¤ˆ ą¤¬ą¤¾ą¤° BSF ą¤•ą„‡ ą¤œą¤µą¤¾ą¤Ø ą¤…ą¤Ŗą¤Øą„‡ ą¤¹ą¤‚ą¤øą¤®ą„ą¤– ą¤øą„ą¤µą¤­ą¤¾ą¤µ ą¤”ą¤° ą¤¹ą¤¾ą¤øą„ą¤Æą¤Ŗą„ą¤°ą¤¦ ą¤¬ą¤¾ą¤¤ą„‹ą¤‚ ą¤•ą„‡ ą¤•ą¤¾ą¤°ą¤£ ą¤šą¤°ą„ą¤šą¤¾ ą¤®ą„‡ą¤‚ ą¤°ą¤¹ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤ ą¤‡ą¤Øą„ą¤¹ą„‡ą¤‚ ą¤¦ą„‡ą¤– ą¤•ą¤° ą¤†ą¤Ŗ ą¤Æą¤¹ ą¤øą„‹ą¤š ą¤øą¤•ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ ą¤•ą¤æ ą¤øą„‡ą¤Øą¤¾ ą¤®ą„‡ą¤‚ ą¤­ą„€ ą¤¹ą¤‚ą¤øą„€-ą¤®ą¤œą¤¾ą¤• ą¤šą¤²ą¤¤ą¤¾ ą¤¹ą„ˆą„¤ ą¤…ą¤°ą„‡ ą¤­ą¤¾ą¤ˆ, ą¤Æą„‡ ą¤­ą„€ ą¤‡ą¤‚ą¤øą¤¾ą¤Ø ą¤¹ą„ˆą¤‚, ą¤‡ą¤Øą„ą¤¹ą„‡ą¤‚ ą¤­ą„€ ą¤¹ą¤‚ą¤øą¤Øą„‡ ą¤•ą¤¾ ą¤¹ą¤• ą¤¹ą„ˆ!

ą¤…ą¤‚ą¤¤ ą¤®ą„‡ą¤‚

ą¤øą„€ą¤®ą¤¾ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤¾ ą¤¬ą¤² ą¤¹ą¤®ą¤¾ą¤°ą„‡ ą¤¦ą„‡ą¤¶ ą¤•ą„€ ą¤øą„€ą¤®ą¤¾ą¤“ą¤‚ ą¤•ą„‡ ą¤…ą¤øą¤²ą„€ ą¤¹ą„€ą¤°ą„‹ ą¤¹ą„ˆą¤‚ą„¤ ą¤µą„‡ ą¤…ą¤Ŗą¤Øą„€ ą¤œą¤¾ą¤Ø ą¤•ą„€ ą¤Ŗą¤°ą¤µą¤¾ą¤¹ ą¤•ą¤æą¤ ą¤¬ą¤æą¤Øą¤¾ ą¤¹ą¤®ą¤¾ą¤°ą„€ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤¾ ą¤•ą¤°ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤ ą¤‡ą¤Øą¤•ą„€ ą¤®ą„‡ą¤¹ą¤Øą¤¤ ą¤”ą¤° ą¤øą¤®ą¤°ą„ą¤Ŗą¤£ ą¤•ą„‹ ą¤øą¤²ą¤¾ą¤® ą¤•ą¤°ą¤Øą¤¾ ą¤šą¤¾ą¤¹ą¤æą¤ą„¤ ą¤”ą¤° ą¤¹ą¤¾ą¤‚, ą¤…ą¤—ą¤²ą„€ ą¤¬ą¤¾ą¤° ą¤œą¤¬ ą¤†ą¤Ŗ BSF ą¤•ą„‡ ą¤•ą¤æą¤øą„€ ą¤œą¤µą¤¾ą¤Ø ą¤øą„‡ ą¤®ą¤æą¤²ą„‡ą¤‚, ą¤¤ą„‹ ą¤‰ą¤Øą„ą¤¹ą„‡ą¤‚ ą¤ą¤• ą¤øą„ą¤®ą¤¾ą¤‡ą¤² ą¤œą¤°ą„‚ą¤° ą¤¦ą„‡ą¤Øą¤¾, ą¤•ą„ą¤Æą„‹ą¤‚ą¤•ą¤æ ą¤Æą„‡ ą¤œą¤µą¤¾ą¤Ø ą¤¹ą¤®ą¤¾ą¤°ą„€ ą¤¹ą¤‚ą¤øą„€ ą¤”ą¤° ą¤–ą„ą¤¶ą„€ ą¤•ą„‡ ą¤…ą¤øą¤²ą„€ ą¤¹ą¤•ą¤¦ą¤¾ą¤° ą¤¹ą„ˆą¤‚ą„¤

ą¤œą¤Æ ą¤¹ą¤æą¤‚ą¤¦!

ą¤‰ą¤®ą„ą¤®ą„€ą¤¦ ą¤¹ą„ˆ ą¤•ą¤æ ą¤Æą¤¹ ą¤²ą„‡ą¤– ą¤Ŗą¤¢ą¤¼ą¤•ą¤° ą¤†ą¤Ŗą¤•ą„‹ BSF ą¤•ą„‡ ą¤¬ą¤¾ą¤°ą„‡ ą¤®ą„‡ą¤‚ ą¤Ø ą¤•ą„‡ą¤µą¤² ą¤œą¤¾ą¤Øą¤•ą¤¾ą¤°ą„€ ą¤®ą¤æą¤²ą„€ ą¤¹ą„‹ą¤—ą„€ ą¤¬ą¤²ą„ą¤•ą¤æ ą¤„ą„‹ą¤”ą¤¼ą¤¾ ą¤¹ą¤‚ą¤øą¤Øą„‡ ą¤•ą¤¾ ą¤®ą„Œą¤•ą¤¾ ą¤­ą„€ ą¤®ą¤æą¤²ą¤¾ ą¤¹ą„‹ą¤—ą¤¾ą„¤ ą¤†ą¤–ą¤æą¤°ą¤•ą¤¾ą¤°, ą¤¹ą¤‚ą¤øą„€ ą¤¹ą„€ ą¤øą¤¬ą¤øą„‡ ą¤…ą¤šą„ą¤›ą„€ ą¤¦ą¤µą¤¾ ą¤¹ą„ˆ, ą¤¹ą„ˆ ą¤Øą¤¾?

 

ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾: ą¤ą¤• ą¤§ą¤¾ą¤°ą„ą¤®ą¤æą¤• ą¤”ą¤° ą¤øą¤¾ą¤‚ą¤øą„ą¤•ą„ƒą¤¤ą¤æą¤• ą¤§ą¤°ą„‹ą¤¹ą¤°

0

ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾: ą¤ą¤• ą¤§ą¤¾ą¤°ą„ą¤®ą¤æą¤• ą¤”ą¤° ą¤øą¤¾ą¤‚ą¤øą„ą¤•ą„ƒą¤¤ą¤æą¤• ą¤§ą¤°ą„‹ą¤¹ą¤°

ą¤Ŗą¤°ą¤æą¤šą¤Æ

ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤ą¤• ą¤…ą¤¤ą„ą¤Æą¤‚ą¤¤ ą¤®ą¤¹ą¤¤ą„ą¤µą¤Ŗą„‚ą¤°ą„ą¤£ ą¤§ą¤¾ą¤°ą„ą¤®ą¤æą¤• ą¤—ą„ą¤°ą¤‚ą¤„ ą¤¹ą„ˆ ą¤œą„‹ ą¤¹ą¤æą¤Øą„ą¤¦ą„‚ ą¤§ą¤°ą„ą¤® ą¤®ą„‡ą¤‚ ą¤µą¤æą¤¶ą„‡ą¤· ą¤øą„ą¤„ą¤¾ą¤Ø ą¤°ą¤–ą¤¤ą¤¾ ą¤¹ą„ˆą„¤ ą¤Æą¤¹ 40 ą¤šą„Œą¤Ŗą¤¾ą¤‡ą¤Æą„‹ą¤‚ ą¤•ą¤¾ ą¤ą¤• ą¤­ą¤œą¤Ø ą¤¹ą„ˆ ą¤œą„‹ ą¤­ą¤—ą¤µą¤¾ą¤Ø ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤•ą„€ ą¤øą„ą¤¤ą„ą¤¤ą¤æ ą¤”ą¤° ą¤—ą„ą¤£ą¤—ą¤¾ą¤Ø ą¤•ą„‡ ą¤²ą¤æą¤ ą¤²ą¤æą¤–ą¤¾ ą¤—ą¤Æą¤¾ ą¤¹ą„ˆą„¤ ą¤‡ą¤øą„‡ ą¤¤ą„ą¤²ą¤øą„€ą¤¦ą¤¾ą¤ø ą¤œą„€ ą¤Øą„‡ ą¤²ą¤æą¤–ą¤¾ ą¤„ą¤¾, ą¤œą„‹ ą¤°ą¤¾ą¤®ą¤šą¤°ą¤æą¤¤ą¤®ą¤¾ą¤Øą¤ø ą¤•ą„‡ ą¤²ą„‡ą¤–ą¤• ą¤­ą„€ ą¤¹ą„ˆą¤‚ą„¤ ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤Ø ą¤•ą„‡ą¤µą¤² ą¤§ą¤¾ą¤°ą„ą¤®ą¤æą¤• ą¤¶ą„ą¤°ą¤¦ą„ą¤§ą¤¾ ą¤”ą¤° ą¤­ą¤•ą„ą¤¤ą¤æ ą¤•ą¤¾ ą¤Ŗą„ą¤°ą¤¤ą„€ą¤• ą¤¹ą„ˆ, ą¤¬ą¤²ą„ą¤•ą¤æ ą¤Æą¤¹ ą¤­ą¤¾ą¤°ą¤¤ą„€ą¤Æ ą¤øą¤¾ą¤‚ą¤øą„ą¤•ą„ƒą¤¤ą¤æą¤• ą¤§ą¤°ą„‹ą¤¹ą¤° ą¤•ą¤¾ ą¤ą¤• ą¤®ą¤¹ą¤¤ą„ą¤µą¤Ŗą„‚ą¤°ą„ą¤£ ą¤¹ą¤æą¤øą„ą¤øą¤¾ ą¤­ą„€ ą¤¹ą„ˆą„¤ ą¤‡ą¤ø ą¤²ą„‡ą¤– ą¤®ą„‡ą¤‚ ą¤¹ą¤® ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤•ą„‡ ą¤²ą„‡ą¤–ą¤Ø, ą¤®ą¤¹ą¤¤ą„ą¤µ, ą¤”ą¤° ą¤‡ą¤øą¤•ą„‡ ą¤µą¤æą¤µą¤æą¤§ ą¤Ŗą¤¹ą¤²ą„ą¤“ą¤‚ ą¤Ŗą¤° ą¤šą¤°ą„ą¤šą¤¾ ą¤•ą¤°ą„‡ą¤‚ą¤—ą„‡ą„¤

  1. ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤•ą¤¾ ą¤²ą„‡ą¤–ą¤Ø ą¤”ą¤° ą¤‡ą¤¤ą¤æą¤¹ą¤¾ą¤ø

1.1 ą¤¤ą„ą¤²ą¤øą„€ą¤¦ą¤¾ą¤ø ą¤œą„€ ą¤•ą¤¾ ą¤œą„€ą¤µą¤Ø

ą¤¤ą„ą¤²ą¤øą„€ą¤¦ą¤¾ą¤ø ą¤œą„€, ą¤œą¤æą¤Øą¤•ą¤¾ ą¤œą¤Øą„ą¤® 1532 ą¤®ą„‡ą¤‚ ą¤¹ą„ą¤† ą¤„ą¤¾, ą¤ą¤• ą¤®ą¤¹ą¤¾ą¤Ø ą¤•ą¤µą¤æ, ą¤øą¤‚ą¤¤, ą¤”ą¤° ą¤­ą¤•ą„ą¤¤ ą¤„ą„‡ą„¤ ą¤‰ą¤Øą„ą¤¹ą„‹ą¤‚ą¤Øą„‡ ą¤¹ą¤æą¤‚ą¤¦ą„€ ą¤øą¤¾ą¤¹ą¤æą¤¤ą„ą¤Æ ą¤•ą„‹ ą¤ą¤• ą¤Øą¤ˆ ą¤¦ą¤æą¤¶ą¤¾ ą¤¦ą„€ ą¤”ą¤° ą¤§ą¤¾ą¤°ą„ą¤®ą¤æą¤• ą¤—ą„ą¤°ą¤‚ą¤„ą„‹ą¤‚ ą¤•ą„‹ ą¤øą¤°ą¤² ą¤”ą¤° ą¤†ą¤® ą¤­ą¤¾ą¤·ą¤¾ ą¤®ą„‡ą¤‚ ą¤Ŗą„ą¤°ą¤øą„ą¤¤ą„ą¤¤ ą¤•ą¤æą¤Æą¤¾ą„¤ ą¤‰ą¤Øą¤•ą„‡ ą¤¦ą„ą¤µą¤¾ą¤°ą¤¾ ą¤°ą¤šą¤æą¤¤ ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤ą¤• ą¤…ą¤¦ą„ą¤µą¤æą¤¤ą„€ą¤Æ ą¤°ą¤šą¤Øą¤¾ ą¤¹ą„ˆ ą¤œą„‹ ą¤­ą¤•ą„ą¤¤ą¤æą¤Ŗą¤‚ą¤„ ą¤•ą„‡ ą¤…ą¤Øą„ą¤Æą¤¾ą¤Æą¤æą¤Æą„‹ą¤‚ ą¤•ą„‡ ą¤¬ą„€ą¤š ą¤…ą¤¤ą„ą¤Æą¤‚ą¤¤ ą¤Ŗą„ą¤°ą¤æą¤Æ ą¤¹ą„ˆą„¤

1.2 ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤•ą¤¾ ą¤²ą„‡ą¤–ą¤Ø

ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤•ą¤¾ ą¤²ą„‡ą¤–ą¤Ø ą¤¤ą„ą¤²ą¤øą„€ą¤¦ą¤¾ą¤ø ą¤œą„€ ą¤Øą„‡ 16ą¤µą„€ą¤‚ ą¤øą¤¦ą„€ ą¤®ą„‡ą¤‚ ą¤•ą¤æą¤Æą¤¾ ą¤„ą¤¾ą„¤ ą¤Æą¤¹ ą¤—ą„ą¤°ą¤‚ą¤„ ą¤­ą¤—ą¤µą¤¾ą¤Ø ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤•ą„€ ą¤¶ą¤•ą„ą¤¤ą¤æ, ą¤­ą¤•ą„ą¤¤ą¤æ, ą¤”ą¤° ą¤‰ą¤Øą¤•ą„‡ ą¤—ą„ą¤£ą„‹ą¤‚ ą¤•ą„€ ą¤Ŗą„ą¤°ą¤¶ą¤‚ą¤øą¤¾ ą¤®ą„‡ą¤‚ ą¤²ą¤æą¤–ą¤¾ ą¤—ą¤Æą¤¾ ą¤¹ą„ˆą„¤ ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤¶ą¤¬ą„ą¤¦ ą¤•ą¤¾ ą¤…ą¤°ą„ą¤„ ą¤¹ą„‹ą¤¤ą¤¾ ą¤¹ą„ˆ ‘ą¤šą¤¾ą¤²ą„€ą¤ø’, ą¤”ą¤° ą¤‡ą¤ø ą¤—ą„ą¤°ą¤‚ą¤„ ą¤®ą„‡ą¤‚ ą¤•ą„ą¤² 40 ą¤šą„Œą¤Ŗą¤¾ą¤‡ą¤Æą¤¾ą¤ ą¤¹ą„ˆą¤‚ą„¤ ą¤‡ą¤Ø ą¤šą„Œą¤Ŗą¤¾ą¤‡ą¤Æą„‹ą¤‚ ą¤•ą„‡ ą¤®ą¤¾ą¤§ą„ą¤Æą¤® ą¤øą„‡ ą¤¤ą„ą¤²ą¤øą„€ą¤¦ą¤¾ą¤ø ą¤œą„€ ą¤Øą„‡ ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤œą„€ ą¤•ą„€ ą¤®ą¤¹ą¤æą¤®ą¤¾ ą¤•ą„‹ ą¤Ŗą„ą¤°ą¤øą„ą¤¤ą„ą¤¤ ą¤•ą¤æą¤Æą¤¾ ą¤¹ą„ˆ ą¤”ą¤° ą¤­ą¤•ą„ą¤¤ą„‹ą¤‚ ą¤•ą„‹ ą¤‰ą¤Øą¤•ą„€ ą¤‰ą¤Ŗą¤¾ą¤øą¤Øą¤¾ ą¤•ą„€ ą¤Ŗą„ą¤°ą„‡ą¤°ą¤£ą¤¾ ą¤¦ą„€ ą¤¹ą„ˆą„¤

  1. ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤•ą¤¾ ą¤®ą¤¹ą¤¤ą„ą¤µ

2.1 ą¤§ą¤¾ą¤°ą„ą¤®ą¤æą¤• ą¤®ą¤¹ą¤¤ą„ą¤µ

ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤•ą¤¾ ą¤§ą¤¾ą¤°ą„ą¤®ą¤æą¤• ą¤®ą¤¹ą¤¤ą„ą¤µ ą¤¬ą¤¹ą„ą¤¤ ą¤¬ą¤”ą¤¼ą¤¾ ą¤¹ą„ˆą„¤ ą¤‡ą¤øą„‡ ą¤­ą¤—ą¤µą¤¾ą¤Ø ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤•ą„€ ą¤†ą¤°ą¤¾ą¤§ą¤Øą¤¾ ą¤”ą¤° ą¤‰ą¤Øą¤•ą„€ ą¤¶ą¤•ą„ą¤¤ą¤æ ą¤•ą„€ ą¤Ŗą„ą¤°ą¤¾ą¤Ŗą„ą¤¤ą¤æ ą¤•ą„‡ ą¤²ą¤æą¤ ą¤Ŗą¤¢ą¤¼ą¤¾ ą¤œą¤¾ą¤¤ą¤¾ ą¤¹ą„ˆą„¤ ą¤­ą¤•ą„ą¤¤ą„‹ą¤‚ ą¤•ą¤¾ ą¤®ą¤¾ą¤Øą¤Øą¤¾ ą¤¹ą„ˆ ą¤•ą¤æ ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤•ą¤¾ ą¤Øą¤æą¤Æą¤®ą¤æą¤¤ ą¤Ŗą¤¾ą¤  ą¤•ą¤°ą¤Øą„‡ ą¤øą„‡ ą¤­ą¤—ą¤µą¤¾ą¤Ø ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤•ą„‡ ą¤†ą¤¶ą„€ą¤°ą„ą¤µą¤¾ą¤¦ ą¤øą„‡ ą¤œą„€ą¤µą¤Ø ą¤®ą„‡ą¤‚ ą¤øą¤®ą¤øą„ą¤Æą¤¾ą¤“ą¤‚ ą¤•ą¤¾ ą¤øą¤®ą¤¾ą¤§ą¤¾ą¤Ø ą¤¹ą„‹ą¤¤ą¤¾ ą¤¹ą„ˆ ą¤”ą¤° ą¤•ą¤ ą¤æą¤Øą¤¾ą¤‡ą¤Æą„‹ą¤‚ ą¤øą„‡ ą¤‰ą¤¬ą¤°ą¤Øą„‡ ą¤®ą„‡ą¤‚ ą¤øą¤¹ą¤¾ą¤Æą¤¤ą¤¾ ą¤®ą¤æą¤²ą¤¤ą„€ ą¤¹ą„ˆą„¤ ą¤Æą¤¹ ą¤—ą„ą¤°ą¤‚ą¤„ ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤œą„€ ą¤•ą„€ ą¤¶ą¤•ą„ą¤¤ą¤æ, ą¤øą¤¾ą¤¹ą¤ø, ą¤”ą¤° ą¤­ą¤•ą„ą¤¤ą¤æ ą¤•ą„‹ ą¤‰ą¤œą¤¾ą¤—ą¤° ą¤•ą¤°ą¤¤ą¤¾ ą¤¹ą„ˆ ą¤”ą¤° ą¤­ą¤•ą„ą¤¤ą„‹ą¤‚ ą¤•ą„‹ ą¤†ą¤øą„ą¤„ą¤¾ ą¤”ą¤° ą¤µą¤æą¤¶ą„ą¤µą¤¾ą¤ø ą¤Ŗą„ą¤°ą¤¦ą¤¾ą¤Ø ą¤•ą¤°ą¤¤ą¤¾ ą¤¹ą„ˆą„¤

2.2 ą¤®ą¤¾ą¤Øą¤øą¤æą¤• ą¤”ą¤° ą¤¶ą¤¾ą¤°ą„€ą¤°ą¤æą¤• ą¤øą„ą¤µą¤¾ą¤øą„ą¤„ą„ą¤Æ

ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤•ą¤¾ ą¤Ŗą¤¾ą¤  ą¤®ą¤¾ą¤Øą¤øą¤æą¤• ą¤”ą¤° ą¤¶ą¤¾ą¤°ą„€ą¤°ą¤æą¤• ą¤øą„ą¤µą¤¾ą¤øą„ą¤„ą„ą¤Æ ą¤•ą„‡ ą¤²ą¤æą¤ ą¤­ą„€ ą¤²ą¤¾ą¤­ą¤•ą¤¾ą¤°ą„€ ą¤®ą¤¾ą¤Øą¤¾ ą¤œą¤¾ą¤¤ą¤¾ ą¤¹ą„ˆą„¤ ą¤Æą¤¹ ą¤¤ą¤Øą¤¾ą¤µ ą¤•ą„‹ ą¤•ą¤® ą¤•ą¤°ą¤Øą„‡, ą¤®ą¤¾ą¤Øą¤øą¤æą¤• ą¤¶ą¤¾ą¤‚ą¤¤ą¤æ ą¤”ą¤° ą¤†ą¤¤ą„ą¤®ą¤µą¤æą¤¶ą„ą¤µą¤¾ą¤ø ą¤•ą„‹ ą¤¬ą¤¢ą¤¼ą¤¾ą¤Øą„‡ ą¤®ą„‡ą¤‚ ą¤®ą¤¦ą¤¦ ą¤•ą¤°ą¤¤ą¤¾ ą¤¹ą„ˆą„¤ ą¤­ą¤•ą„ą¤¤ą„‹ą¤‚ ą¤•ą¤¾ ą¤®ą¤¾ą¤Øą¤Øą¤¾ ą¤¹ą„ˆ ą¤•ą¤æ ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤•ą„‡ ą¤Ŗą¤¾ą¤  ą¤øą„‡ ą¤øą¤•ą¤¾ą¤°ą¤¾ą¤¤ą„ą¤®ą¤• ą¤Šą¤°ą„ą¤œą¤¾ ą¤®ą¤æą¤²ą¤¤ą„€ ą¤¹ą„ˆ ą¤”ą¤° ą¤œą„€ą¤µą¤Ø ą¤®ą„‡ą¤‚ ą¤øą„ą¤–-ą¤¶ą¤¾ą¤‚ą¤¤ą¤æ ą¤•ą¤¾ ą¤…ą¤Øą„ą¤­ą¤µ ą¤¹ą„‹ą¤¤ą¤¾ ą¤¹ą„ˆą„¤ ą¤‡ą¤øą¤•ą„‡ ą¤…ą¤²ą¤¾ą¤µą¤¾, ą¤Æą¤¹ ą¤øą¤‚ą¤Ŗą„‚ą¤°ą„ą¤£ ą¤øą„ą¤µą¤¾ą¤øą„ą¤„ą„ą¤Æ ą¤•ą„€ ą¤¦ą„ƒą¤·ą„ą¤Ÿą¤æ ą¤øą„‡ ą¤­ą„€ ą¤²ą¤¾ą¤­ą¤•ą¤¾ą¤°ą„€ ą¤¹ą„ˆ, ą¤•ą„ą¤Æą„‹ą¤‚ą¤•ą¤æ ą¤Æą¤¹ ą¤®ą¤Ø ą¤•ą„‹ ą¤øą„ą¤„ą¤æą¤° ą¤”ą¤° ą¤¶ą¤¾ą¤‚ą¤¤ ą¤°ą¤–ą¤Øą„‡ ą¤®ą„‡ą¤‚ ą¤øą¤¹ą¤¾ą¤Æą¤• ą¤¹ą„‹ą¤¤ą¤¾ ą¤¹ą„ˆą„¤

2.3 ą¤øą¤¾ą¤®ą¤¾ą¤œą¤æą¤• ą¤”ą¤° ą¤øą¤¾ą¤‚ą¤øą„ą¤•ą„ƒą¤¤ą¤æą¤• ą¤®ą¤¹ą¤¤ą„ą¤µ

ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤­ą¤¾ą¤°ą¤¤ą„€ą¤Æ ą¤øą¤®ą¤¾ą¤œ ą¤”ą¤° ą¤øą¤‚ą¤øą„ą¤•ą„ƒą¤¤ą¤æ ą¤®ą„‡ą¤‚ ą¤­ą„€ ą¤®ą¤¹ą¤¤ą„ą¤µą¤Ŗą„‚ą¤°ą„ą¤£ ą¤øą„ą¤„ą¤¾ą¤Ø ą¤°ą¤–ą¤¤ą„€ ą¤¹ą„ˆą„¤ ą¤Æą¤¹ ą¤­ą¤•ą„ą¤¤ą¤æ ą¤øą¤¾ą¤¹ą¤æą¤¤ą„ą¤Æ ą¤•ą¤¾ ą¤ą¤• ą¤Ŗą„ą¤°ą¤®ą„ą¤– ą¤¹ą¤æą¤øą„ą¤øą¤¾ ą¤¹ą„ˆ ą¤”ą¤° ą¤µą¤æą¤­ą¤æą¤Øą„ą¤Ø ą¤§ą¤¾ą¤°ą„ą¤®ą¤æą¤• ą¤†ą¤Æą„‹ą¤œą¤Øą„‹ą¤‚, ą¤Ŗą„‚ą¤œą¤¾-ą¤Ŗą¤¾ą¤ , ą¤”ą¤° ą¤‰ą¤¤ą„ą¤øą¤µą„‹ą¤‚ ą¤®ą„‡ą¤‚ ą¤µą¤æą¤¶ą„‡ą¤· ą¤°ą„‚ą¤Ŗ ą¤øą„‡ ą¤—ą¤¾ą¤Æą¤¾ ą¤œą¤¾ą¤¤ą¤¾ ą¤¹ą„ˆą„¤ ą¤‡ą¤øą¤•ą„‡ ą¤®ą¤¾ą¤§ą„ą¤Æą¤® ą¤øą„‡ ą¤­ą¤¾ą¤°ą¤¤ą„€ą¤Æ ą¤øą¤‚ą¤øą„ą¤•ą„ƒą¤¤ą¤æ ą¤•ą„‡ ą¤®ą„‚ą¤²ą¤­ą„‚ą¤¤ ą¤®ą„‚ą¤²ą„ą¤Æą„‹ą¤‚ ą¤”ą¤° ą¤Ŗą¤°ą¤‚ą¤Ŗą¤°ą¤¾ą¤“ą¤‚ ą¤•ą„‹ ą¤¬ą¤Øą¤¾ą¤ ą¤°ą¤–ą¤Øą„‡ ą¤®ą„‡ą¤‚ ą¤®ą¤¦ą¤¦ ą¤®ą¤æą¤²ą¤¤ą„€ ą¤¹ą„ˆą„¤ ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤•ą„‹ ą¤Ŗą¤¢ą¤¼ą¤Øą¤¾ ą¤”ą¤° ą¤øą„ą¤Øą¤Øą¤¾ ą¤­ą¤¾ą¤°ą¤¤ą„€ą¤Æ ą¤§ą¤¾ą¤°ą„ą¤®ą¤æą¤• ą¤œą„€ą¤µą¤Ø ą¤•ą¤¾ ą¤ą¤• ą¤…ą¤­ą¤æą¤Øą„ą¤Ø ą¤¹ą¤æą¤øą„ą¤øą¤¾ ą¤¹ą„ˆą„¤

  1. ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤•ą„€ ą¤šą„Œą¤Ŗą¤¾ą¤‡ą¤Æą¤¾ą¤

3.1 ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤•ą„€ ą¤šą„Œą¤Ŗą¤¾ą¤‡ą¤Æą„‹ą¤‚ ą¤•ą„€ ą¤øą¤‚ą¤°ą¤šą¤Øą¤¾

ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤®ą„‡ą¤‚ ą¤•ą„ą¤² 40 ą¤šą„Œą¤Ŗą¤¾ą¤‡ą¤Æą¤¾ą¤ ą¤¹ą„‹ą¤¤ą„€ ą¤¹ą„ˆą¤‚ą„¤ ą¤Ŗą„ą¤°ą¤¤ą„ą¤Æą„‡ą¤• ą¤šą„Œą¤Ŗą¤¾ą¤ˆ ą¤®ą„‡ą¤‚ 8-8 ą¤Ŗą¤‚ą¤•ą„ą¤¤ą¤æą¤Æą¤¾ą¤ ą¤¹ą„‹ą¤¤ą„€ ą¤¹ą„ˆą¤‚ ą¤”ą¤° ą¤Æą¤¹ ą¤­ą¤—ą¤µą¤¾ą¤Ø ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤•ą„€ ą¤µą¤æą¤¶ą„‡ą¤·ą¤¤ą¤¾ą¤“ą¤‚, ą¤‰ą¤Øą¤•ą„‡ ą¤•ą¤¾ą¤°ą„ą¤Æą„‹ą¤‚, ą¤”ą¤° ą¤­ą¤•ą„ą¤¤ą„‹ą¤‚ ą¤•ą„€ ą¤øą¤®ą¤øą„ą¤Æą¤¾ą¤“ą¤‚ ą¤•ą„‡ ą¤øą¤®ą¤¾ą¤§ą¤¾ą¤Ø ą¤Ŗą¤° ą¤•ą„‡ą¤‚ą¤¦ą„ą¤°ą¤æą¤¤ ą¤¹ą„‹ą¤¤ą„€ ą¤¹ą„ˆą¤‚ą„¤ ą¤¹ą¤° ą¤šą„Œą¤Ŗą¤¾ą¤ˆ ą¤®ą„‡ą¤‚ ą¤¤ą„ą¤²ą¤øą„€ą¤¦ą¤¾ą¤ø ą¤œą„€ ą¤Øą„‡ ą¤­ą¤—ą¤µą¤¾ą¤Ø ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤•ą„‡ ą¤—ą„ą¤£ą„‹ą¤‚ ą¤”ą¤° ą¤®ą¤¹ą¤æą¤®ą¤¾ ą¤•ą¤¾ ą¤µą¤°ą„ą¤£ą¤Ø ą¤•ą¤æą¤Æą¤¾ ą¤¹ą„ˆą„¤

3.2 ą¤Ŗą„ą¤°ą¤®ą„ą¤– ą¤šą„Œą¤Ŗą¤¾ą¤‡ą¤Æą¤¾ą¤ ą¤”ą¤° ą¤‰ą¤Øą¤•ą¤¾ ą¤…ą¤°ą„ą¤„

  • ą¤Ŗą„ą¤°ą¤„ą¤® ą¤šą„Œą¤Ŗą¤¾ą¤ˆ: ą¤‡ą¤ø ą¤šą„Œą¤Ŗą¤¾ą¤ˆ ą¤®ą„‡ą¤‚ ą¤­ą¤—ą¤µą¤¾ą¤Ø ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤•ą„€ ą¤®ą¤¹ą¤æą¤®ą¤¾ ą¤”ą¤° ą¤‰ą¤Øą¤•ą„€ ą¤‰ą¤Ŗą¤øą„ą¤„ą¤æą¤¤ą¤æ ą¤•ą„€ ą¤¬ą¤¾ą¤¤ ą¤•ą„€ ą¤—ą¤ˆ ą¤¹ą„ˆą„¤ ą¤‡ą¤øą„‡ ą¤Ŗą¤¢ą¤¼ą¤•ą¤° ą¤­ą¤•ą„ą¤¤ą„‹ą¤‚ ą¤•ą„‹ ą¤­ą¤—ą¤µą¤¾ą¤Ø ą¤•ą„€ ą¤¶ą¤•ą„ą¤¤ą¤æ ą¤”ą¤° ą¤Ŗą„ą¤°ą¤­ą¤¾ą¤µą¤¶ą¤¾ą¤²ą„€ ą¤µą„ą¤Æą¤•ą„ą¤¤ą¤æą¤¤ą„ą¤µ ą¤•ą¤¾ ą¤…ą¤¹ą¤øą¤¾ą¤ø ą¤¹ą„‹ą¤¤ą¤¾ ą¤¹ą„ˆą„¤
  • ą¤¦ą„‚ą¤øą¤°ą„€ ą¤šą„Œą¤Ŗą¤¾ą¤ˆ: ą¤‡ą¤ø ą¤šą„Œą¤Ŗą¤¾ą¤ˆ ą¤®ą„‡ą¤‚ ą¤­ą¤—ą¤µą¤¾ą¤Ø ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤•ą„€ ą¤œą¤Øą„ą¤® ą¤•ą¤„ą¤¾ ą¤”ą¤° ą¤‰ą¤Øą¤•ą„‡ ą¤…ą¤¦ą„ą¤µą¤æą¤¤ą„€ą¤Æ ą¤—ą„ą¤£ą„‹ą¤‚ ą¤•ą¤¾ ą¤µą¤°ą„ą¤£ą¤Ø ą¤•ą¤æą¤Æą¤¾ ą¤—ą¤Æą¤¾ ą¤¹ą„ˆą„¤ ą¤Æą¤¹ ą¤­ą¤•ą„ą¤¤ą„‹ą¤‚ ą¤•ą„‹ ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤œą„€ ą¤•ą„€ ą¤‰ą¤Ŗą¤¾ą¤øą¤Øą¤¾ ą¤•ą„€ ą¤Ŗą„ą¤°ą„‡ą¤°ą¤£ą¤¾ ą¤¦ą„‡ą¤¤ą„€ ą¤¹ą„ˆą„¤
  • ą¤¤ą„€ą¤øą¤°ą„€ ą¤šą„Œą¤Ŗą¤¾ą¤ˆ: ą¤‡ą¤ø ą¤šą„Œą¤Ŗą¤¾ą¤ˆ ą¤®ą„‡ą¤‚ ą¤­ą¤—ą¤µą¤¾ą¤Ø ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤•ą„‡ ą¤¬ą¤², ą¤¬ą„ą¤¦ą„ą¤§ą¤æ, ą¤”ą¤° ą¤µą¤æą¤µą„‡ą¤• ą¤•ą„€ ą¤šą¤°ą„ą¤šą¤¾ ą¤•ą„€ ą¤—ą¤ˆ ą¤¹ą„ˆą„¤ ą¤‡ą¤øą¤øą„‡ ą¤­ą¤•ą„ą¤¤ą„‹ą¤‚ ą¤•ą„‹ ą¤‰ą¤Øą¤•ą„€ ą¤…ą¤Øą¤‚ą¤¤ ą¤¶ą¤•ą„ą¤¤ą¤æ ą¤”ą¤° ą¤øą¤‚ą¤œą„€ą¤µą¤Øą„€ ą¤¶ą¤•ą„ą¤¤ą¤æ ą¤•ą¤¾ ą¤œą„ą¤žą¤¾ą¤Ø ą¤¹ą„‹ą¤¤ą¤¾ ą¤¹ą„ˆą„¤
  1. ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤•ą¤¾ ą¤Ŗą¤¾ą¤  ą¤µą¤æą¤§ą¤æ

4.1 ą¤Ŗą¤¾ą¤  ą¤•ą¤°ą¤Øą„‡ ą¤•ą¤¾ ą¤øą¤®ą¤Æ ą¤”ą¤° ą¤øą„ą¤„ą¤¾ą¤Ø

ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤•ą¤¾ ą¤Ŗą¤¾ą¤  ą¤•ą¤æą¤øą„€ ą¤­ą„€ ą¤øą¤®ą¤Æ ą¤•ą¤æą¤Æą¤¾ ą¤œą¤¾ ą¤øą¤•ą¤¤ą¤¾ ą¤¹ą„ˆ, ą¤²ą„‡ą¤•ą¤æą¤Ø ą¤‡ą¤øą„‡ ą¤Ŗą„ą¤°ą¤¾ą¤¤:ą¤•ą¤¾ą¤² ą¤Æą¤¾ ą¤øą¤‚ą¤§ą„ą¤Æą¤¾ ą¤•ą„‡ ą¤øą¤®ą¤Æ ą¤Ŗą¤¢ą¤¼ą¤Øą¤¾ ą¤…ą¤§ą¤æą¤• ą¤¶ą„ą¤­ ą¤®ą¤¾ą¤Øą¤¾ ą¤œą¤¾ą¤¤ą¤¾ ą¤¹ą„ˆą„¤ ą¤Æą¤¹ ą¤Ŗą¤¾ą¤  ą¤˜ą¤° ą¤•ą„‡ ą¤Ŗą„‚ą¤œą¤¾ ą¤øą„ą¤„ą¤² ą¤Ŗą¤° ą¤Æą¤¾ ą¤•ą¤æą¤øą„€ ą¤¶ą¤¾ą¤‚ą¤¤ ą¤øą„ą¤„ą¤¾ą¤Ø ą¤Ŗą¤° ą¤•ą¤æą¤Æą¤¾ ą¤œą¤¾ ą¤øą¤•ą¤¤ą¤¾ ą¤¹ą„ˆ ą¤œą¤¹ą¤¾ą¤‚ ą¤®ą¤Ø ą¤¶ą¤¾ą¤‚ą¤¤ ą¤¹ą„‹ ą¤”ą¤° ą¤ą¤•ą¤¾ą¤—ą„ą¤°ą¤¤ą¤¾ ą¤øą„‡ ą¤Ŗą¤¾ą¤  ą¤•ą¤æą¤Æą¤¾ ą¤œą¤¾ ą¤øą¤•ą„‡ą„¤

4.2 ą¤Ŗą¤¾ą¤  ą¤µą¤æą¤§ą¤æ

ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤•ą¤¾ ą¤Ŗą¤¾ą¤  ą¤•ą¤°ą¤Øą„‡ ą¤øą„‡ ą¤Ŗą¤¹ą¤²ą„‡ ą¤øą„ą¤Øą¤¾ą¤Ø ą¤•ą¤°ą¤•ą„‡ ą¤¶ą„ą¤¦ą„ą¤§ ą¤µą¤øą„ą¤¤ą„ą¤° ą¤Ŗą¤¹ą¤Øą¤Øą¤¾ ą¤šą¤¾ą¤¹ą¤æą¤ą„¤ ą¤‡ą¤øą¤•ą„‡ ą¤¬ą¤¾ą¤¦, ą¤­ą¤—ą¤µą¤¾ą¤Ø ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤•ą„€ ą¤Ŗą„ą¤°ą¤¤ą¤æą¤®ą¤¾ ą¤Æą¤¾ ą¤šą¤æą¤¤ą„ą¤° ą¤•ą„‡ ą¤øą¤¾ą¤®ą¤Øą„‡ ą¤¦ą„€ą¤Ŗą¤• ą¤œą¤²ą¤¾ą¤•ą¤° ą¤”ą¤° ą¤§ą„‚ą¤Ŗ-ą¤¦ą„€ą¤Æą¤¾ ą¤¦ą¤æą¤–ą¤¾ą¤•ą¤° ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤•ą¤¾ ą¤Ŗą¤¾ą¤  ą¤•ą¤°ą„‡ą¤‚ą„¤ ą¤Ŗą¤¾ą¤  ą¤•ą„‡ ą¤¦ą„Œą¤°ą¤¾ą¤Ø, ą¤§ą„ą¤Æą¤¾ą¤Ø ą¤”ą¤° ą¤¶ą„ą¤°ą¤¦ą„ą¤§ą¤¾ ą¤•ą„‡ ą¤øą¤¾ą¤„ ą¤Ŗą„ą¤°ą¤¤ą„ą¤Æą„‡ą¤• ą¤šą„Œą¤Ŗą¤¾ą¤ˆ ą¤•ą¤¾ ą¤‰ą¤šą„ą¤šą¤¾ą¤°ą¤£ ą¤•ą¤°ą„‡ą¤‚ ą¤”ą¤° ą¤­ą¤—ą¤µą¤¾ą¤Ø ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤øą„‡ ą¤†ą¤¶ą„€ą¤°ą„ą¤µą¤¾ą¤¦ ą¤Ŗą„ą¤°ą¤¾ą¤Ŗą„ą¤¤ ą¤•ą¤°ą„‡ą¤‚ą„¤

4.3 ą¤µą¤æą¤¶ą„‡ą¤· ą¤…ą¤µą¤øą¤° ą¤”ą¤° ą¤Ŗą„‚ą¤œą¤¾

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  1. ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤øą„‡ ą¤œą„ą¤”ą¤¼ą„€ ą¤šą¤°ą„ą¤šą¤¾ą¤ą¤ ą¤”ą¤° ą¤µą¤æą¤¶ą„ą¤µą¤¾ą¤ø

5.1 ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤•ą„‡ ą¤šą¤®ą¤¤ą„ą¤•ą¤¾ą¤°ą„€ ą¤Ŗą„ą¤°ą¤­ą¤¾ą¤µ

ą¤­ą¤•ą„ą¤¤ą„‹ą¤‚ ą¤•ą¤¾ ą¤®ą¤¾ą¤Øą¤Øą¤¾ ą¤¹ą„ˆ ą¤•ą¤æ ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤•ą„‡ ą¤Ŗą¤¾ą¤  ą¤øą„‡ ą¤…ą¤Øą„‡ą¤• ą¤šą¤®ą¤¤ą„ą¤•ą¤¾ą¤°ą„€ ą¤Ŗą„ą¤°ą¤­ą¤¾ą¤µ ą¤¹ą„‹ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤ ą¤‡ą¤øą¤•ą„‡ ą¤Øą¤æą¤Æą¤®ą¤æą¤¤ ą¤Ŗą¤¾ą¤  ą¤øą„‡ ą¤®ą¤¾ą¤Øą¤øą¤æą¤• ą¤¶ą¤¾ą¤‚ą¤¤ą¤æ, ą¤øą„ą¤µą¤¾ą¤øą„ą¤„ą„ą¤Æ ą¤²ą¤¾ą¤­, ą¤”ą¤° ą¤øą¤®ą¤øą„ą¤Æą¤¾ą¤“ą¤‚ ą¤•ą¤¾ ą¤øą¤®ą¤¾ą¤§ą¤¾ą¤Ø ą¤Ŗą„ą¤°ą¤¾ą¤Ŗą„ą¤¤ ą¤¹ą„‹ą¤¤ą¤¾ ą¤¹ą„ˆą„¤ ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤•ą„€ ą¤®ą¤‚ą¤¤ą„ą¤°ą¤£ą¤¾ ą¤”ą¤° ą¤†ą¤øą„ą¤„ą¤¾ ą¤•ą„‡ ą¤®ą¤¾ą¤§ą„ą¤Æą¤® ą¤øą„‡ ą¤­ą¤•ą„ą¤¤ ą¤œą„€ą¤µą¤Ø ą¤®ą„‡ą¤‚ ą¤øą„ą¤–-ą¤øą¤®ą„ƒą¤¦ą„ą¤§ą¤æ ą¤”ą¤° ą¤­ą¤—ą¤µą¤¾ą¤Ø ą¤•ą„€ ą¤•ą„ƒą¤Ŗą¤¾ ą¤•ą„€ ą¤Ŗą„ą¤°ą¤¾ą¤Ŗą„ą¤¤ą¤æ ą¤®ą¤¾ą¤Øą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤

5.2 ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤•ą„‡ ą¤øą¤¾ą¤®ą¤¾ą¤œą¤æą¤• ą¤Ŗą„ą¤°ą¤­ą¤¾ą¤µ

ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤•ą„‡ ą¤Ŗą¤¾ą¤  ą¤øą„‡ ą¤øą¤¾ą¤®ą¤¾ą¤œą¤æą¤• ą¤°ą„‚ą¤Ŗ ą¤øą„‡ ą¤­ą„€ ą¤•ą¤ˆ ą¤²ą¤¾ą¤­ ą¤¹ą„‹ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤ ą¤Æą¤¹ ą¤­ą¤•ą„ą¤¤ą„‹ą¤‚ ą¤•ą„‹ ą¤†ą¤Ŗą¤øą„€ ą¤­ą¤•ą„ą¤¤ą¤æ ą¤”ą¤° ą¤øą¤¹ą¤Æą„‹ą¤— ą¤•ą„€ ą¤­ą¤¾ą¤µą¤Øą¤¾ ą¤•ą„‹ ą¤¬ą¤¢ą¤¼ą¤¾ą¤µą¤¾ ą¤¦ą„‡ą¤¤ą„€ ą¤¹ą„ˆą„¤ ą¤‡ą¤øą¤•ą„‡ ą¤®ą¤¾ą¤§ą„ą¤Æą¤® ą¤øą„‡ ą¤øą¤¾ą¤®ą¤¾ą¤œą¤æą¤• ą¤”ą¤° ą¤§ą¤¾ą¤°ą„ą¤®ą¤æą¤• ą¤†ą¤Æą„‹ą¤œą¤Øą„‹ą¤‚ ą¤®ą„‡ą¤‚ ą¤ą¤•ą¤¤ą¤¾ ą¤”ą¤° ą¤øą¤¾ą¤®ą¤‚ą¤œą¤øą„ą¤Æ ą¤¬ą¤Øą¤¾ą¤ ą¤°ą¤–ą¤Øą„‡ ą¤®ą„‡ą¤‚ ą¤®ą¤¦ą¤¦ ą¤®ą¤æą¤²ą¤¤ą„€ ą¤¹ą„ˆą„¤ ą¤¹ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤šą¤¾ą¤²ą„€ą¤øą¤¾ ą¤•ą„‡ ą¤Ŗą¤¾ą¤  ą¤øą„‡ ą¤øą¤®ą„ą¤¦ą¤¾ą¤Æ ą¤®ą„‡ą¤‚ ą¤ą¤•ą¤¤ą¤¾ ą¤”ą¤° ą¤øą¤¾ą¤®ą„‚ą¤¹ą¤æą¤• ą¤­ą¤•ą„ą¤¤ą¤æ ą¤•ą„€ ą¤­ą¤¾ą¤µą¤Øą¤¾ ą¤•ą„‹ ą¤¬ą¤¢ą¤¼ą¤¾ą¤µą¤¾ ą¤®ą¤æą¤²ą¤¤ą¤¾ ą¤¹ą„ˆą„¤

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  1. EPFO ą¤•ą„€ ą¤øą¤‚ą¤°ą¤šą¤Øą¤¾ ą¤”ą¤° ą¤‰ą¤¦ą„ą¤¦ą„‡ą¤¶ą„ą¤Æ

1.1 EPFO ą¤•ą¤¾ ą¤Ŗą¤°ą¤æą¤šą¤Æ

ą¤•ą¤°ą„ą¤®ą¤šą¤¾ą¤°ą„€ ą¤­ą¤µą¤æą¤·ą„ą¤Æ ą¤Øą¤æą¤§ą¤æ ą¤øą¤‚ą¤—ą¤ ą¤Ø (EPFO) ą¤•ą¤¾ ą¤—ą¤ ą¤Ø 1952 ą¤®ą„‡ą¤‚ ą¤•ą¤æą¤Æą¤¾ ą¤—ą¤Æą¤¾ ą¤„ą¤¾ ą¤”ą¤° ą¤Æą¤¹ ą¤¶ą„ą¤°ą¤® ą¤”ą¤° ą¤°ą„‹ą¤œą¤—ą¤¾ą¤° ą¤®ą¤‚ą¤¤ą„ą¤°ą¤¾ą¤²ą¤Æ ą¤•ą„‡ ą¤…ą¤§ą„€ą¤Ø ą¤•ą¤¾ą¤°ą„ą¤Æ ą¤•ą¤°ą¤¤ą¤¾ ą¤¹ą„ˆą„¤ ą¤‡ą¤øą¤•ą¤¾ ą¤®ą„ą¤–ą„ą¤Æ ą¤‰ą¤¦ą„ą¤¦ą„‡ą¤¶ą„ą¤Æ ą¤•ą¤°ą„ą¤®ą¤šą¤¾ą¤°ą¤æą¤Æą„‹ą¤‚ ą¤•ą„‡ ą¤²ą¤æą¤ ą¤ą¤• ą¤øą„ą¤°ą¤•ą„ą¤·ą¤æą¤¤ ą¤”ą¤° ą¤øą„ą¤„ą¤æą¤° ą¤­ą¤µą¤æą¤·ą„ą¤Æ ą¤Øą¤æą¤§ą¤æ ą¤Æą„‹ą¤œą¤Øą¤¾ ą¤Ŗą„ą¤°ą¤¦ą¤¾ą¤Ø ą¤•ą¤°ą¤Øą¤¾ ą¤¹ą„ˆą„¤ EPFO ą¤Ø ą¤•ą„‡ą¤µą¤² ą¤­ą¤µą¤æą¤·ą„ą¤Æ ą¤Øą¤æą¤§ą¤æ (PF) ą¤•ą¤¾ ą¤Ŗą„ą¤°ą¤¬ą¤‚ą¤§ą¤Ø ą¤•ą¤°ą¤¤ą¤¾ ą¤¹ą„ˆ, ą¤¬ą¤²ą„ą¤•ą¤æ ą¤Æą¤¹ ą¤Ŗą„‡ą¤‚ą¤¶ą¤Ø ą¤Æą„‹ą¤œą¤Øą¤¾ą¤“ą¤‚ ą¤”ą¤° ą¤¬ą„€ą¤®ą¤¾ ą¤Æą„‹ą¤œą¤Øą¤¾ą¤“ą¤‚ ą¤•ą„‡ ą¤…ą¤‚ą¤¤ą¤°ą„ą¤—ą¤¤ ą¤­ą„€ ą¤†ą¤¤ą¤¾ ą¤¹ą„ˆą„¤

1.2 EPFO ą¤•ą„€ ą¤Æą„‹ą¤œą¤Øą¤¾ą¤ą¤

  • ą¤­ą¤µą¤æą¤·ą„ą¤Æ ą¤Øą¤æą¤§ą¤æ ą¤Æą„‹ą¤œą¤Øą¤¾ (PF): ą¤Æą¤¹ ą¤Æą„‹ą¤œą¤Øą¤¾ ą¤•ą¤°ą„ą¤®ą¤šą¤¾ą¤°ą¤æą¤Æą„‹ą¤‚ ą¤•ą„‡ ą¤µą„‡ą¤¤ą¤Ø ą¤•ą¤¾ ą¤ą¤• ą¤¹ą¤æą¤øą„ą¤øą¤¾ (ą¤†ą¤®ą¤¤ą„Œą¤° ą¤Ŗą¤° 12%) ą¤­ą¤µą¤æą¤·ą„ą¤Æ ą¤Øą¤æą¤§ą¤æ ą¤®ą„‡ą¤‚ ą¤œą¤®ą¤¾ ą¤•ą¤°ą¤Øą„‡ ą¤•ą„€ ą¤µą„ą¤Æą¤µą¤øą„ą¤„ą¤¾ ą¤•ą¤°ą¤¤ą„€ ą¤¹ą„ˆ, ą¤œą¤æą¤øą„‡ ą¤°ą¤æą¤Ÿą¤¾ą¤Æą¤°ą¤®ą„‡ą¤‚ą¤Ÿ ą¤Ŗą¤° ą¤Æą¤¾ ą¤…ą¤Øą„ą¤Æ ą¤Øą¤æą¤°ą„ą¤§ą¤¾ą¤°ą¤æą¤¤ ą¤Ŗą¤°ą¤æą¤øą„ą¤„ą¤æą¤¤ą¤æą¤Æą„‹ą¤‚ ą¤®ą„‡ą¤‚ ą¤Øą¤æą¤•ą¤¾ą¤²ą¤¾ ą¤œą¤¾ ą¤øą¤•ą¤¤ą¤¾ ą¤¹ą„ˆą„¤
  • ą¤ˆą¤Ŗą„€ą¤ą¤ø (ą¤•ą¤°ą„ą¤®ą¤šą¤¾ą¤°ą„€ ą¤Ŗą„‡ą¤‚ą¤¶ą¤Ø ą¤Æą„‹ą¤œą¤Øą¤¾): ą¤Æą¤¹ ą¤Æą„‹ą¤œą¤Øą¤¾ ą¤°ą¤æą¤Ÿą¤¾ą¤Æą¤°ą¤®ą„‡ą¤‚ą¤Ÿ ą¤•ą„‡ ą¤¬ą¤¾ą¤¦ ą¤Ŗą„‡ą¤‚ą¤¶ą¤Ø ą¤Ŗą„ą¤°ą¤¦ą¤¾ą¤Ø ą¤•ą¤°ą¤¤ą„€ ą¤¹ą„ˆ, ą¤œą„‹ ą¤ą¤• ą¤Øą¤æą¤¶ą„ą¤šą¤æą¤¤ ą¤°ą¤¾ą¤¶ą¤æ ą¤•ą„‡ ą¤°ą„‚ą¤Ŗ ą¤®ą„‡ą¤‚ ą¤Øą¤æą¤Æą¤®ą¤æą¤¤ ą¤…ą¤‚ą¤¤ą¤°ą¤¾ą¤² ą¤Ŗą¤° ą¤Ŗą„ą¤°ą¤¾ą¤Ŗą„ą¤¤ ą¤¹ą„‹ą¤¤ą„€ ą¤¹ą„ˆą„¤
  • ą¤ˆą¤”ą„€ą¤ą¤²ą¤†ą¤ˆ (ą¤•ą¤°ą„ą¤®ą¤šą¤¾ą¤°ą„€ ą¤œą¤®ą¤¾ ą¤²ą¤æą¤‚ą¤•ą„ą¤” ą¤¬ą„€ą¤®ą¤¾): ą¤Æą¤¹ ą¤Æą„‹ą¤œą¤Øą¤¾ ą¤•ą¤°ą„ą¤®ą¤šą¤¾ą¤°ą¤æą¤Æą„‹ą¤‚ ą¤•ą„‹ ą¤®ą„ƒą¤¤ą„ą¤Æą„ ą¤•ą„‡ ą¤®ą¤¾ą¤®ą¤²ą„‡ ą¤®ą„‡ą¤‚ ą¤¬ą„€ą¤®ą¤¾ ą¤•ą¤µą¤° ą¤Ŗą„ą¤°ą¤¦ą¤¾ą¤Ø ą¤•ą¤°ą¤¤ą„€ ą¤¹ą„ˆ, ą¤œą¤æą¤øą¤øą„‡ ą¤‰ą¤Øą¤•ą„‡ ą¤Ŗą¤°ą¤æą¤µą¤¾ą¤° ą¤•ą„‹ ą¤µą¤æą¤¤ą„ą¤¤ą„€ą¤Æ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤¾ ą¤®ą¤æą¤²ą¤¤ą„€ ą¤¹ą„ˆą„¤
  1. ą¤¹ą¤¾ą¤² ą¤•ą„€ ą¤–ą¤¬ą¤°ą„‡ą¤‚ ą¤”ą¤° ą¤…ą¤Ŗą¤”ą„‡ą¤Ÿą„ą¤ø

2.1 EPFO ą¤•ą„€ ą¤Øą¤ˆ ą¤—ą¤¾ą¤‡ą¤”ą¤²ą¤¾ą¤‡ą¤Øą„ą¤ø ą¤”ą¤° ą¤øą„ą¤§ą¤¾ą¤°

ą¤¹ą¤¾ą¤² ą¤•ą„‡ ą¤®ą¤¹ą„€ą¤Øą„‹ą¤‚ ą¤®ą„‡ą¤‚ EPFO ą¤Øą„‡ ą¤•ą¤ˆ ą¤®ą¤¹ą¤¤ą„ą¤µą¤Ŗą„‚ą¤°ą„ą¤£ ą¤øą„ą¤§ą¤¾ą¤° ą¤”ą¤° ą¤Øą¤ˆ ą¤—ą¤¾ą¤‡ą¤”ą¤²ą¤¾ą¤‡ą¤Øą„ą¤ø ą¤œą¤¾ą¤°ą„€ ą¤•ą„€ ą¤¹ą„ˆą¤‚ ą¤œą„‹ ą¤•ą¤°ą„ą¤®ą¤šą¤¾ą¤°ą¤æą¤Æą„‹ą¤‚ ą¤•ą„‡ ą¤²ą¤¾ą¤­ ą¤•ą„‹ ą¤¬ą¤¢ą¤¼ą¤¾ą¤Øą„‡ ą¤”ą¤° ą¤Ŗą„ą¤°ą¤•ą„ą¤°ą¤æą¤Æą¤¾ą¤“ą¤‚ ą¤•ą„‹ ą¤øą¤°ą¤² ą¤¬ą¤Øą¤¾ą¤Øą„‡ ą¤•ą„‡ ą¤‰ą¤¦ą„ą¤¦ą„‡ą¤¶ą„ą¤Æ ą¤øą„‡ ą¤¹ą„ˆą¤‚ą„¤ ą¤‡ą¤Øą¤®ą„‡ą¤‚ ą¤¶ą¤¾ą¤®ą¤æą¤² ą¤¹ą„ˆą¤‚:

  • EPFO ą¤•ą„‡ ą¤Ŗą„‡ą¤‚ą¤¶ą¤Ø ą¤øą„ą¤•ą„€ą¤® ą¤®ą„‡ą¤‚ ą¤øą„ą¤§ą¤¾ą¤°: ą¤¹ą¤¾ą¤² ą¤¹ą„€ ą¤®ą„‡ą¤‚, EPFO ą¤Øą„‡ ą¤Ŗą„‡ą¤‚ą¤¶ą¤Ø ą¤øą„ą¤•ą„€ą¤® ą¤®ą„‡ą¤‚ ą¤øą„ą¤§ą¤¾ą¤° ą¤•ą„€ ą¤¦ą¤æą¤¶ą¤¾ ą¤®ą„‡ą¤‚ ą¤•ą¤¦ą¤® ą¤‰ą¤ ą¤¾ą¤ ą¤¹ą„ˆą¤‚, ą¤œą¤æą¤Øą¤®ą„‡ą¤‚ ą¤Ŗą„‡ą¤‚ą¤¶ą¤Ø ą¤•ą„€ ą¤Øą„ą¤Æą„‚ą¤Øą¤¤ą¤® ą¤°ą¤¾ą¤¶ą¤æ ą¤®ą„‡ą¤‚ ą¤µą„ƒą¤¦ą„ą¤§ą¤æ ą¤”ą¤° ą¤Ŗą„‡ą¤‚ą¤¶ą¤Øą¤­ą„‹ą¤—ą¤æą¤Æą„‹ą¤‚ ą¤•ą„‡ ą¤²ą¤æą¤ ą¤…ą¤¤ą¤æą¤°ą¤æą¤•ą„ą¤¤ ą¤²ą¤¾ą¤­ ą¤¶ą¤¾ą¤®ą¤æą¤² ą¤¹ą„ˆą¤‚ą„¤ ą¤‡ą¤øą¤•ą„‡ ą¤¤ą¤¹ą¤¤, ą¤œą¤æą¤Ø ą¤Ŗą„‡ą¤‚ą¤¶ą¤Øą¤­ą„‹ą¤—ą¤æą¤Æą„‹ą¤‚ ą¤•ą„€ ą¤Ŗą„‡ą¤‚ą¤¶ą¤Ø ą¤Øą„ą¤Æą„‚ą¤Øą¤¤ą¤® ą¤°ą¤¾ą¤¶ą¤æ ą¤øą„‡ ą¤•ą¤® ą¤„ą„€, ą¤‰ą¤Øą„ą¤¹ą„‡ą¤‚ ą¤ą¤• ą¤Øą¤æą¤¶ą„ą¤šą¤æą¤¤ ą¤øą„€ą¤®ą¤¾ ą¤¤ą¤• ą¤¬ą¤¢ą¤¼ą¤¾ą¤•ą¤° ą¤­ą„ą¤—ą¤¤ą¤¾ą¤Ø ą¤•ą¤æą¤Æą¤¾ ą¤œą¤¾ą¤ą¤—ą¤¾ą„¤
  • ą¤‘ą¤Øą¤²ą¤¾ą¤‡ą¤Ø ą¤øą„‡ą¤µą¤¾ą¤“ą¤‚ ą¤•ą¤¾ ą¤µą¤æą¤øą„ą¤¤ą¤¾ą¤°: EPFO ą¤Øą„‡ ą¤…ą¤Ŗą¤Øą„€ ą¤‘ą¤Øą¤²ą¤¾ą¤‡ą¤Ø ą¤øą„‡ą¤µą¤¾ą¤“ą¤‚ ą¤•ą„‹ ą¤µą¤æą¤øą„ą¤¤ą¤¾ą¤° ą¤¦ą¤æą¤Æą¤¾ ą¤¹ą„ˆ ą¤¤ą¤¾ą¤•ą¤æ ą¤•ą¤°ą„ą¤®ą¤šą¤¾ą¤°ą¤æą¤Æą„‹ą¤‚ ą¤•ą„‹ ą¤øą„ą¤µą¤æą¤§ą¤¾ą¤œą¤Øą¤• ą¤¤ą¤°ą„€ą¤•ą„‡ ą¤øą„‡ ą¤…ą¤Ŗą¤Øą„€ ą¤­ą¤µą¤æą¤·ą„ą¤Æ ą¤Øą¤æą¤§ą¤æ ą¤”ą¤° ą¤Ŗą„‡ą¤‚ą¤¶ą¤Ø ą¤øą„‡ ą¤øą¤‚ą¤¬ą¤‚ą¤§ą¤æą¤¤ ą¤øą„‡ą¤µą¤¾ą¤“ą¤‚ ą¤•ą¤¾ ą¤²ą¤¾ą¤­ ą¤®ą¤æą¤² ą¤øą¤•ą„‡ą„¤ EPFO ą¤•ą„€ ą¤µą„‡ą¤¬ą¤øą¤¾ą¤‡ą¤Ÿ ą¤”ą¤° ą¤®ą„‹ą¤¬ą¤¾ą¤‡ą¤² ą¤ą¤Ŗą„ą¤²ą¤æą¤•ą„‡ą¤¶ą¤Ø ą¤•ą„‡ ą¤®ą¤¾ą¤§ą„ą¤Æą¤® ą¤øą„‡ ą¤•ą¤°ą„ą¤®ą¤šą¤¾ą¤°ą¤æą¤Æą„‹ą¤‚ ą¤•ą„‹ ą¤‘ą¤Øą¤²ą¤¾ą¤‡ą¤Ø PF ą¤Ÿą„ą¤°ą¤¾ą¤‚ą¤øą¤«ą¤°, ą¤¬ą„ˆą¤²ą„‡ą¤‚ą¤ø ą¤šą„‡ą¤•, ą¤”ą¤° ą¤•ą„ą¤²ą„‡ą¤® ą¤†ą¤µą„‡ą¤¦ą¤Ø ą¤•ą„€ ą¤øą„ą¤µą¤æą¤§ą¤¾ ą¤®ą¤æą¤²ą¤¤ą„€ ą¤¹ą„ˆą„¤

2.2 COVID-19 ą¤•ą„‡ ą¤Ŗą„ą¤°ą¤­ą¤¾ą¤µ ą¤”ą¤° ą¤°ą¤¾ą¤¹ą¤¤ ą¤‰ą¤Ŗą¤¾ą¤Æ

COVID-19 ą¤®ą¤¹ą¤¾ą¤®ą¤¾ą¤°ą„€ ą¤•ą„‡ ą¤¦ą„Œą¤°ą¤¾ą¤Ø, EPFO ą¤Øą„‡ ą¤•ą¤°ą„ą¤®ą¤šą¤¾ą¤°ą¤æą¤Æą„‹ą¤‚ ą¤•ą„‹ ą¤°ą¤¾ą¤¹ą¤¤ ą¤Ŗą„ą¤°ą¤¦ą¤¾ą¤Ø ą¤•ą¤°ą¤Øą„‡ ą¤•ą„‡ ą¤²ą¤æą¤ ą¤•ą¤ˆ ą¤®ą¤¹ą¤¤ą„ą¤µą¤Ŗą„‚ą¤°ą„ą¤£ ą¤•ą¤¦ą¤® ą¤‰ą¤ ą¤¾ą¤:

  • ą¤øą¤¹ą¤¾ą¤Æą¤¤ą¤¾ ą¤Æą„‹ą¤œą¤Øą¤¾: EPFO ą¤Øą„‡ ą¤‰ą¤Ø ą¤•ą¤°ą„ą¤®ą¤šą¤¾ą¤°ą¤æą¤Æą„‹ą¤‚ ą¤•ą„‡ ą¤²ą¤æą¤ ą¤°ą¤¾ą¤¹ą¤¤ ą¤Æą„‹ą¤œą¤Øą¤¾ ą¤²ą¤¾ą¤—ą„‚ ą¤•ą„€ ą¤œą¤æą¤Øą¤•ą¤¾ ą¤µą„‡ą¤¤ą¤Ø ą¤Ŗą„ą¤°ą¤­ą¤¾ą¤µą¤æą¤¤ ą¤¹ą„ą¤† ą¤„ą¤¾ą„¤ ą¤‡ą¤øą¤®ą„‡ą¤‚ ą¤•ą¤°ą„ą¤®ą¤šą¤¾ą¤°ą¤æą¤Æą„‹ą¤‚ ą¤•ą„‹ ą¤…ą¤Ŗą¤Øą„‡ EPF ą¤–ą¤¾ą¤¤ą„‡ ą¤øą„‡ ą¤ą¤• ą¤Øą¤æą¤°ą„ą¤§ą¤¾ą¤°ą¤æą¤¤ ą¤°ą¤¾ą¤¶ą¤æ ą¤¤ą¤• ą¤…ą¤—ą„ą¤°ą¤æą¤® ą¤Øą¤æą¤•ą¤¾ą¤øą„€ ą¤•ą„€ ą¤…ą¤Øą„ą¤®ą¤¤ą¤æ ą¤¦ą„€ ą¤—ą¤ˆ ą¤¤ą¤¾ą¤•ą¤æ ą¤µą„‡ ą¤®ą¤¹ą¤¾ą¤®ą¤¾ą¤°ą„€ ą¤•ą„‡ ą¤¦ą„Œą¤°ą¤¾ą¤Ø ą¤µą¤æą¤¤ą„ą¤¤ą„€ą¤Æ ą¤øą¤‚ą¤•ą¤Ÿ ą¤øą„‡ ą¤‰ą¤¬ą¤° ą¤øą¤•ą„‡ą¤‚ą„¤
  • ą¤ˆą¤Ŗą„€ą¤ą¤« ą¤“ą¤Ŗą¤Øą¤æą¤‚ą¤—: ą¤®ą¤¹ą¤¾ą¤®ą¤¾ą¤°ą„€ ą¤•ą„‡ ą¤•ą¤¾ą¤°ą¤£, EPFO ą¤Øą„‡ ą¤•ą¤°ą„ą¤®ą¤šą¤¾ą¤°ą¤æą¤Æą„‹ą¤‚ ą¤•ą„‹ ą¤‰ą¤Øą¤•ą„‡ EPF ą¤–ą¤¾ą¤¤ą„‹ą¤‚ ą¤•ą„€ ą¤‘ą¤Øą¤²ą¤¾ą¤‡ą¤Ø ą¤–ą„‹ą¤²ą¤Øą„‡ ą¤•ą„€ ą¤øą„ą¤µą¤æą¤§ą¤¾ ą¤Ŗą„ą¤°ą¤¦ą¤¾ą¤Ø ą¤•ą„€ą„¤ ą¤‡ą¤øą¤•ą„‡ ą¤¤ą¤¹ą¤¤, ą¤Øą¤ ą¤•ą¤°ą„ą¤®ą¤šą¤¾ą¤°ą¤æą¤Æą„‹ą¤‚ ą¤•ą„‡ EPF ą¤–ą¤¾ą¤¤ą„‡ ą¤•ą„‹ ą¤¬ą¤æą¤Øą¤¾ ą¤•ą¤æą¤øą„€ ą¤…ą¤¤ą¤æą¤°ą¤æą¤•ą„ą¤¤ ą¤•ą¤¾ą¤—ą¤œą„€ ą¤•ą¤¾ą¤°ą„ą¤Æą¤µą¤¾ą¤¹ą„€ ą¤•ą„‡ ą¤‘ą¤Øą¤²ą¤¾ą¤‡ą¤Ø ą¤–ą„‹ą¤²ą¤¾ ą¤œą¤¾ ą¤øą¤•ą¤¤ą¤¾ ą¤¹ą„ˆą„¤
  1. EPFO ą¤•ą„€ ą¤Øą¤µą„€ą¤Øą¤¤ą¤® ą¤Æą„‹ą¤œą¤Øą¤¾ą¤ą¤ ą¤”ą¤° ą¤Ŗą¤¹ą¤²

3.1 ą¤ˆą¤Ŗą„€ą¤ą¤« ą¤øą¤¦ą¤øą„ą¤Æą¤¤ą¤¾ ą¤Ŗą¤° ą¤œą„‹ą¤°

EPFO ą¤Øą„‡ ą¤¹ą¤¾ą¤² ą¤¹ą„€ ą¤®ą„‡ą¤‚ ą¤Øą¤ ą¤•ą¤°ą„ą¤®ą¤šą¤¾ą¤°ą¤æą¤Æą„‹ą¤‚ ą¤•ą„‹ EPF ą¤Æą„‹ą¤œą¤Øą¤¾ ą¤øą„‡ ą¤œą„‹ą¤”ą¤¼ą¤Øą„‡ ą¤•ą„‡ ą¤²ą¤æą¤ ą¤Ŗą¤¹ą¤² ą¤•ą„€ ą¤¹ą„ˆą„¤ ą¤‡ą¤øą¤•ą„‡ ą¤¤ą¤¹ą¤¤, ą¤øą¤­ą„€ ą¤øą¤‚ą¤—ą¤ ą¤Øą„‹ą¤‚ ą¤•ą„‹ ą¤•ą¤°ą„ą¤®ą¤šą¤¾ą¤°ą¤æą¤Æą„‹ą¤‚ ą¤•ą„€ EPF ą¤øą¤¦ą¤øą„ą¤Æą¤¤ą¤¾ ą¤…ą¤Øą¤æą¤µą¤¾ą¤°ą„ą¤Æ ą¤•ą¤°ą¤Øą„‡ ą¤•ą¤¾ ą¤Øą¤æą¤°ą„ą¤¦ą„‡ą¤¶ ą¤œą¤¾ą¤°ą„€ ą¤•ą¤æą¤Æą¤¾ ą¤—ą¤Æą¤¾ ą¤¹ą„ˆą„¤ ą¤‡ą¤øą¤øą„‡ ą¤•ą¤°ą„ą¤®ą¤šą¤¾ą¤°ą¤æą¤Æą„‹ą¤‚ ą¤•ą„‹ ą¤ą¤• ą¤øą¤‚ą¤°ą¤•ą„ą¤·ą¤æą¤¤ ą¤­ą¤µą¤æą¤·ą„ą¤Æ ą¤Øą¤æą¤§ą¤æ ą¤®ą¤æą¤² ą¤øą¤•ą„‡ą¤—ą„€ ą¤”ą¤° ą¤°ą¤æą¤Ÿą¤¾ą¤Æą¤°ą¤®ą„‡ą¤‚ą¤Ÿ ą¤•ą„‡ ą¤¬ą¤¾ą¤¦ ą¤‰ą¤Øą„ą¤¹ą„‡ą¤‚ ą¤†ą¤°ą„ą¤„ą¤æą¤• ą¤øą„ą¤°ą¤•ą„ą¤·ą¤¾ ą¤Ŗą„ą¤°ą¤¾ą¤Ŗą„ą¤¤ ą¤¹ą„‹ą¤—ą„€ą„¤

3.2 ą¤µą¤æą¤¤ą„ą¤¤ą„€ą¤Æ ą¤øą¤¾ą¤•ą„ą¤·ą¤°ą¤¤ą¤¾ ą¤…ą¤­ą¤æą¤Æą¤¾ą¤Ø

EPFO ą¤Øą„‡ ą¤µą¤æą¤¤ą„ą¤¤ą„€ą¤Æ ą¤øą¤¾ą¤•ą„ą¤·ą¤°ą¤¤ą¤¾ ą¤•ą„‹ ą¤¬ą¤¢ą¤¼ą¤¾ą¤µą¤¾ ą¤¦ą„‡ą¤Øą„‡ ą¤•ą„‡ ą¤²ą¤æą¤ ą¤ą¤• ą¤…ą¤­ą¤æą¤Æą¤¾ą¤Ø ą¤¶ą„ą¤°ą„‚ ą¤•ą¤æą¤Æą¤¾ ą¤¹ą„ˆą„¤ ą¤‡ą¤ø ą¤…ą¤­ą¤æą¤Æą¤¾ą¤Ø ą¤•ą¤¾ ą¤‰ą¤¦ą„ą¤¦ą„‡ą¤¶ą„ą¤Æ ą¤•ą¤°ą„ą¤®ą¤šą¤¾ą¤°ą¤æą¤Æą„‹ą¤‚ ą¤•ą„‹ ą¤‰ą¤Øą¤•ą„‡ EPF ą¤”ą¤° ą¤Ŗą„‡ą¤‚ą¤¶ą¤Ø ą¤²ą¤¾ą¤­ą„‹ą¤‚ ą¤•ą„‡ ą¤¬ą¤¾ą¤°ą„‡ ą¤®ą„‡ą¤‚ ą¤œą¤¾ą¤—ą¤°ą„‚ą¤• ą¤•ą¤°ą¤Øą¤¾ ą¤¹ą„ˆą„¤ ą¤‡ą¤øą¤•ą„‡ ą¤¤ą¤¹ą¤¤, EPFO ą¤Øą„‡ ą¤µą¤æą¤­ą¤æą¤Øą„ą¤Ø ą¤øą„‡ą¤®ą¤æą¤Øą¤¾ą¤° ą¤”ą¤° ą¤µą¤°ą„ą¤•ą¤¶ą„‰ą¤Ŗą„ą¤ø ą¤•ą¤¾ ą¤†ą¤Æą„‹ą¤œą¤Ø ą¤•ą¤æą¤Æą¤¾ ą¤¹ą„ˆ ą¤œą¤æą¤øą¤®ą„‡ą¤‚ ą¤•ą¤°ą„ą¤®ą¤šą¤¾ą¤°ą¤æą¤Æą„‹ą¤‚ ą¤•ą„‹ ą¤­ą¤µą¤æą¤·ą„ą¤Æ ą¤Øą¤æą¤§ą¤æ ą¤Ŗą„ą¤°ą¤¬ą¤‚ą¤§ą¤Ø, ą¤Ŗą„‡ą¤‚ą¤¶ą¤Ø ą¤Æą„‹ą¤œą¤Øą¤¾ą¤“ą¤‚, ą¤”ą¤° ą¤µą¤æą¤¤ą„ą¤¤ą„€ą¤Æ ą¤Æą„‹ą¤œą¤Øą¤¾ ą¤•ą„‡ ą¤µą¤æą¤·ą¤Æ ą¤®ą„‡ą¤‚ ą¤œą¤¾ą¤Øą¤•ą¤¾ą¤°ą„€ ą¤¦ą„€ ą¤œą¤¾ą¤¤ą„€ ą¤¹ą„ˆą„¤

  1. EPFO ą¤øą„‡ ą¤œą„ą¤”ą¤¼ą„‡ ą¤†ą¤® ą¤Ŗą„ą¤°ą¤¶ą„ą¤Ø ą¤”ą¤° ą¤‰ą¤¤ą„ą¤¤ą¤°

4.1 EPFO ą¤øą„‡ ą¤•ą„ˆą¤øą„‡ ą¤œą„ą¤”ą¤¼ą„‡ą¤‚?

ą¤•ą¤°ą„ą¤®ą¤šą¤¾ą¤°ą„€ ą¤…ą¤Ŗą¤Øą„‡ ą¤Øą¤æą¤Æą„‹ą¤•ą„ą¤¤ą¤¾ ą¤•ą„‡ ą¤®ą¤¾ą¤§ą„ą¤Æą¤® ą¤øą„‡ EPFO ą¤øą„‡ ą¤œą„ą¤”ą¤¼ ą¤øą¤•ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤ ą¤Øą¤æą¤Æą„‹ą¤•ą„ą¤¤ą¤¾ ą¤•ą¤°ą„ą¤®ą¤šą¤¾ą¤°ą¤æą¤Æą„‹ą¤‚ ą¤•ą„€ EPF ą¤øą¤¦ą¤øą„ą¤Æą¤¤ą¤¾ ą¤•ą„‡ ą¤²ą¤æą¤ ą¤†ą¤µą¤¶ą„ą¤Æą¤• ą¤•ą¤¾ą¤—ą¤œą„€ ą¤•ą¤¾ą¤°ą„ą¤Æą¤µą¤¾ą¤¹ą„€ ą¤”ą¤° ą¤Ŗą¤‚ą¤œą„€ą¤•ą¤°ą¤£ ą¤•ą„€ ą¤Ŗą„ą¤°ą¤•ą„ą¤°ą¤æą¤Æą¤¾ ą¤Ŗą„‚ą¤°ą„€ ą¤•ą¤°ą¤¤ą¤¾ ą¤¹ą„ˆą„¤ ą¤‡ą¤øą¤•ą„‡ ą¤¬ą¤¾ą¤¦, ą¤•ą¤°ą„ą¤®ą¤šą¤¾ą¤°ą„€ EPFO ą¤•ą„€ ą¤µą„‡ą¤¬ą¤øą¤¾ą¤‡ą¤Ÿ ą¤Æą¤¾ ą¤®ą„‹ą¤¬ą¤¾ą¤‡ą¤² ą¤ą¤Ŗą„ą¤²ą¤æą¤•ą„‡ą¤¶ą¤Ø ą¤•ą„‡ ą¤®ą¤¾ą¤§ą„ą¤Æą¤® ą¤øą„‡ ą¤…ą¤Ŗą¤Øą„‡ EPF ą¤–ą¤¾ą¤¤ą„‡ ą¤•ą„€ ą¤œą¤¾ą¤Øą¤•ą¤¾ą¤°ą„€ ą¤”ą¤° ą¤øą„‡ą¤µą¤¾ą¤“ą¤‚ ą¤•ą¤¾ ą¤²ą¤¾ą¤­ ą¤²ą„‡ ą¤øą¤•ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤

4.2 EPF ą¤•ą¤¾ ą¤¬ą„ˆą¤²ą„‡ą¤‚ą¤ø ą¤•ą„ˆą¤øą„‡ ą¤šą„‡ą¤• ą¤•ą¤°ą„‡ą¤‚?

EPF ą¤¬ą„ˆą¤²ą„‡ą¤‚ą¤ø ą¤šą„‡ą¤• ą¤•ą¤°ą¤Øą„‡ ą¤•ą„‡ ą¤²ą¤æą¤ ą¤•ą¤°ą„ą¤®ą¤šą¤¾ą¤°ą„€ EPFO ą¤•ą„€ ą¤µą„‡ą¤¬ą¤øą¤¾ą¤‡ą¤Ÿ ą¤Ŗą¤° ą¤²ą„‰ą¤—ą¤æą¤Ø ą¤•ą¤°ą¤•ą„‡ “ą¤§ą¤¾ą¤°ą¤• ą¤²ą„‰ą¤—ą¤æą¤Ø” ą¤µą¤æą¤•ą¤²ą„ą¤Ŗ ą¤•ą¤¾ ą¤šą¤Æą¤Ø ą¤•ą¤° ą¤øą¤•ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤ ą¤‡ą¤øą¤•ą„‡ ą¤…ą¤²ą¤¾ą¤µą¤¾, EPFO ą¤•ą„€ ą¤®ą„‹ą¤¬ą¤¾ą¤‡ą¤² ą¤ą¤Ŗą„ą¤²ą¤æą¤•ą„‡ą¤¶ą¤Ø ą¤•ą¤¾ ą¤‰ą¤Ŗą¤Æą„‹ą¤— ą¤•ą¤°ą¤•ą„‡ ą¤­ą„€ ą¤¬ą„ˆą¤²ą„‡ą¤‚ą¤ø ą¤šą„‡ą¤• ą¤•ą¤æą¤Æą¤¾ ą¤œą¤¾ ą¤øą¤•ą¤¤ą¤¾ ą¤¹ą„ˆą„¤ ą¤‡ą¤øą¤•ą„‡ ą¤²ą¤æą¤ ą¤•ą¤°ą„ą¤®ą¤šą¤¾ą¤°ą„€ ą¤•ą„‹ ą¤…ą¤Ŗą¤Øą„‡ EPF ą¤–ą¤¾ą¤¤ą„‡ ą¤•ą¤¾ UAN (ą¤Æą„‚ą¤Øą¤æą¤µą¤°ą„ą¤øą¤² ą¤…ą¤•ą¤¾ą¤‰ą¤‚ą¤Ÿ ą¤Øą¤‚ą¤¬ą¤°) ą¤”ą¤° ą¤Ŗą¤¾ą¤øą¤µą¤°ą„ą¤” ą¤•ą„€ ą¤†ą¤µą¤¶ą„ą¤Æą¤•ą¤¤ą¤¾ ą¤¹ą„‹ą¤¤ą„€ ą¤¹ą„ˆą„¤

4.3 PF ą¤Øą¤æą¤•ą¤¾ą¤øą„€ ą¤•ą„€ ą¤Ŗą„ą¤°ą¤•ą„ą¤°ą¤æą¤Æą¤¾ ą¤•ą„ą¤Æą¤¾ ą¤¹ą„ˆ?

PF ą¤Øą¤æą¤•ą¤¾ą¤øą„€ ą¤•ą„‡ ą¤²ą¤æą¤ ą¤•ą¤°ą„ą¤®ą¤šą¤¾ą¤°ą„€ ą¤•ą„‹ EPFO ą¤•ą„€ ą¤µą„‡ą¤¬ą¤øą¤¾ą¤‡ą¤Ÿ ą¤Ŗą¤° ą¤œą¤¾ą¤•ą¤° “ą¤•ą„ą¤²ą„‡ą¤®” ą¤øą„‡ą¤•ą„ą¤¶ą¤Ø ą¤®ą„‡ą¤‚ ą¤œą¤¾ą¤Øą¤¾ ą¤¹ą„‹ą¤¤ą¤¾ ą¤¹ą„ˆą„¤ ą¤µą¤¹ą¤¾ą¤‚, ą¤Øą¤æą¤•ą¤¾ą¤øą„€ ą¤•ą„‡ ą¤²ą¤æą¤ ą¤†ą¤µą¤¶ą„ą¤Æą¤• ą¤«ą„‰ą¤°ą„ą¤® ą¤­ą¤°ą¤Øą„‡ ą¤•ą„‡ ą¤¬ą¤¾ą¤¦, ą¤¦ą¤øą„ą¤¤ą¤¾ą¤µą„‡ą¤œą¤¼ ą¤…ą¤Ŗą¤²ą„‹ą¤” ą¤•ą¤°ą¤Øą„‡ ą¤¹ą„‹ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ ą¤”ą¤° ą¤•ą„ą¤²ą„‡ą¤® ą¤•ą„€ ą¤Ŗą„ą¤°ą¤•ą„ą¤°ą¤æą¤Æą¤¾ ą¤Ŗą„‚ą¤°ą„€ ą¤•ą„€ ą¤œą¤¾ą¤¤ą„€ ą¤¹ą„ˆą„¤ EPFO ą¤¦ą„ą¤µą¤¾ą¤°ą¤¾ ą¤Øą¤æą¤•ą¤¾ą¤øą„€ ą¤•ą„‡ ą¤†ą¤µą„‡ą¤¦ą¤Ø ą¤•ą„€ ą¤øą¤®ą„€ą¤•ą„ą¤·ą¤¾ ą¤•ą„‡ ą¤¬ą¤¾ą¤¦, ą¤øą¤‚ą¤¬ą¤‚ą¤§ą¤æą¤¤ ą¤°ą¤¾ą¤¶ą¤æ ą¤•ą¤°ą„ą¤®ą¤šą¤¾ą¤°ą„€ ą¤•ą„‡ ą¤¬ą„ˆą¤‚ą¤• ą¤–ą¤¾ą¤¤ą„‡ ą¤®ą„‡ą¤‚ ą¤Ÿą„ą¤°ą¤¾ą¤‚ą¤øą¤«ą¤° ą¤•ą¤° ą¤¦ą„€ ą¤œą¤¾ą¤¤ą„€ ą¤¹ą„ˆą„¤

  1. EPFO ą¤®ą„‡ą¤‚ ą¤­ą¤µą¤æą¤·ą„ą¤Æ ą¤•ą„€ ą¤Æą„‹ą¤œą¤Øą¤¾ą¤ą¤ ą¤”ą¤° ą¤šą„ą¤Øą„Œą¤¤ą¤æą¤Æą¤¾ą¤

5.1 ą¤”ą¤æą¤œą¤æą¤Ÿą¤² ą¤Ÿą„ą¤°ą¤¾ą¤‚ą¤œą„‡ą¤•ą„ą¤¶ą¤Ø ą¤•ą¤¾ ą¤µą¤æą¤•ą¤¾ą¤ø

EPFO ą¤­ą¤µą¤æą¤·ą„ą¤Æ ą¤®ą„‡ą¤‚ ą¤”ą¤æą¤œą¤æą¤Ÿą¤² ą¤Ÿą„ą¤°ą¤¾ą¤‚ą¤œą„‡ą¤•ą„ą¤¶ą¤Ø ą¤•ą„‹ ą¤¬ą¤¢ą¤¼ą¤¾ą¤µą¤¾ ą¤¦ą„‡ą¤Øą„‡ ą¤•ą„€ ą¤¦ą¤æą¤¶ą¤¾ ą¤®ą„‡ą¤‚ ą¤•ą¤¾ą¤® ą¤•ą¤° ą¤°ą¤¹ą¤¾ ą¤¹ą„ˆą„¤ ą¤‡ą¤øą¤•ą¤¾ ą¤‰ą¤¦ą„ą¤¦ą„‡ą¤¶ą„ą¤Æ ą¤•ą¤°ą„ą¤®ą¤šą¤¾ą¤°ą¤æą¤Æą„‹ą¤‚ ą¤•ą„‹ ą¤øą„ą¤µą¤æą¤§ą¤¾ą¤œą¤Øą¤• ą¤¤ą¤°ą„€ą¤•ą„‡ ą¤øą„‡ ą¤‘ą¤Øą¤²ą¤¾ą¤‡ą¤Ø ą¤øą„‡ą¤µą¤¾ą¤“ą¤‚ ą¤•ą¤¾ ą¤²ą¤¾ą¤­ ą¤Ŗą„ą¤°ą¤¦ą¤¾ą¤Ø ą¤•ą¤°ą¤Øą¤¾ ą¤¹ą„ˆą„¤ ą¤‡ą¤øą¤®ą„‡ą¤‚ ą¤‘ą¤Øą¤²ą¤¾ą¤‡ą¤Ø ą¤•ą„ą¤²ą„‡ą¤® ą¤Ŗą„ą¤°ą„‹ą¤øą„‡ą¤øą¤æą¤‚ą¤—, ą¤”ą¤æą¤œą¤æą¤Ÿą¤² ą¤Ŗą„‡ą¤‚ą¤¶ą¤Ø ą¤µą¤æą¤¤ą¤°ą¤£, ą¤”ą¤° ą¤Ŗą„‡ą¤®ą„‡ą¤‚ą¤Ÿ ą¤—ą„‡ą¤Ÿą¤µą„‡ ą¤•ą„‡ ą¤®ą¤¾ą¤§ą„ą¤Æą¤® ą¤øą„‡ ą¤…ą¤§ą¤æą¤• ą¤øą„ą¤²ą¤­ ą¤øą„‡ą¤µą¤¾ą¤ą¤‚ ą¤¶ą¤¾ą¤®ą¤æą¤² ą¤¹ą„ˆą¤‚ą„¤

5.2 ą¤Ŗą„‡ą¤‚ą¤¶ą¤Ø ą¤øą„ą¤§ą¤¾ą¤°

EPFO ą¤¦ą„ą¤µą¤¾ą¤°ą¤¾ ą¤Ŗą„‡ą¤‚ą¤¶ą¤Ø ą¤Æą„‹ą¤œą¤Øą¤¾ ą¤®ą„‡ą¤‚ ą¤øą„ą¤§ą¤¾ą¤° ą¤•ą„€ ą¤¦ą¤æą¤¶ą¤¾ ą¤®ą„‡ą¤‚ ą¤•ą¤ˆ ą¤Ŗą¤¹ą¤² ą¤•ą„€ ą¤—ą¤ˆ ą¤¹ą„ˆą¤‚ą„¤ ą¤­ą¤µą¤æą¤·ą„ą¤Æ ą¤®ą„‡ą¤‚, ą¤Ŗą„‡ą¤‚ą¤¶ą¤Ø ą¤•ą„€ ą¤°ą¤¾ą¤¶ą¤æ ą¤•ą„‹ ą¤¬ą¤¢ą¤¼ą¤¾ą¤Øą„‡ ą¤”ą¤° ą¤Ŗą„‡ą¤‚ą¤¶ą¤Øą¤­ą„‹ą¤—ą¤æą¤Æą„‹ą¤‚ ą¤•ą„‡ ą¤²ą¤æą¤ ą¤…ą¤§ą¤æą¤• ą¤øą„ą¤µą¤æą¤§ą¤¾ą¤ą¤‚ ą¤Ŗą„ą¤°ą¤¦ą¤¾ą¤Ø ą¤•ą¤°ą¤Øą„‡ ą¤•ą„‡ ą¤²ą¤æą¤ EPFO ą¤Øą¤ ą¤Ŗą„ą¤°ą¤øą„ą¤¤ą¤¾ą¤µą„‹ą¤‚ ą¤Ŗą¤° ą¤µą¤æą¤šą¤¾ą¤° ą¤•ą¤° ą¤°ą¤¹ą¤¾ ą¤¹ą„ˆą„¤

5.3 ą¤µą„ą¤Æą¤¾ą¤Ŗą¤• ą¤øą¤¦ą¤øą„ą¤Æą¤¤ą¤¾ ą¤”ą¤° ą¤œą¤¾ą¤—ą¤°ą„‚ą¤•ą¤¤ą¤¾

EPFO ą¤•ą¤¾ ą¤²ą¤•ą„ą¤·ą„ą¤Æ ą¤¹ą„ˆ ą¤•ą¤æ ą¤…ą¤§ą¤æą¤• ą¤øą„‡ ą¤…ą¤§ą¤æą¤• ą¤•ą¤°ą„ą¤®ą¤šą¤¾ą¤°ą¤æą¤Æą„‹ą¤‚ ą¤•ą„‹ ą¤‡ą¤øą¤•ą„‡ ą¤¦ą¤¾ą¤Æą¤°ą„‡ ą¤®ą„‡ą¤‚ ą¤²ą¤¾ą¤Æą¤¾ ą¤œą¤¾ą¤ ą¤”ą¤° ą¤‰ą¤Øą„ą¤¹ą„‡ą¤‚ ą¤‰ą¤Øą¤•ą„€ ą¤Æą„‹ą¤œą¤Øą¤¾ą¤“ą¤‚ ą¤•ą„‡ ą¤¬ą¤¾ą¤°ą„‡ ą¤®ą„‡ą¤‚ ą¤œą¤¾ą¤Øą¤•ą¤¾ą¤°ą„€ ą¤¦ą„€ ą¤œą¤¾ą¤ą„¤ ą¤‡ą¤øą¤•ą„‡ ą¤²ą¤æą¤ EPFO ą¤µą¤æą¤­ą¤æą¤Øą„ą¤Ø ą¤œą¤¾ą¤—ą¤°ą„‚ą¤•ą¤¤ą¤¾ ą¤…ą¤­ą¤æą¤Æą¤¾ą¤Øą„‹ą¤‚ ą¤”ą¤° ą¤Ŗą„ą¤°ą¤¶ą¤æą¤•ą„ą¤·ą¤£ ą¤•ą¤¾ą¤°ą„ą¤Æą¤•ą„ą¤°ą¤®ą„‹ą¤‚ ą¤•ą¤¾ ą¤†ą¤Æą„‹ą¤œą¤Ø ą¤•ą¤° ą¤°ą¤¹ą¤¾ ą¤¹ą„ˆą„¤

ą¤Øą¤æą¤·ą„ą¤•ą¤°ą„ą¤·

ą¤•ą¤°ą„ą¤®ą¤šą¤¾ą¤°ą„€ ą¤­ą¤µą¤æą¤·ą„ą¤Æ ą¤Øą¤æą¤§ą¤æ ą¤øą¤‚ą¤—ą¤ ą¤Ø (EPFO) ą¤Øą„‡ ą¤•ą¤°ą„ą¤®ą¤šą¤¾ą¤°ą¤æą¤Æą„‹ą¤‚ ą¤•ą„€ ą¤µą¤æą¤¤ą„ą¤¤ą„€ą¤Æ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤¾ ą¤”ą¤° ą¤­ą¤µą¤æą¤·ą„ą¤Æ ą¤Øą¤æą¤§ą¤æ ą¤Ŗą„ą¤°ą¤¬ą¤‚ą¤§ą¤Ø ą¤•ą„‡ ą¤•ą„ą¤·ą„‡ą¤¤ą„ą¤° ą¤®ą„‡ą¤‚ ą¤®ą¤¹ą¤¤ą„ą¤µą¤Ŗą„‚ą¤°ą„ą¤£ ą¤­ą„‚ą¤®ą¤æą¤•ą¤¾ ą¤Øą¤æą¤­ą¤¾ą¤ˆ ą¤¹ą„ˆą„¤ ą¤¹ą¤¾ą¤² ą¤•ą„€ ą¤–ą¤¬ą¤°ą„‹ą¤‚ ą¤”ą¤° ą¤…ą¤Ŗą¤”ą„‡ą¤Ÿą„ą¤ø ą¤•ą„‡ ą¤…ą¤Øą„ą¤øą¤¾ą¤°, EPFO ą¤Øą„‡ ą¤•ą¤ˆ ą¤øą„ą¤§ą¤¾ą¤°ą¤¾ą¤¤ą„ą¤®ą¤• ą¤‰ą¤Ŗą¤¾ą¤Æ ą¤•ą¤æą¤ ą¤¹ą„ˆą¤‚ ą¤œą„‹ ą¤•ą¤°ą„ą¤®ą¤šą¤¾ą¤°ą¤æą¤Æą„‹ą¤‚ ą¤•ą„‡ ą¤²ą¤¾ą¤­ ą¤•ą„‹ ą¤¬ą¤¢ą¤¼ą¤¾ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ ą¤”ą¤° ą¤øą„‡ą¤µą¤¾ą¤“ą¤‚ ą¤•ą„‹ ą¤øą¤°ą¤² ą¤¬ą¤Øą¤¾ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤ COVID-19 ą¤•ą„‡ ą¤Ŗą„ą¤°ą¤­ą¤¾ą¤µ ą¤øą„‡ ą¤Øą¤æą¤Ŗą¤Ÿą¤Øą„‡ ą¤•ą„‡ ą¤²ą¤æą¤ ą¤‰ą¤ ą¤¾ą¤ ą¤—ą¤ ą¤•ą¤¦ą¤® ą¤”ą¤° ą¤”ą¤æą¤œą¤æą¤Ÿą¤² ą¤Ÿą„ą¤°ą¤¾ą¤‚ą¤œą„‡ą¤•ą„ą¤¶ą¤Ø ą¤•ą„€ ą¤¦ą¤æą¤¶ą¤¾ ą¤®ą„‡ą¤‚ ą¤•ą¤æą¤ ą¤—ą¤ ą¤Ŗą„ą¤°ą¤Æą¤¾ą¤ø EPFO ą¤•ą„‡ ą¤‰ą¤¦ą„ą¤¦ą„‡ą¤¶ą„ą¤Æ ą¤•ą„‹ ą¤”ą¤° ą¤Ŗą„ą¤°ą¤­ą¤¾ą¤µą„€ ą¤¬ą¤Øą¤¾ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤

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  1. ą¤šą¤¾ą¤µą¤² ą¤”ą¤° ą¤®ą¤§ą„ą¤®ą„‡ą¤¹
  2. ą¤šą¤¾ą¤µą¤² ą¤•ą¤¾ ą¤Ŗą„‹ą¤·ą¤£ ą¤¤ą¤¤ą„ą¤µ:

ą¤šą¤¾ą¤µą¤² ą¤ą¤• ą¤®ą¤¹ą¤¤ą„ą¤µą¤Ŗą„‚ą¤°ą„ą¤£ ą¤•ą¤¾ą¤°ą„ą¤¬ą„‹ą¤¹ą¤¾ą¤‡ą¤”ą„ą¤°ą„‡ą¤Ÿ ą¤øą„ą¤°ą„‹ą¤¤ ą¤¹ą„ˆ ą¤”ą¤° ą¤Æą¤¹ ą¤Šą¤°ą„ą¤œą¤¾ ą¤Ŗą„ą¤°ą¤¦ą¤¾ą¤Ø ą¤•ą¤°ą¤Øą„‡ ą¤®ą„‡ą¤‚ ą¤øą¤¹ą¤¾ą¤Æą¤• ą¤¹ą„‹ą¤¤ą¤¾ ą¤¹ą„ˆą„¤ ą¤¹ą¤¾ą¤²ą¤¾ą¤‚ą¤•ą¤æ, ą¤‡ą¤øą¤•ą„‡ ą¤Ŗą„‹ą¤·ą¤£ ą¤¤ą¤¤ą„ą¤µ ą¤‰ą¤øą¤•ą„€ ą¤•ą¤æą¤øą„ą¤® ą¤Ŗą¤° ą¤Øą¤æą¤°ą„ą¤­ą¤° ą¤•ą¤°ą¤¤ą„‡ ą¤¹ą„ˆą¤‚:

  • ą¤øą¤«ą„‡ą¤¦ ą¤šą¤¾ą¤µą¤²: ą¤øą¤«ą„‡ą¤¦ ą¤šą¤¾ą¤µą¤² ą¤®ą„‡ą¤‚ ą¤•ą¤® ą¤«ą¤¾ą¤‡ą¤¬ą¤° ą¤”ą¤° ą¤‰ą¤šą„ą¤š ą¤—ą„ą¤²ą¤¾ą¤‡ą¤øą„‡ą¤®ą¤æą¤• ą¤‡ą¤‚ą¤”ą„‡ą¤•ą„ą¤ø (GI) ą¤¹ą„‹ą¤¤ą¤¾ ą¤¹ą„ˆą„¤ ą¤‡ą¤øą¤•ą¤¾ ą¤®ą¤¤ą¤²ą¤¬ ą¤¹ą„ˆ ą¤•ą¤æ ą¤Æą¤¹ ą¤°ą¤•ą„ą¤¤ ą¤¶ą¤°ą„ą¤•ą¤°ą¤¾ ą¤•ą„‡ ą¤øą„ą¤¤ą¤° ą¤•ą„‹ ą¤¤ą„‡ą¤œą„€ ą¤øą„‡ ą¤¬ą¤¢ą¤¼ą¤¾ ą¤øą¤•ą¤¤ą¤¾ ą¤¹ą„ˆą„¤ ą¤øą¤«ą„‡ą¤¦ ą¤šą¤¾ą¤µą¤² ą¤•ą„‹ ą¤†ą¤®ą¤¤ą„Œą¤° ą¤Ŗą¤° ą¤Ŗą¤°ą¤æą¤·ą„ą¤•ą„ƒą¤¤ ą¤”ą¤° ą¤øą¤‚ą¤øą¤¾ą¤§ą¤æą¤¤ ą¤•ą¤æą¤Æą¤¾ ą¤œą¤¾ą¤¤ą¤¾ ą¤¹ą„ˆ, ą¤œą¤æą¤øą¤øą„‡ ą¤‡ą¤øą¤•ą„‡ ą¤«ą¤¾ą¤‡ą¤¬ą¤° ą¤”ą¤° ą¤Ŗą„‹ą¤·ą¤• ą¤¤ą¤¤ą„ą¤µ ą¤•ą¤® ą¤¹ą„‹ ą¤œą¤¾ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤
  • ą¤­ą„‚ą¤°ą¤¾ ą¤šą¤¾ą¤µą¤²: ą¤­ą„‚ą¤°ą¤¾ ą¤šą¤¾ą¤µą¤² ą¤Æą¤¾ ą¤¬ą„ą¤°ą¤¾ą¤‰ą¤Ø ą¤°ą¤¾ą¤‡ą¤ø ą¤…ą¤§ą¤æą¤• ą¤«ą¤¾ą¤‡ą¤¬ą¤° ą¤”ą¤° ą¤Ŗą„‹ą¤·ą¤• ą¤¤ą¤¤ą„ą¤µą„‹ą¤‚ ą¤øą„‡ ą¤­ą¤°ą¤Ŗą„‚ą¤° ą¤¹ą„‹ą¤¤ą¤¾ ą¤¹ą„ˆą„¤ ą¤‡ą¤øą¤®ą„‡ą¤‚ ą¤…ą¤§ą¤æą¤• ą¤µą¤æą¤Ÿą¤¾ą¤®ą¤æą¤Ø, ą¤®ą¤æą¤Øą¤°ą¤²ą„ą¤ø, ą¤”ą¤° ą¤ą¤‚ą¤Ÿą„€ą¤‘ą¤•ą„ą¤øą„€ą¤”ą„‡ą¤‚ą¤Ÿą„ą¤ø ą¤¹ą„‹ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ ą¤œą„‹ ą¤°ą¤•ą„ą¤¤ ą¤¶ą¤°ą„ą¤•ą¤°ą¤¾ ą¤•ą„‹ ą¤Øą¤æą¤Æą¤‚ą¤¤ą„ą¤°ą¤æą¤¤ ą¤•ą¤°ą¤Øą„‡ ą¤®ą„‡ą¤‚ ą¤®ą¤¦ą¤¦ ą¤•ą¤° ą¤øą¤•ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤
  1. ą¤—ą„ą¤²ą¤¾ą¤‡ą¤øą„‡ą¤®ą¤æą¤• ą¤‡ą¤‚ą¤”ą„‡ą¤•ą„ą¤ø (GI) ą¤”ą¤° ą¤°ą¤•ą„ą¤¤ ą¤¶ą¤°ą„ą¤•ą¤°ą¤¾:
  • ą¤—ą„ą¤²ą¤¾ą¤‡ą¤øą„‡ą¤®ą¤æą¤• ą¤‡ą¤‚ą¤”ą„‡ą¤•ą„ą¤ø (GI): GI ą¤ą¤• ą¤®ą¤¾ą¤Ŗ ą¤¹ą„ˆ ą¤œą„‹ ą¤¬ą¤¤ą¤¾ą¤¤ą¤¾ ą¤¹ą„ˆ ą¤•ą¤æ ą¤ą¤• ą¤–ą¤¾ą¤¦ą„ą¤Æ ą¤Ŗą¤¦ą¤¾ą¤°ą„ą¤„ ą¤•ą¤æą¤¤ą¤Øą„€ ą¤œą¤²ą„ą¤¦ą„€ ą¤°ą¤•ą„ą¤¤ ą¤¶ą¤°ą„ą¤•ą¤°ą¤¾ ą¤•ą„‹ ą¤¬ą¤¢ą¤¼ą¤¾ ą¤øą¤•ą¤¤ą¤¾ ą¤¹ą„ˆą„¤ ą¤‰ą¤šą„ą¤š GI ą¤µą¤¾ą¤²ą„‡ ą¤–ą¤¾ą¤¦ą„ą¤Æ ą¤Ŗą¤¦ą¤¾ą¤°ą„ą¤„, ą¤œą„ˆą¤øą„‡ ą¤øą¤«ą„‡ą¤¦ ą¤šą¤¾ą¤µą¤², ą¤¤ą„‡ą¤œą„€ ą¤øą„‡ ą¤Ŗą¤šą¤¤ą„‡ ą¤¹ą„ˆą¤‚ ą¤”ą¤° ą¤°ą¤•ą„ą¤¤ ą¤¶ą¤°ą„ą¤•ą¤°ą¤¾ ą¤•ą„‹ ą¤¤ą„‡ą¤œą„€ ą¤øą„‡ ą¤¬ą¤¢ą¤¼ą¤¾ ą¤øą¤•ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤ ą¤‡ą¤øą¤•ą„‡ ą¤µą¤æą¤Ŗą¤°ą„€ą¤¤, ą¤•ą¤® GI ą¤µą¤¾ą¤²ą„‡ ą¤–ą¤¾ą¤¦ą„ą¤Æ ą¤Ŗą¤¦ą¤¾ą¤°ą„ą¤„, ą¤œą„ˆą¤øą„‡ ą¤•ą¤æ ą¤­ą„‚ą¤°ą¤¾ ą¤šą¤¾ą¤µą¤², ą¤§ą„€ą¤°ą„‡-ą¤§ą„€ą¤°ą„‡ ą¤Ŗą¤šą¤¤ą„‡ ą¤¹ą„ˆą¤‚ ą¤”ą¤° ą¤°ą¤•ą„ą¤¤ ą¤¶ą¤°ą„ą¤•ą¤°ą¤¾ ą¤•ą„‹ ą¤øą„ą¤„ą¤æą¤° ą¤¬ą¤Øą¤¾ą¤ ą¤°ą¤–ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤
  1. ą¤®ą¤§ą„ą¤®ą„‡ą¤¹ ą¤®ą„‡ą¤‚ ą¤šą¤¾ą¤µą¤² ą¤•ą„‡ ą¤øą„‡ą¤µą¤Ø ą¤•ą„‡ ą¤«ą¤¾ą¤Æą¤¦ą„‡ ą¤”ą¤° ą¤Øą„ą¤•ą¤øą¤¾ą¤Ø
  2. ą¤øą¤«ą„‡ą¤¦ ą¤šą¤¾ą¤µą¤² ą¤•ą„‡ ą¤Øą„ą¤•ą¤øą¤¾ą¤Ø:
  • ą¤‰ą¤šą„ą¤š ą¤—ą„ą¤²ą¤¾ą¤‡ą¤øą„‡ą¤®ą¤æą¤• ą¤‡ą¤‚ą¤”ą„‡ą¤•ą„ą¤ø (GI): ą¤øą¤«ą„‡ą¤¦ ą¤šą¤¾ą¤µą¤² ą¤•ą¤¾ GI ą¤‰ą¤šą„ą¤š ą¤¹ą„‹ą¤¤ą¤¾ ą¤¹ą„ˆ, ą¤œą„‹ ą¤°ą¤•ą„ą¤¤ ą¤¶ą¤°ą„ą¤•ą¤°ą¤¾ ą¤•ą„‡ ą¤øą„ą¤¤ą¤° ą¤•ą„‹ ą¤¤ą„‡ą¤œą„€ ą¤øą„‡ ą¤¬ą¤¢ą¤¼ą¤¾ ą¤øą¤•ą¤¤ą¤¾ ą¤¹ą„ˆą„¤ ą¤Æą¤¹ ą¤®ą¤§ą„ą¤®ą„‡ą¤¹ ą¤•ą„‡ ą¤°ą„‹ą¤—ą¤æą¤Æą„‹ą¤‚ ą¤•ą„‡ ą¤²ą¤æą¤ ą¤…ą¤Øą„ą¤•ą„‚ą¤² ą¤Øą¤¹ą„€ą¤‚ ą¤¹ą„‹ą¤¤ą¤¾ ą¤”ą¤° ą¤‰ą¤Øą¤•ą„‡ ą¤°ą¤•ą„ą¤¤ ą¤¶ą¤°ą„ą¤•ą¤°ą¤¾ ą¤•ą„‹ ą¤Øą¤æą¤Æą¤‚ą¤¤ą„ą¤°ą¤£ ą¤®ą„‡ą¤‚ ą¤°ą¤–ą¤Øą„‡ ą¤®ą„‡ą¤‚ ą¤®ą„ą¤¶ą„ą¤•ą¤æą¤² ą¤•ą¤° ą¤øą¤•ą¤¤ą¤¾ ą¤¹ą„ˆą„¤
  • ą¤•ą¤® ą¤«ą¤¾ą¤‡ą¤¬ą¤° ą¤øą¤¾ą¤®ą¤—ą„ą¤°ą„€: ą¤øą¤«ą„‡ą¤¦ ą¤šą¤¾ą¤µą¤² ą¤®ą„‡ą¤‚ ą¤«ą¤¾ą¤‡ą¤¬ą¤° ą¤•ą„€ ą¤•ą¤®ą„€ ą¤¹ą„‹ą¤¤ą„€ ą¤¹ą„ˆ, ą¤œą„‹ ą¤Ŗą¤¾ą¤šą¤Ø ą¤•ą„ą¤°ą¤æą¤Æą¤¾ ą¤•ą„‹ ą¤§ą„€ą¤®ą¤¾ ą¤•ą¤°ą¤Øą„‡ ą¤”ą¤° ą¤°ą¤•ą„ą¤¤ ą¤¶ą¤°ą„ą¤•ą¤°ą¤¾ ą¤•ą„‹ ą¤øą„ą¤„ą¤æą¤° ą¤¬ą¤Øą¤¾ą¤ ą¤°ą¤–ą¤Øą„‡ ą¤®ą„‡ą¤‚ ą¤®ą¤¦ą¤¦ ą¤•ą¤°ą¤¤ą¤¾ ą¤¹ą„ˆą„¤ ą¤‡ą¤øą¤•ą„€ ą¤•ą¤®ą„€ ą¤•ą„‡ ą¤•ą¤¾ą¤°ą¤£ ą¤°ą¤•ą„ą¤¤ ą¤¶ą¤°ą„ą¤•ą¤°ą¤¾ ą¤®ą„‡ą¤‚ ą¤…ą¤šą¤¾ą¤Øą¤• ą¤µą„ƒą¤¦ą„ą¤§ą¤æ ą¤¹ą„‹ ą¤øą¤•ą¤¤ą„€ ą¤¹ą„ˆą„¤
  • ą¤µą¤œą¤Ø ą¤¬ą¤¢ą¤¼ą¤Øą¤¾: ą¤øą¤«ą„‡ą¤¦ ą¤šą¤¾ą¤µą¤² ą¤•ą„‡ ą¤…ą¤§ą¤æą¤• ą¤øą„‡ą¤µą¤Ø ą¤øą„‡ ą¤µą¤œą¤Ø ą¤¬ą¤¢ą¤¼ ą¤øą¤•ą¤¤ą¤¾ ą¤¹ą„ˆ, ą¤•ą„ą¤Æą„‹ą¤‚ą¤•ą¤æ ą¤‡ą¤øą¤®ą„‡ą¤‚ ą¤•ą„ˆą¤²ą„‹ą¤°ą„€ ą¤•ą„€ ą¤®ą¤¾ą¤¤ą„ą¤°ą¤¾ ą¤…ą¤§ą¤æą¤• ą¤¹ą„‹ą¤¤ą„€ ą¤¹ą„ˆą„¤ ą¤µą¤œą¤Ø ą¤¬ą¤¢ą¤¼ą¤Øą„‡ ą¤øą„‡ ą¤®ą¤§ą„ą¤®ą„‡ą¤¹ ą¤•ą„€ ą¤øą„ą¤„ą¤æą¤¤ą¤æ ą¤”ą¤° ą¤–ą¤°ą¤¾ą¤¬ ą¤¹ą„‹ ą¤øą¤•ą¤¤ą„€ ą¤¹ą„ˆą„¤
  1. ą¤­ą„‚ą¤°ą¤¾ ą¤šą¤¾ą¤µą¤² ą¤•ą„‡ ą¤²ą¤¾ą¤­:
  • ą¤•ą¤® ą¤—ą„ą¤²ą¤¾ą¤‡ą¤øą„‡ą¤®ą¤æą¤• ą¤‡ą¤‚ą¤”ą„‡ą¤•ą„ą¤ø (GI): ą¤­ą„‚ą¤°ą¤¾ ą¤šą¤¾ą¤µą¤² ą¤•ą¤¾ GI ą¤øą¤«ą„‡ą¤¦ ą¤šą¤¾ą¤µą¤² ą¤•ą„€ ą¤¤ą„ą¤²ą¤Øą¤¾ ą¤®ą„‡ą¤‚ ą¤•ą¤® ą¤¹ą„‹ą¤¤ą¤¾ ą¤¹ą„ˆ, ą¤œą¤æą¤øą¤øą„‡ ą¤Æą¤¹ ą¤°ą¤•ą„ą¤¤ ą¤¶ą¤°ą„ą¤•ą¤°ą¤¾ ą¤•ą„‹ ą¤¤ą„‡ą¤œą„€ ą¤øą„‡ ą¤Øą¤¹ą„€ą¤‚ ą¤¬ą¤¢ą¤¼ą¤¾ą¤¤ą¤¾ą„¤ ą¤‡ą¤øą¤•ą¤¾ ą¤øą„‡ą¤µą¤Ø ą¤®ą¤§ą„ą¤®ą„‡ą¤¹ ą¤•ą„‡ ą¤°ą„‹ą¤—ą¤æą¤Æą„‹ą¤‚ ą¤•ą„‡ ą¤²ą¤æą¤ ą¤…ą¤§ą¤æą¤• ą¤‰ą¤Ŗą¤Æą„ą¤•ą„ą¤¤ ą¤¹ą„‹ ą¤øą¤•ą¤¤ą¤¾ ą¤¹ą„ˆą„¤
  • ą¤…ą¤§ą¤æą¤• ą¤«ą¤¾ą¤‡ą¤¬ą¤°: ą¤­ą„‚ą¤°ą¤¾ ą¤šą¤¾ą¤µą¤² ą¤®ą„‡ą¤‚ ą¤…ą¤§ą¤æą¤• ą¤«ą¤¾ą¤‡ą¤¬ą¤° ą¤¹ą„‹ą¤¤ą¤¾ ą¤¹ą„ˆ, ą¤œą„‹ ą¤Ŗą¤¾ą¤šą¤Ø ą¤•ą„‹ ą¤øą„ą¤šą¤¾ą¤°ą„‚ ą¤¬ą¤Øą¤¾ą¤ ą¤°ą¤–ą¤¤ą¤¾ ą¤¹ą„ˆ ą¤”ą¤° ą¤°ą¤•ą„ą¤¤ ą¤¶ą¤°ą„ą¤•ą¤°ą¤¾ ą¤•ą„‹ ą¤øą„ą¤„ą¤æą¤° ą¤•ą¤°ą¤Øą„‡ ą¤®ą„‡ą¤‚ ą¤®ą¤¦ą¤¦ ą¤•ą¤°ą¤¤ą¤¾ ą¤¹ą„ˆą„¤ ą¤«ą¤¾ą¤‡ą¤¬ą¤° ą¤•ą¤¾ ą¤øą„‡ą¤µą¤Ø ą¤²ą¤‚ą¤¬ą„‡ ą¤øą¤®ą¤Æ ą¤¤ą¤• ą¤øą¤‚ą¤¤ą„‹ą¤·ą¤œą¤Øą¤• ą¤®ą¤¹ą¤øą„‚ą¤ø ą¤•ą¤°ą¤¾ą¤¤ą¤¾ ą¤¹ą„ˆ ą¤”ą¤° ą¤…ą¤¤ą¤æą¤°ą¤æą¤•ą„ą¤¤ ą¤–ą¤¾ą¤Øą„‡ ą¤•ą„€ ą¤‡ą¤šą„ą¤›ą¤¾ ą¤•ą„‹ ą¤•ą¤® ą¤•ą¤°ą¤¤ą¤¾ ą¤¹ą„ˆą„¤
  • ą¤Ŗą„‹ą¤·ą¤• ą¤¤ą¤¤ą„ą¤µą„‹ą¤‚ ą¤•ą„€ ą¤­ą¤°ą¤Ŗą„‚ą¤° ą¤®ą¤¾ą¤¤ą„ą¤°ą¤¾: ą¤­ą„‚ą¤°ą¤¾ ą¤šą¤¾ą¤µą¤² ą¤®ą„‡ą¤‚ ą¤µą¤æą¤Ÿą¤¾ą¤®ą¤æą¤Ø ą¤¬ą„€, ą¤®ą„ˆą¤—ą„ą¤Øą„€ą¤¶ą¤æą¤Æą¤®, ą¤”ą¤° ą¤øą„‡ą¤²ą„‡ą¤Øą¤æą¤Æą¤® ą¤œą„ˆą¤øą„‡ ą¤®ą¤¹ą¤¤ą„ą¤µą¤Ŗą„‚ą¤°ą„ą¤£ ą¤Ŗą„‹ą¤·ą¤• ą¤¤ą¤¤ą„ą¤µ ą¤¹ą„‹ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ ą¤œą„‹ ą¤øą¤®ą¤—ą„ą¤° ą¤øą„ą¤µą¤¾ą¤øą„ą¤„ą„ą¤Æ ą¤•ą„‹ ą¤¬ą¤Øą¤¾ą¤ ą¤°ą¤–ą¤Øą„‡ ą¤®ą„‡ą¤‚ ą¤øą¤¹ą¤¾ą¤Æą¤• ą¤¹ą„ˆą¤‚ą„¤
  1. ą¤šą¤¾ą¤µą¤² ą¤•ą¤¾ ą¤øą„‡ą¤µą¤Ø ą¤•ą¤°ą¤¤ą„‡ ą¤øą¤®ą¤Æ ą¤§ą„ą¤Æą¤¾ą¤Ø ą¤¦ą„‡ą¤Øą„‡ ą¤Æą„‹ą¤—ą„ą¤Æ ą¤¬ą¤¾ą¤¤ą„‡ą¤‚
  2. ą¤®ą¤¾ą¤¤ą„ą¤°ą¤¾ ą¤•ą¤¾ ą¤Øą¤æą¤Æą¤‚ą¤¤ą„ą¤°ą¤£:
  • ą¤øą¤‚ą¤¤ą„ą¤²ą¤æą¤¤ ą¤®ą¤¾ą¤¤ą„ą¤°ą¤¾: ą¤®ą¤§ą„ą¤®ą„‡ą¤¹ ą¤•ą„‡ ą¤°ą„‹ą¤—ą¤æą¤Æą„‹ą¤‚ ą¤•ą„‹ ą¤šą¤¾ą¤µą¤² ą¤•ą„€ ą¤®ą¤¾ą¤¤ą„ą¤°ą¤¾ ą¤Ŗą¤° ą¤§ą„ą¤Æą¤¾ą¤Ø ą¤¦ą„‡ą¤Øą¤¾ ą¤šą¤¾ą¤¹ą¤æą¤ą„¤ ą¤ą¤• ą¤øą¤¾ą¤®ą¤¾ą¤Øą„ą¤Æ ą¤øą¤æą¤«ą¤¾ą¤°ą¤æą¤¶ ą¤¹ą„ˆ ą¤•ą¤æ ą¤Ŗą„ą¤°ą¤¤ą¤æ ą¤­ą„‹ą¤œą¤Ø 1/2 ą¤•ą¤Ŗ ą¤øą„‡ 1 ą¤•ą¤Ŗ ą¤Ŗą¤•ą¤¾ ą¤¹ą„ą¤† ą¤šą¤¾ą¤µą¤² ą¤¹ą„€ ą¤øą„‡ą¤µą¤Ø ą¤•ą¤°ą„‡ą¤‚ą„¤
  1. ą¤šą¤¾ą¤µą¤² ą¤•ą¤¾ ą¤øą¤‚ą¤Æą„‹ą¤œą¤Ø:
  • ą¤«ą¤¾ą¤‡ą¤¬ą¤° ą¤Æą„ą¤•ą„ą¤¤ ą¤–ą¤¾ą¤¦ą„ą¤Æ ą¤Ŗą¤¦ą¤¾ą¤°ą„ą¤„ą„‹ą¤‚ ą¤•ą„‡ ą¤øą¤¾ą¤„: ą¤šą¤¾ą¤µą¤² ą¤•ą„‡ ą¤øą¤¾ą¤„ ą¤«ą¤¾ą¤‡ą¤¬ą¤° ą¤Æą„ą¤•ą„ą¤¤ ą¤–ą¤¾ą¤¦ą„ą¤Æ ą¤Ŗą¤¦ą¤¾ą¤°ą„ą¤„ ą¤œą„ˆą¤øą„‡ ą¤¹ą¤°ą„€ ą¤øą¤¬ą„ą¤œą¤æą¤Æą¤¾ą¤, ą¤øą¤²ą¤¾ą¤¦, ą¤”ą¤° ą¤¦ą¤¾ą¤²ą„‹ą¤‚ ą¤•ą¤¾ ą¤øą„‡ą¤µą¤Ø ą¤•ą¤°ą„‡ą¤‚ą„¤ ą¤‡ą¤øą¤øą„‡ ą¤«ą¤¾ą¤‡ą¤¬ą¤° ą¤•ą„€ ą¤®ą¤¾ą¤¤ą„ą¤°ą¤¾ ą¤¬ą¤¢ą¤¼ą¤¤ą„€ ą¤¹ą„ˆ ą¤”ą¤° ą¤°ą¤•ą„ą¤¤ ą¤¶ą¤°ą„ą¤•ą¤°ą¤¾ ą¤•ą„‹ ą¤Øą¤æą¤Æą¤‚ą¤¤ą„ą¤°ą¤æą¤¤ ą¤•ą¤°ą¤Øą„‡ ą¤®ą„‡ą¤‚ ą¤®ą¤¦ą¤¦ ą¤®ą¤æą¤²ą¤¤ą„€ ą¤¹ą„ˆą„¤
  • ą¤Ŗą„ą¤°ą„‹ą¤Ÿą„€ą¤Ø ą¤øą„ą¤°ą„‹ą¤¤: ą¤šą¤¾ą¤µą¤² ą¤•ą„‡ ą¤øą¤¾ą¤„ ą¤Ŗą„ą¤°ą„‹ą¤Ÿą„€ą¤Ø ą¤Æą„ą¤•ą„ą¤¤ ą¤–ą¤¾ą¤¦ą„ą¤Æ ą¤Ŗą¤¦ą¤¾ą¤°ą„ą¤„ ą¤œą„ˆą¤øą„‡ ą¤®ą„ą¤°ą„ą¤—ą¤¾, ą¤®ą¤›ą¤²ą„€, ą¤Æą¤¾ ą¤¦ą¤¾ą¤² ą¤•ą¤¾ ą¤øą„‡ą¤µą¤Ø ą¤•ą¤°ą„‡ą¤‚ą„¤ ą¤Ŗą„ą¤°ą„‹ą¤Ÿą„€ą¤Ø ą¤°ą¤•ą„ą¤¤ ą¤¶ą¤°ą„ą¤•ą¤°ą¤¾ ą¤•ą„‹ ą¤øą„ą¤„ą¤æą¤° ą¤¬ą¤Øą¤¾ą¤ ą¤°ą¤–ą¤Øą„‡ ą¤®ą„‡ą¤‚ ą¤øą¤¹ą¤¾ą¤Æą¤• ą¤¹ą„‹ą¤¤ą¤¾ ą¤¹ą„ˆą„¤
  1. ą¤šą¤¾ą¤µą¤² ą¤Ŗą¤•ą¤¾ą¤Øą„‡ ą¤•ą„‡ ą¤¤ą¤°ą„€ą¤•ą„‡:
  • ą¤Ŗą¤¾ą¤Øą„€ ą¤•ą¤¾ ą¤øą¤¹ą„€ ą¤‰ą¤Ŗą¤Æą„‹ą¤—: ą¤šą¤¾ą¤µą¤² ą¤•ą„‹ ą¤Ŗą¤•ą¤¾ą¤Øą„‡ ą¤•ą„‡ ą¤²ą¤æą¤ ą¤…ą¤§ą¤æą¤• ą¤Ŗą¤¾ą¤Øą„€ ą¤•ą¤¾ ą¤‰ą¤Ŗą¤Æą„‹ą¤— ą¤•ą¤°ą„‡ą¤‚ ą¤”ą¤° ą¤Ŗą¤¾ą¤Øą„€ ą¤•ą„‹ ą¤Ø ą¤«ą„‡ą¤‚ą¤•ą„‡ą¤‚ą„¤ ą¤‡ą¤øą¤øą„‡ ą¤šą¤¾ą¤µą¤² ą¤•ą„€ ą¤øą„ą¤Ÿą¤¾ą¤°ą„ą¤š ą¤•ą„€ ą¤®ą¤¾ą¤¤ą„ą¤°ą¤¾ ą¤•ą¤® ą¤¹ą„‹ ą¤øą¤•ą¤¤ą„€ ą¤¹ą„ˆ, ą¤œą„‹ ą¤°ą¤•ą„ą¤¤ ą¤¶ą¤°ą„ą¤•ą¤°ą¤¾ ą¤•ą„‹ ą¤Øą¤æą¤Æą¤‚ą¤¤ą„ą¤°ą¤æą¤¤ ą¤•ą¤°ą¤Øą„‡ ą¤®ą„‡ą¤‚ ą¤øą¤¹ą¤¾ą¤Æą¤• ą¤¹ą„‹ ą¤øą¤•ą¤¤ą¤¾ ą¤¹ą„ˆą„¤
  • ą¤øą„ą¤µą¤øą„ą¤„ ą¤Ŗą¤•ą¤¾ą¤Øą„‡ ą¤•ą„‡ ą¤¤ą¤°ą„€ą¤•ą„‡: ą¤šą¤¾ą¤µą¤² ą¤•ą„‹ ą¤­ą„‚ą¤Øą¤Øą„‡ ą¤Æą¤¾ ą¤¤ą¤²ą„‡ ą¤¹ą„ą¤ ą¤Ŗą¤•ą¤µą¤¾ą¤Øą„‹ą¤‚ ą¤®ą„‡ą¤‚ ą¤‰ą¤Ŗą¤Æą„‹ą¤— ą¤•ą¤°ą¤Øą„‡ ą¤•ą„‡ ą¤¬ą¤œą¤¾ą¤Æ, ą¤‰ą¤øą„‡ ą¤‰ą¤¬ą¤¾ą¤²ą¤Øą„‡ ą¤Æą¤¾ ą¤­ą¤¾ą¤Ŗ ą¤®ą„‡ą¤‚ ą¤Ŗą¤•ą¤¾ą¤Øą„‡ ą¤•ą¤¾ ą¤Ŗą„ą¤°ą¤Æą¤¾ą¤ø ą¤•ą¤°ą„‡ą¤‚ą„¤ ą¤Æą¤¹ ą¤…ą¤§ą¤æą¤• ą¤øą„ą¤µą¤¾ą¤øą„ą¤„ą„ą¤Æą¤µą¤°ą„ą¤§ą¤• ą¤¹ą„‹ą¤—ą¤¾ą„¤
  1. ą¤šą¤¾ą¤µą¤² ą¤•ą¤¾ ą¤øą„ą¤„ą¤¾ą¤Ø ą¤†ą¤¹ą¤¾ą¤° ą¤®ą„‡ą¤‚
  2. ą¤†ą¤¹ą¤¾ą¤° ą¤•ą¤¾ ą¤øą¤‚ą¤¤ą„ą¤²ą¤Ø:
  • ą¤øą¤‚ą¤¤ą„ą¤²ą¤æą¤¤ ą¤†ą¤¹ą¤¾ą¤° ą¤¬ą¤Øą¤¾ą¤ą¤: ą¤šą¤¾ą¤µą¤² ą¤•ą„‹ ą¤ą¤• ą¤øą¤‚ą¤¤ą„ą¤²ą¤æą¤¤ ą¤†ą¤¹ą¤¾ą¤° ą¤•ą¤¾ ą¤¹ą¤æą¤øą„ą¤øą¤¾ ą¤¬ą¤Øą¤¾ą¤ą¤ą„¤ ą¤‡ą¤øą„‡ ą¤…ą¤Øą„ą¤Æ ą¤Ŗą„‹ą¤·ą¤• ą¤¤ą¤¤ą„ą¤µą„‹ą¤‚ ą¤•ą„‡ ą¤øą¤¾ą¤„ ą¤®ą¤æą¤²ą¤¾ą¤•ą¤° ą¤øą„‡ą¤µą¤Ø ą¤•ą¤°ą„‡ą¤‚ ą¤¤ą¤¾ą¤•ą¤æ ą¤†ą¤Ŗ ą¤øą¤­ą„€ ą¤†ą¤µą¤¶ą„ą¤Æą¤• ą¤Ŗą„‹ą¤·ą¤• ą¤¤ą¤¤ą„ą¤µ ą¤Ŗą„ą¤°ą¤¾ą¤Ŗą„ą¤¤ ą¤•ą¤° ą¤øą¤•ą„‡ą¤‚ ą¤”ą¤° ą¤°ą¤•ą„ą¤¤ ą¤¶ą¤°ą„ą¤•ą¤°ą¤¾ ą¤•ą„‹ ą¤Øą¤æą¤Æą¤‚ą¤¤ą„ą¤°ą¤æą¤¤ ą¤•ą¤° ą¤øą¤•ą„‡ą¤‚ą„¤
  1. ą¤µą„ˆą¤•ą¤²ą„ą¤Ŗą¤æą¤• ą¤µą¤æą¤•ą¤²ą„ą¤Ŗ:
  • ą¤øą¤¾ą¤¬ą„ą¤¤ ą¤…ą¤Øą¤¾ą¤œ: ą¤šą¤¾ą¤µą¤² ą¤•ą„‡ ą¤¬ą¤œą¤¾ą¤Æ ą¤øą¤¾ą¤¬ą„ą¤¤ ą¤…ą¤Øą¤¾ą¤œ, ą¤œą„ˆą¤øą„‡ ą¤•ą„ą¤µą¤æą¤Øą„‹ą¤†, ą¤œą¤ˆ, ą¤”ą¤° ą¤¬ą¤¾ą¤°ą„ą¤²ą„€ ą¤•ą¤¾ ą¤‰ą¤Ŗą¤Æą„‹ą¤— ą¤•ą¤°ą„‡ą¤‚ą„¤ ą¤Æą„‡ ą¤…ą¤§ą¤æą¤• ą¤«ą¤¾ą¤‡ą¤¬ą¤° ą¤”ą¤° ą¤Ŗą„‹ą¤·ą¤• ą¤¤ą¤¤ą„ą¤µ ą¤Ŗą„ą¤°ą¤¦ą¤¾ą¤Ø ą¤•ą¤°ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ ą¤”ą¤° ą¤°ą¤•ą„ą¤¤ ą¤¶ą¤°ą„ą¤•ą¤°ą¤¾ ą¤•ą„‹ ą¤øą„ą¤„ą¤æą¤° ą¤°ą¤–ą¤Øą„‡ ą¤®ą„‡ą¤‚ ą¤®ą¤¦ą¤¦ ą¤•ą¤°ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤
  • ą¤øą„ą¤Ŗą„ą¤°ą¤¾ą¤‰ą¤Ÿą„‡ą¤” ą¤šą¤¾ą¤µą¤²: ą¤øą„ą¤Ŗą„ą¤°ą¤¾ą¤‰ą¤Ÿą„‡ą¤” ą¤šą¤¾ą¤µą¤² (ą¤œą„ˆą¤øą„‡ ą¤•ą¤æ ą¤øą„ą¤Ŗą„ą¤°ą¤¾ą¤‰ą¤Ÿą„‡ą¤” ą¤¬ą„ą¤°ą¤¾ą¤‰ą¤Ø ą¤°ą¤¾ą¤‡ą¤ø) ą¤•ą¤¾ ą¤‰ą¤Ŗą¤Æą„‹ą¤— ą¤•ą¤°ą„‡ą¤‚ą„¤ ą¤‡ą¤øą¤®ą„‡ą¤‚ ą¤…ą¤§ą¤æą¤• ą¤Ŗą„‹ą¤·ą¤• ą¤¤ą¤¤ą„ą¤µ ą¤¹ą„‹ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ ą¤”ą¤° ą¤Æą¤¹ ą¤…ą¤§ą¤æą¤• ą¤øą„ą¤µą¤¾ą¤øą„ą¤„ą„ą¤Æą¤µą¤°ą„ą¤§ą¤• ą¤µą¤æą¤•ą¤²ą„ą¤Ŗ ą¤¹ą„‹ ą¤øą¤•ą¤¤ą¤¾ ą¤¹ą„ˆą„¤
  1. ą¤…ą¤Øą„ą¤øą¤‚ą¤§ą¤¾ą¤Ø ą¤”ą¤° ą¤…ą¤§ą„ą¤Æą¤Æą¤Øą„‹ą¤‚ ą¤•ą¤¾ ą¤…ą¤µą¤²ą„‹ą¤•ą¤Ø

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  2. ą¤Ŗą„ą¤°ą„‹ą¤Ÿą„€ą¤Ø: ą¤Ŗą„ą¤°ą„‹ą¤Ÿą„€ą¤Ø ą¤—ą„ą¤²ą„‚ą¤•ą„‹ą¤œ ą¤•ą„‡ ą¤øą„ą¤¤ą¤° ą¤•ą„‹ ą¤øą„ą¤„ą¤æą¤° ą¤¬ą¤Øą¤¾ą¤ ą¤°ą¤–ą¤Øą„‡ ą¤®ą„‡ą¤‚ ą¤®ą¤¦ą¤¦ ą¤•ą¤°ą¤¤ą¤¾ ą¤¹ą„ˆ ą¤”ą¤° ą¤®ą¤¾ą¤‚ą¤øą¤Ŗą„‡ą¤¶ą¤æą¤Æą„‹ą¤‚ ą¤•ą„‡ ą¤Øą¤æą¤°ą„ą¤®ą¤¾ą¤£ ą¤”ą¤° ą¤®ą¤°ą¤®ą„ą¤®ą¤¤ ą¤•ą„‡ ą¤²ą¤æą¤ ą¤†ą¤µą¤¶ą„ą¤Æą¤• ą¤¹ą„ˆą„¤ ą¤Ŗą„ą¤°ą„‹ą¤Ÿą„€ą¤Ø ą¤•ą¤¾ ą¤‰ą¤šą¤æą¤¤ ą¤®ą¤¾ą¤¤ą„ą¤°ą¤¾ ą¤®ą„‡ą¤‚ ą¤øą„‡ą¤µą¤Ø ą¤®ą¤§ą„ą¤®ą„‡ą¤¹ ą¤•ą„‡ ą¤Ŗą„ą¤°ą¤¬ą¤‚ą¤§ą¤Ø ą¤®ą„‡ą¤‚ ą¤øą¤¹ą¤¾ą¤Æą¤• ą¤¹ą„‹ ą¤øą¤•ą¤¤ą¤¾ ą¤¹ą„ˆą„¤
  3. ą¤®ą„ą¤°ą„ą¤—ą¤¾ ą¤”ą¤° ą¤®ą¤§ą„ą¤®ą„‡ą¤¹
  4. ą¤®ą„ą¤°ą„ą¤—ą„‡ ą¤•ą„‡ ą¤Ŗą„‹ą¤·ą¤£ ą¤¤ą¤¤ą„ą¤µ:
  • ą¤Ŗą„ą¤°ą„‹ą¤Ÿą„€ą¤Ø ą¤•ą¤¾ ą¤…ą¤šą„ą¤›ą¤¾ ą¤øą„ą¤°ą„‹ą¤¤: ą¤®ą„ą¤°ą„ą¤—ą¤¾ ą¤Ŗą„ą¤°ą„‹ą¤Ÿą„€ą¤Ø ą¤•ą¤¾ ą¤ą¤• ą¤‰ą¤¤ą„ą¤•ą„ƒą¤·ą„ą¤Ÿ ą¤øą„ą¤°ą„‹ą¤¤ ą¤¹ą„ˆ, ą¤œą„‹ ą¤¶ą¤¾ą¤°ą„€ą¤°ą¤æą¤• ą¤®ą¤°ą¤®ą„ą¤®ą¤¤ ą¤”ą¤° ą¤®ą¤¾ą¤‚ą¤øą¤Ŗą„‡ą¤¶ą¤æą¤Æą„‹ą¤‚ ą¤•ą„‡ ą¤Øą¤æą¤°ą„ą¤®ą¤¾ą¤£ ą¤•ą„‡ ą¤²ą¤æą¤ ą¤†ą¤µą¤¶ą„ą¤Æą¤• ą¤¹ą„ˆą„¤ ą¤Ŗą„ą¤°ą„‹ą¤Ÿą„€ą¤Ø ą¤•ą„€ ą¤øą¤¹ą„€ ą¤®ą¤¾ą¤¤ą„ą¤°ą¤¾ ą¤°ą¤•ą„ą¤¤ ą¤¶ą¤°ą„ą¤•ą¤°ą¤¾ ą¤•ą„‹ ą¤øą„ą¤„ą¤æą¤° ą¤°ą¤–ą¤Øą„‡ ą¤®ą„‡ą¤‚ ą¤®ą¤¦ą¤¦ ą¤•ą¤° ą¤øą¤•ą¤¤ą„€ ą¤¹ą„ˆą„¤
  • ą¤•ą¤® ą¤µą¤øą¤¾: ą¤µą¤æą¤¶ą„‡ą¤· ą¤°ą„‚ą¤Ŗ ą¤øą„‡ ą¤…ą¤—ą¤° ą¤®ą„ą¤°ą„ą¤—ą„‡ ą¤•ą„€ ą¤¤ą„ą¤µą¤šą¤¾ ą¤¹ą¤Ÿą¤¾ ą¤¦ą„€ ą¤œą¤¾ą¤, ą¤¤ą„‹ ą¤Æą¤¹ ą¤•ą¤® ą¤µą¤øą¤¾ ą¤µą¤¾ą¤²ą¤¾ ą¤¹ą„‹ą¤¤ą¤¾ ą¤¹ą„ˆą„¤ ą¤‡ą¤øą¤øą„‡ ą¤¶ą¤°ą„€ą¤° ą¤®ą„‡ą¤‚ ą¤øą¤‚ą¤¤ą„ƒą¤Ŗą„ą¤¤ ą¤µą¤øą¤¾ ą¤•ą¤¾ ą¤øą„‡ą¤µą¤Ø ą¤•ą¤® ą¤¹ą„‹ą¤¤ą¤¾ ą¤¹ą„ˆ, ą¤œą„‹ ą¤¦ą¤æą¤² ą¤•ą„€ ą¤¬ą„€ą¤®ą¤¾ą¤°ą¤æą¤Æą„‹ą¤‚ ą¤•ą„‡ ą¤œą„‹ą¤–ą¤æą¤® ą¤•ą„‹ ą¤•ą¤® ą¤•ą¤°ą¤¤ą¤¾ ą¤¹ą„ˆą„¤
  1. ą¤®ą¤§ą„ą¤®ą„‡ą¤¹ ą¤•ą„‡ ą¤Ŗą„ą¤°ą¤¬ą¤‚ą¤§ą¤Ø ą¤®ą„‡ą¤‚ ą¤®ą„ą¤°ą„ą¤—ą¤¾ ą¤•ą¤¾ ą¤øą„ą¤„ą¤¾ą¤Ø:
  • ą¤—ą„ą¤²ą¤¾ą¤‡ą¤øą„‡ą¤®ą¤æą¤• ą¤‡ą¤‚ą¤”ą„‡ą¤•ą„ą¤ø ą¤Ŗą¤° ą¤Ŗą„ą¤°ą¤­ą¤¾ą¤µ: ą¤®ą„ą¤°ą„ą¤—ą¤¾ ą¤–ą„ą¤¦ ą¤®ą„‡ą¤‚ ą¤•ą¤¾ą¤°ą„ą¤¬ą„‹ą¤¹ą¤¾ą¤‡ą¤”ą„ą¤°ą„‡ą¤Ÿą„ą¤ø ą¤Øą¤¹ą„€ą¤‚ ą¤¹ą„‹ą¤¤ą¤¾, ą¤‡ą¤øą¤²ą¤æą¤ ą¤‡ą¤øą¤•ą¤¾ ą¤—ą„ą¤²ą¤¾ą¤‡ą¤øą„‡ą¤®ą¤æą¤• ą¤‡ą¤‚ą¤”ą„‡ą¤•ą„ą¤ø (GI) ą¤Ŗą¤° ą¤•ą„‹ą¤ˆ ą¤Ŗą„ą¤°ą¤¤ą¤æą¤•ą„‚ą¤² ą¤Ŗą„ą¤°ą¤­ą¤¾ą¤µ ą¤Øą¤¹ą„€ą¤‚ ą¤Ŗą¤”ą¤¼ą¤¤ą¤¾ą„¤ ą¤‡ą¤øą¤•ą¤¾ ą¤®ą¤¤ą¤²ą¤¬ ą¤¹ą„ˆ ą¤•ą¤æ ą¤®ą„ą¤°ą„ą¤—ą¤¾ ą¤–ą¤¾ą¤Øą„‡ ą¤øą„‡ ą¤°ą¤•ą„ą¤¤ ą¤¶ą¤°ą„ą¤•ą¤°ą¤¾ ą¤•ą¤¾ ą¤øą„ą¤¤ą¤° ą¤øą„€ą¤§ą„‡ ą¤Ŗą„ą¤°ą¤­ą¤¾ą¤µą¤æą¤¤ ą¤Øą¤¹ą„€ą¤‚ ą¤¹ą„‹ą¤¤ą¤¾ ą¤¹ą„ˆą„¤
  • ą¤¹ą„ƒą¤¦ą¤Æ ą¤øą„ą¤µą¤¾ą¤øą„ą¤„ą„ą¤Æ: ą¤®ą„ą¤°ą„ą¤—ą¤¾ ą¤•ą„‡ ą¤øą„‡ą¤µą¤Ø ą¤øą„‡ ą¤¹ą„ƒą¤¦ą¤Æ ą¤øą„ą¤µą¤¾ą¤øą„ą¤„ą„ą¤Æ ą¤Ŗą¤° ą¤­ą„€ ą¤Ŗą„ą¤°ą¤­ą¤¾ą¤µ ą¤Ŗą¤”ą¤¼ ą¤øą¤•ą¤¤ą¤¾ ą¤¹ą„ˆ, ą¤–ą¤¾ą¤øą¤•ą¤° ą¤œą¤¬ ą¤Æą¤¹ ą¤•ą¤® ą¤µą¤øą¤¾ ą¤”ą¤° ą¤•ą¤® ą¤øą„‹ą¤”ą¤æą¤Æą¤® ą¤µą¤¾ą¤²ą„‡ ą¤¤ą¤°ą„€ą¤•ą„‹ą¤‚ ą¤øą„‡ ą¤Ŗą¤•ą¤¾ą¤Æą¤¾ ą¤œą¤¾ą¤¤ą¤¾ ą¤¹ą„ˆą„¤ ą¤Æą¤¹ ą¤¦ą¤æą¤² ą¤•ą„€ ą¤¬ą„€ą¤®ą¤¾ą¤°ą¤æą¤Æą„‹ą¤‚ ą¤•ą„‡ ą¤œą„‹ą¤–ą¤æą¤® ą¤•ą„‹ ą¤•ą¤® ą¤•ą¤° ą¤øą¤•ą¤¤ą¤¾ ą¤¹ą„ˆ, ą¤œą„‹ ą¤®ą¤§ą„ą¤®ą„‡ą¤¹ ą¤•ą„‡ ą¤°ą„‹ą¤—ą¤æą¤Æą„‹ą¤‚ ą¤•ą„‡ ą¤²ą¤æą¤ ą¤ą¤• ą¤®ą¤¹ą¤¤ą„ą¤µą¤Ŗą„‚ą¤°ą„ą¤£ ą¤µą¤æą¤šą¤¾ą¤° ą¤¹ą„‹ą¤¤ą¤¾ ą¤¹ą„ˆą„¤
  1. ą¤®ą„ą¤°ą„ą¤—ą„‡ ą¤•ą¤¾ ą¤øą„‡ą¤µą¤Ø ą¤•ą¤°ą¤¤ą„‡ ą¤øą¤®ą¤Æ ą¤§ą„ą¤Æą¤¾ą¤Ø ą¤¦ą„‡ą¤Øą„‡ ą¤Æą„‹ą¤—ą„ą¤Æ ą¤¬ą¤¾ą¤¤ą„‡ą¤‚
  2. ą¤Ŗą¤•ą¤¾ą¤Øą„‡ ą¤•ą„‡ ą¤¤ą¤°ą„€ą¤•ą„‡:
  • ą¤¤ą¤²ą¤¾ ą¤¹ą„ą¤† ą¤®ą„ą¤°ą„ą¤—ą¤¾: ą¤¤ą¤²ą¤¾ ą¤¹ą„ą¤† ą¤®ą„ą¤°ą„ą¤—ą¤¾ ą¤†ą¤®ą¤¤ą„Œą¤° ą¤Ŗą¤° ą¤…ą¤§ą¤æą¤• ą¤µą¤øą¤¾ ą¤”ą¤° ą¤•ą„ˆą¤²ą„‹ą¤°ą„€ ą¤®ą„‡ą¤‚ ą¤¹ą„‹ą¤¤ą¤¾ ą¤¹ą„ˆ, ą¤œą„‹ ą¤®ą¤§ą„ą¤®ą„‡ą¤¹ ą¤•ą„‡ ą¤°ą„‹ą¤—ą¤æą¤Æą„‹ą¤‚ ą¤•ą„‡ ą¤²ą¤æą¤ ą¤…ą¤šą„ą¤›ą¤¾ ą¤Øą¤¹ą„€ą¤‚ ą¤¹ą„‹ą¤¤ą¤¾ą„¤ ą¤Æą¤¹ ą¤°ą¤•ą„ą¤¤ ą¤¶ą¤°ą„ą¤•ą¤°ą¤¾ ą¤•ą„‡ ą¤øą„ą¤¤ą¤° ą¤•ą„‹ ą¤Ŗą„ą¤°ą¤­ą¤¾ą¤µą¤æą¤¤ ą¤•ą¤° ą¤øą¤•ą¤¤ą¤¾ ą¤¹ą„ˆ ą¤”ą¤° ą¤µą¤œą¤Ø ą¤¬ą¤¢ą¤¼ą¤Øą„‡ ą¤•ą¤¾ ą¤•ą¤¾ą¤°ą¤£ ą¤¬ą¤Ø ą¤øą¤•ą¤¤ą¤¾ ą¤¹ą„ˆą„¤
  • ą¤—ą„ą¤°ą¤æą¤²ą„ą¤” ą¤Æą¤¾ ą¤¬ą„‡ą¤•ą„ą¤” ą¤®ą„ą¤°ą„ą¤—ą¤¾: ą¤—ą„ą¤°ą¤æą¤²ą„ą¤” ą¤Æą¤¾ ą¤¬ą„‡ą¤•ą„ą¤” ą¤®ą„ą¤°ą„ą¤—ą¤¾ ą¤•ą¤® ą¤µą¤øą¤¾ ą¤µą¤¾ą¤²ą¤¾ ą¤¹ą„‹ą¤¤ą¤¾ ą¤¹ą„ˆ ą¤”ą¤° ą¤‡ą¤øą¤øą„‡ ą¤¶ą„ą¤—ą¤° ą¤•ą„‡ ą¤®ą¤°ą„€ą¤œą„‹ą¤‚ ą¤•ą„‹ ą¤œą„ą¤Æą¤¾ą¤¦ą¤¾ ą¤²ą¤¾ą¤­ ą¤®ą¤æą¤² ą¤øą¤•ą¤¤ą¤¾ ą¤¹ą„ˆą„¤ ą¤‡ą¤øą„‡ ą¤¢ą„‡ą¤° ą¤øą¤¾ą¤°ą„‡ ą¤®ą¤øą¤¾ą¤²ą„‹ą¤‚ ą¤”ą¤° ą¤¤ą„‡ą¤² ą¤•ą„‡ ą¤¬ą¤æą¤Øą¤¾ ą¤Ŗą¤•ą¤¾ą¤Øą¤¾ ą¤øą¤¬ą¤øą„‡ ą¤…ą¤šą„ą¤›ą¤¾ ą¤¹ą„ˆą„¤
  1. ą¤øą¤‚ą¤—ą¤¤ ą¤–ą¤¾ą¤¦ą„ą¤Æ ą¤Ŗą¤¦ą¤¾ą¤°ą„ą¤„:
  • ą¤øą¤¾ą¤²ą¤” ą¤”ą¤° ą¤øą¤¬ą„ą¤œą¤æą¤Æą¤¾ą¤: ą¤®ą„ą¤°ą„ą¤—ą„‡ ą¤•ą„‡ ą¤øą¤¾ą¤„ ą¤øą¤²ą¤¾ą¤¦ ą¤”ą¤° ą¤¹ą¤°ą„€ ą¤øą¤¬ą„ą¤œą¤æą¤Æą¤¾ą¤ ą¤–ą¤¾ą¤Øą„‡ ą¤øą„‡ ą¤«ą¤¾ą¤‡ą¤¬ą¤° ą¤•ą„€ ą¤®ą¤¾ą¤¤ą„ą¤°ą¤¾ ą¤¬ą¤¢ą¤¼ą¤¤ą„€ ą¤¹ą„ˆ, ą¤œą„‹ ą¤°ą¤•ą„ą¤¤ ą¤¶ą¤°ą„ą¤•ą¤°ą¤¾ ą¤•ą„‹ ą¤Øą¤æą¤Æą¤‚ą¤¤ą„ą¤°ą¤æą¤¤ ą¤•ą¤°ą¤Øą„‡ ą¤®ą„‡ą¤‚ ą¤®ą¤¦ą¤¦ ą¤•ą¤° ą¤øą¤•ą¤¤ą„€ ą¤¹ą„ˆą„¤
  • ą¤øą¤¾ą¤¬ą„ą¤¤ ą¤…ą¤Øą¤¾ą¤œ: ą¤®ą„ą¤°ą„ą¤—ą„‡ ą¤•ą„‡ ą¤øą¤¾ą¤„ ą¤øą¤¾ą¤¬ą„ą¤¤ ą¤…ą¤Øą¤¾ą¤œ, ą¤œą„ˆą¤øą„‡ ą¤•ą¤æ ą¤¬ą„ą¤°ą¤¾ą¤‰ą¤Ø ą¤šą¤¾ą¤µą¤² ą¤Æą¤¾ ą¤•ą„ą¤µą¤æą¤Øą„‹ą¤†, ą¤•ą¤¾ ą¤øą„‡ą¤µą¤Ø ą¤•ą¤°ą„‡ą¤‚, ą¤œą„‹ ą¤…ą¤§ą¤æą¤• ą¤«ą¤¾ą¤‡ą¤¬ą¤° ą¤”ą¤° ą¤Ŗą„‹ą¤·ą¤• ą¤¤ą¤¤ą„ą¤µ ą¤Ŗą„ą¤°ą¤¦ą¤¾ą¤Ø ą¤•ą¤°ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ ą¤”ą¤° ą¤°ą¤•ą„ą¤¤ ą¤¶ą¤°ą„ą¤•ą¤°ą¤¾ ą¤•ą„‹ ą¤øą„ą¤„ą¤æą¤° ą¤¬ą¤Øą¤¾ą¤ ą¤°ą¤–ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤
  1. ą¤®ą¤¾ą¤¤ą„ą¤°ą¤¾ ą¤•ą¤¾ ą¤§ą„ą¤Æą¤¾ą¤Ø:
  • ą¤øą„‡ą¤µą¤Øą„€ą¤Æ ą¤®ą¤¾ą¤¤ą„ą¤°ą¤¾: ą¤®ą¤§ą„ą¤®ą„‡ą¤¹ ą¤•ą„‡ ą¤°ą„‹ą¤—ą¤æą¤Æą„‹ą¤‚ ą¤•ą„‹ ą¤®ą„ą¤°ą„ą¤—ą¤¾ ą¤•ą„€ ą¤®ą¤¾ą¤¤ą„ą¤°ą¤¾ ą¤•ą„‹ ą¤Øą¤æą¤Æą¤‚ą¤¤ą„ą¤°ą¤æą¤¤ ą¤•ą¤°ą¤Øą¤¾ ą¤šą¤¾ą¤¹ą¤æą¤ ą¤”ą¤° ą¤‡ą¤øą„‡ ą¤øą¤‚ą¤¤ą„ą¤²ą¤æą¤¤ ą¤†ą¤¹ą¤¾ą¤° ą¤•ą¤¾ ą¤¹ą¤æą¤øą„ą¤øą¤¾ ą¤¬ą¤Øą¤¾ą¤Øą¤¾ ą¤šą¤¾ą¤¹ą¤æą¤ą„¤ ą¤ą¤• ą¤øą¤¾ą¤®ą¤¾ą¤Øą„ą¤Æ ą¤øą¤æą¤«ą¤¾ą¤°ą¤æą¤¶ ą¤¹ą„ˆ ą¤•ą¤æ ą¤Ŗą„ą¤°ą¤¤ą¤æą¤¦ą¤æą¤Ø 3-4 ą¤”ą¤‚ą¤ø (85-113 ą¤—ą„ą¤°ą¤¾ą¤®) ą¤®ą¤¾ą¤‚ą¤ø ą¤•ą¤¾ ą¤øą„‡ą¤µą¤Ø ą¤•ą¤°ą„‡ą¤‚ą„¤
  1. ą¤®ą„ą¤°ą„ą¤—ą„‡ ą¤•ą„‡ ą¤øą„‡ą¤µą¤Ø ą¤•ą„‡ ą¤øą¤‚ą¤­ą¤¾ą¤µą¤æą¤¤ ą¤²ą¤¾ą¤­ ą¤”ą¤° ą¤Øą„ą¤•ą¤øą¤¾ą¤Ø
  2. ą¤²ą¤¾ą¤­:
  • ą¤Ŗą„ą¤°ą„‹ą¤Ÿą„€ą¤Ø ą¤”ą¤° ą¤Ŗą„‹ą¤·ą¤£: ą¤®ą„ą¤°ą„ą¤—ą¤¾ ą¤Ŗą„ą¤°ą„‹ą¤Ÿą„€ą¤Ø ą¤•ą¤¾ ą¤…ą¤šą„ą¤›ą¤¾ ą¤øą„ą¤°ą„‹ą¤¤ ą¤¹ą„‹ą¤¤ą¤¾ ą¤¹ą„ˆ, ą¤œą„‹ ą¤®ą¤¾ą¤‚ą¤øą¤Ŗą„‡ą¤¶ą¤æą¤Æą„‹ą¤‚ ą¤•ą„€ ą¤®ą¤°ą¤®ą„ą¤®ą¤¤ ą¤”ą¤° ą¤Øą¤æą¤°ą„ą¤®ą¤¾ą¤£ ą¤•ą„‡ ą¤²ą¤æą¤ ą¤†ą¤µą¤¶ą„ą¤Æą¤• ą¤¹ą„ˆą„¤ ą¤‡ą¤øą¤®ą„‡ą¤‚ ą¤†ą¤Æą¤°ą¤Ø, ą¤œą¤æą¤‚ą¤•, ą¤”ą¤° ą¤µą¤æą¤Ÿą¤¾ą¤®ą¤æą¤Ø ą¤¬ą„€6 ą¤­ą„€ ą¤¹ą„‹ą¤¤ą„‡ ą¤¹ą„ˆą¤‚, ą¤œą„‹ ą¤øą¤‚ą¤Ŗą„‚ą¤°ą„ą¤£ ą¤øą„ą¤µą¤¾ą¤øą„ą¤„ą„ą¤Æ ą¤•ą„‡ ą¤²ą¤æą¤ ą¤²ą¤¾ą¤­ą¤•ą¤¾ą¤°ą„€ ą¤¹ą„ˆą¤‚ą„¤
  • ą¤•ą¤® ą¤µą¤øą¤¾: ą¤–ą¤¾ą¤øą¤•ą¤° ą¤œą¤¬ ą¤¤ą„ą¤µą¤šą¤¾ ą¤¹ą¤Ÿą¤¾ ą¤¦ą„€ ą¤œą¤¾ą¤, ą¤¤ą„‹ ą¤®ą„ą¤°ą„ą¤—ą¤¾ ą¤•ą¤® ą¤µą¤øą¤¾ ą¤µą¤¾ą¤²ą¤¾ ą¤¹ą„‹ą¤¤ą¤¾ ą¤¹ą„ˆ, ą¤œą„‹ ą¤¹ą„ƒą¤¦ą¤Æ ą¤øą„ą¤µą¤¾ą¤øą„ą¤„ą„ą¤Æ ą¤•ą„‹ ą¤¬ą¤Øą¤¾ą¤ ą¤°ą¤–ą¤Øą„‡ ą¤®ą„‡ą¤‚ ą¤®ą¤¦ą¤¦ ą¤•ą¤°ą¤¤ą¤¾ ą¤¹ą„ˆą„¤
  1. ą¤Øą„ą¤•ą¤øą¤¾ą¤Ø:
  • ą¤µą¤øą¤¾ ą¤”ą¤° ą¤•ą„ˆą¤²ą„‹ą¤°ą„€: ą¤¤ą¤²ą¤¾ ą¤¹ą„ą¤† ą¤Æą¤¾ ą¤…ą¤¤ą„ą¤Æą¤§ą¤æą¤• ą¤µą¤øą¤¾ ą¤Æą„ą¤•ą„ą¤¤ ą¤®ą„ą¤°ą„ą¤—ą¤¾ ą¤°ą¤•ą„ą¤¤ ą¤¶ą¤°ą„ą¤•ą¤°ą¤¾ ą¤•ą„‹ ą¤¬ą¤¢ą¤¼ą¤¾ ą¤øą¤•ą¤¤ą¤¾ ą¤¹ą„ˆ ą¤”ą¤° ą¤µą¤œą¤Ø ą¤¬ą¤¢ą¤¼ą¤Øą„‡ ą¤•ą¤¾ ą¤•ą¤¾ą¤°ą¤£ ą¤¬ą¤Ø ą¤øą¤•ą¤¤ą¤¾ ą¤¹ą„ˆą„¤
  • ą¤Ŗą„ą¤°ą„‹ą¤øą„‡ą¤øą„ą¤” ą¤®ą¤¾ą¤‚ą¤ø: ą¤Ŗą„ą¤°ą„‹ą¤øą„‡ą¤øą„ą¤” ą¤®ą„ą¤°ą„ą¤—ą„‡ ą¤‰ą¤¤ą„ą¤Ŗą¤¾ą¤¦, ą¤œą„ˆą¤øą„‡ ą¤•ą¤æ ą¤šą¤æą¤•ą¤Ø ą¤Øą¤—ą„‡ą¤Ÿą„ą¤ø ą¤Æą¤¾ ą¤šą¤æą¤•ą¤Ø ą¤øą„‰ą¤øą„‡ą¤œ, ą¤…ą¤•ą„ą¤øą¤° ą¤‰ą¤šą„ą¤š ą¤øą„‹ą¤”ą¤æą¤Æą¤® ą¤”ą¤° ą¤…ą¤Ŗą¤°ą¤æą¤·ą„ą¤•ą„ƒą¤¤ ą¤µą¤øą¤¾ ą¤®ą„‡ą¤‚ ą¤¹ą„‹ą¤¤ą„‡ ą¤¹ą„ˆą¤‚, ą¤œą„‹ ą¤®ą¤§ą„ą¤®ą„‡ą¤¹ ą¤•ą„‡ ą¤Ŗą„ą¤°ą¤¬ą¤‚ą¤§ą¤Ø ą¤•ą„‡ ą¤²ą¤æą¤ ą¤‰ą¤Ŗą¤Æą„ą¤•ą„ą¤¤ ą¤Øą¤¹ą„€ą¤‚ ą¤¹ą„‹ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤
  1. ą¤®ą„ą¤°ą„ą¤—ą„‡ ą¤•ą„‡ ą¤øą„‡ą¤µą¤Ø ą¤•ą„‡ ą¤²ą¤æą¤ ą¤øą„ą¤ą¤¾ą¤µ
  2. ą¤øą¤¹ą„€ ą¤šą¤Æą¤Ø ą¤•ą¤°ą„‡ą¤‚:
  • ą¤‘ą¤°ą„ą¤—ą„‡ą¤Øą¤æą¤• ą¤”ą¤° ą¤«ą„ą¤°ą„€ą¤°ą„‡ą¤‚ą¤œ ą¤®ą„ą¤°ą„ą¤—ą¤¾: ą¤…ą¤—ą¤° ą¤øą¤‚ą¤­ą¤µ ą¤¹ą„‹, ą¤¤ą„‹ ą¤‘ą¤°ą„ą¤—ą„‡ą¤Øą¤æą¤• ą¤”ą¤° ą¤«ą„ą¤°ą„€-ą¤°ą„‡ą¤‚ą¤œ ą¤®ą„ą¤°ą„ą¤—ą„‡ ą¤•ą¤¾ ą¤šą¤Æą¤Ø ą¤•ą¤°ą„‡ą¤‚ą„¤ ą¤Æą„‡ ą¤…ą¤•ą„ą¤øą¤° ą¤¬ą„‡ą¤¹ą¤¤ą¤° ą¤Ŗą„‹ą¤·ą¤£ ą¤—ą„ą¤£ą¤µą¤¤ą„ą¤¤ą¤¾ ą¤”ą¤° ą¤•ą¤® ą¤¹ą¤¾ą¤Øą¤æą¤•ą¤¾ą¤°ą¤• ą¤Æą¤„ą¤¾ą¤°ą„ą¤„ą¤µą¤æą¤•ą¤°ą¤£ ą¤•ą„‡ ą¤øą¤¾ą¤„ ą¤¹ą„‹ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤
  • ą¤¤ą„ą¤µą¤šą¤¾ ą¤¹ą¤Ÿą¤¾ą¤ą¤: ą¤®ą„ą¤°ą„ą¤—ą„‡ ą¤•ą„€ ą¤¤ą„ą¤µą¤šą¤¾ ą¤•ą„‹ ą¤¹ą¤Ÿą¤¾ ą¤¦ą„‡ą¤‚ ą¤¤ą¤¾ą¤•ą¤æ ą¤…ą¤¤ą¤æą¤°ą¤æą¤•ą„ą¤¤ ą¤µą¤øą¤¾ ą¤”ą¤° ą¤•ą„ˆą¤²ą„‹ą¤°ą„€ ą¤øą„‡ ą¤¬ą¤šą¤¾ ą¤œą¤¾ ą¤øą¤•ą„‡ą„¤
  1. ą¤øą¤‚ą¤¤ą„ą¤²ą¤æą¤¤ ą¤†ą¤¹ą¤¾ą¤° ą¤¬ą¤Øą¤¾ą¤ą¤:
  • ą¤Ŗą„Œą¤·ą„ą¤Ÿą¤æą¤• ą¤–ą¤¾ą¤¦ą„ą¤Æ ą¤Ŗą¤¦ą¤¾ą¤°ą„ą¤„ą„‹ą¤‚ ą¤•ą„‡ ą¤øą¤¾ą¤„ ą¤øą¤‚ą¤Æą„‹ą¤œą¤Ø: ą¤®ą„ą¤°ą„ą¤—ą¤¾ ą¤•ą„‹ ą¤…ą¤Øą„ą¤Æ ą¤Ŗą„Œą¤·ą„ą¤Ÿą¤æą¤• ą¤–ą¤¾ą¤¦ą„ą¤Æ ą¤Ŗą¤¦ą¤¾ą¤°ą„ą¤„ą„‹ą¤‚ ą¤•ą„‡ ą¤øą¤¾ą¤„ ą¤øą¤‚ą¤Æą„‹ą¤œą¤æą¤¤ ą¤•ą¤°ą„‡ą¤‚, ą¤œą„ˆą¤øą„‡ ą¤•ą¤æ ą¤¹ą¤°ą„€ ą¤øą¤¬ą„ą¤œą¤æą¤Æą¤¾ą¤, ą¤«ą¤², ą¤”ą¤° ą¤øą¤¾ą¤¬ą„ą¤¤ ą¤…ą¤Øą¤¾ą¤œą„¤ ą¤‡ą¤øą¤øą„‡ ą¤†ą¤Ŗą¤•ą„‹ ą¤øą¤‚ą¤¤ą„ą¤²ą¤æą¤¤ ą¤†ą¤¹ą¤¾ą¤° ą¤®ą¤æą¤²ą„‡ą¤—ą¤¾ ą¤”ą¤° ą¤°ą¤•ą„ą¤¤ ą¤¶ą¤°ą„ą¤•ą¤°ą¤¾ ą¤øą„ą¤„ą¤æą¤° ą¤°ą¤¹ą„‡ą¤—ą¤¾ą„¤
  1. ą¤Øą¤æą¤Æą¤®ą¤æą¤¤ ą¤Øą¤æą¤—ą¤°ą¤¾ą¤Øą„€:
  • ą¤°ą¤•ą„ą¤¤ ą¤¶ą¤°ą„ą¤•ą¤°ą¤¾ ą¤•ą„€ ą¤Øą¤æą¤—ą¤°ą¤¾ą¤Øą„€: ą¤®ą„ą¤°ą„ą¤—ą„‡ ą¤•ą„‡ ą¤øą„‡ą¤µą¤Ø ą¤•ą„‡ ą¤¬ą¤¾ą¤¦ ą¤°ą¤•ą„ą¤¤ ą¤¶ą¤°ą„ą¤•ą¤°ą¤¾ ą¤•ą„‡ ą¤øą„ą¤¤ą¤° ą¤•ą„€ ą¤Øą¤æą¤—ą¤°ą¤¾ą¤Øą„€ ą¤•ą¤°ą„‡ą¤‚ą„¤ ą¤‡ą¤øą¤øą„‡ ą¤†ą¤Ŗą¤•ą„‹ ą¤Ŗą¤¤ą¤¾ ą¤šą¤²ą„‡ą¤—ą¤¾ ą¤•ą¤æ ą¤†ą¤Ŗą¤•ą„‡ ą¤¶ą¤°ą„€ą¤° ą¤Ŗą¤° ą¤‡ą¤øą¤•ą¤¾ ą¤•ą„ą¤Æą¤¾ ą¤Ŗą„ą¤°ą¤­ą¤¾ą¤µ ą¤Ŗą¤”ą¤¼ ą¤°ą¤¹ą¤¾ ą¤¹ą„ˆ ą¤”ą¤° ą¤†ą¤Ŗ ą¤…ą¤Ŗą¤Øą„‡ ą¤†ą¤¹ą¤¾ą¤° ą¤®ą„‡ą¤‚ ą¤†ą¤µą¤¶ą„ą¤Æą¤• ą¤¬ą¤¦ą¤²ą¤¾ą¤µ ą¤•ą¤° ą¤øą¤•ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤

ą¤Øą¤æą¤·ą„ą¤•ą¤°ą„ą¤·

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  1. ą¤…ą¤¤ą„ą¤Æą¤§ą¤æą¤• ą¤—ą¤°ą„ą¤®ą„€ ą¤•ą„‡ ą¤•ą¤¾ą¤°ą¤£
  2. ą¤œą¤²ą¤µą¤¾ą¤Æą„ ą¤Ŗą¤°ą¤æą¤µą¤°ą„ą¤¤ą¤Ø:
  • ą¤µą„ˆą¤¶ą„ą¤µą¤æą¤• ą¤¤ą¤¾ą¤Ŗą¤®ą¤¾ą¤Ø ą¤µą„ƒą¤¦ą„ą¤§ą¤æ: ą¤œą¤²ą¤µą¤¾ą¤Æą„ ą¤Ŗą¤°ą¤æą¤µą¤°ą„ą¤¤ą¤Ø ą¤•ą„‡ ą¤•ą¤¾ą¤°ą¤£ ą¤µą„ˆą¤¶ą„ą¤µą¤æą¤• ą¤¤ą¤¾ą¤Ŗą¤®ą¤¾ą¤Ø ą¤®ą„‡ą¤‚ ą¤µą„ƒą¤¦ą„ą¤§ą¤æ ą¤¹ą„‹ ą¤°ą¤¹ą„€ ą¤¹ą„ˆą„¤ ą¤•ą¤¾ą¤°ą„ą¤¬ą¤Ø ą¤”ą¤¾ą¤‡ą¤‘ą¤•ą„ą¤øą¤¾ą¤‡ą¤” ą¤”ą¤° ą¤…ą¤Øą„ą¤Æ ą¤—ą„ą¤°ą„€ą¤Øą¤¹ą¤¾ą¤‰ą¤ø ą¤—ą„ˆą¤øą„‹ą¤‚ ą¤•ą„‡ ą¤‰ą¤¤ą„ą¤øą¤°ą„ą¤œą¤Ø ą¤øą„‡ ą¤µą¤¾ą¤¤ą¤¾ą¤µą¤°ą¤£ ą¤®ą„‡ą¤‚ ą¤—ą¤°ą„ą¤®ą„€ ą¤•ą¤¾ ą¤øą„ą¤¤ą¤° ą¤¬ą¤¢ą¤¼ ą¤°ą¤¹ą¤¾ ą¤¹ą„ˆą„¤
  • ą¤…ą¤§ą¤æą¤• ą¤—ą¤°ą„ą¤® ą¤®ą„Œą¤øą¤®: ą¤œą¤²ą¤µą¤¾ą¤Æą„ ą¤Ŗą¤°ą¤æą¤µą¤°ą„ą¤¤ą¤Ø ą¤•ą„‡ ą¤•ą¤¾ą¤°ą¤£ ą¤—ą¤°ą„ą¤®ą¤æą¤Æą„‹ą¤‚ ą¤®ą„‡ą¤‚ ą¤øą¤¾ą¤®ą¤¾ą¤Øą„ą¤Æ ą¤øą„‡ ą¤…ą¤§ą¤æą¤• ą¤—ą¤°ą„ą¤®ą„€ ą¤•ą¤¾ ą¤…ą¤Øą„ą¤­ą¤µ ą¤¹ą„‹ą¤¤ą¤¾ ą¤¹ą„ˆ, ą¤”ą¤° ą¤øą¤°ą„ą¤¦ą¤æą¤Æą„‹ą¤‚ ą¤•ą„€ ą¤ ą¤‚ą¤”ą¤• ą¤­ą„€ ą¤•ą¤® ą¤¹ą„‹ą¤¤ą„€ ą¤¹ą„ˆą„¤
  1. ą¤¶ą¤¹ą¤°ą„€ą¤•ą¤°ą¤£:
  • ą¤¹ą„€ą¤Ÿ ą¤†ą¤‡ą¤²ą„ˆą¤‚ą¤” ą¤Ŗą„ą¤°ą¤­ą¤¾ą¤µ: ą¤¶ą¤¹ą¤°ą„€ą¤•ą¤°ą¤£ ą¤”ą¤° ą¤…ą¤µą¤øą¤‚ą¤°ą¤šą¤Øą¤¾ ą¤•ą„‡ ą¤•ą¤¾ą¤°ą¤£ ą¤¶ą¤¹ą¤°ą„‹ą¤‚ ą¤®ą„‡ą¤‚ ą¤…ą¤§ą¤æą¤• ą¤—ą¤°ą„ą¤®ą„€ ą¤¹ą„‹ą¤¤ą„€ ą¤¹ą„ˆą„¤ ą¤•ą¤‚ą¤•ą„ą¤°ą„€ą¤Ÿ ą¤”ą¤° ą¤§ą¤¾ą¤¤ą„ą¤“ą¤‚ ą¤•ą„‡ ą¤•ą¤¾ą¤°ą¤£ ą¤¶ą¤¹ą¤°ą„‹ą¤‚ ą¤®ą„‡ą¤‚ ą¤¹ą„€ą¤Ÿ ą¤†ą¤‡ą¤²ą„ˆą¤‚ą¤” ą¤Ŗą„ą¤°ą¤­ą¤¾ą¤µ ą¤‰ą¤¤ą„ą¤Ŗą¤Øą„ą¤Ø ą¤¹ą„‹ą¤¤ą¤¾ ą¤¹ą„ˆ, ą¤œą¤æą¤øą¤®ą„‡ą¤‚ ą¤¶ą¤¹ą¤°ą„€ ą¤•ą„ą¤·ą„‡ą¤¤ą„ą¤°ą„‹ą¤‚ ą¤®ą„‡ą¤‚ ą¤—ą„ą¤°ą¤¾ą¤®ą„€ą¤£ ą¤•ą„ą¤·ą„‡ą¤¤ą„ą¤°ą„‹ą¤‚ ą¤•ą„€ ą¤¤ą„ą¤²ą¤Øą¤¾ ą¤®ą„‡ą¤‚ ą¤…ą¤§ą¤æą¤• ą¤—ą¤°ą„ą¤®ą„€ ą¤®ą¤¹ą¤øą„‚ą¤ø ą¤¹ą„‹ą¤¤ą„€ ą¤¹ą„ˆą„¤
  • ą¤¹ą¤°ą„€ ą¤•ą„ą¤·ą„‡ą¤¤ą„ą¤°ą„‹ą¤‚ ą¤•ą„€ ą¤•ą¤®ą„€: ą¤Ŗą„‡ą¤”ą¤¼ą„‹ą¤‚ ą¤”ą¤° ą¤¹ą¤°ą„€ ą¤­ą¤°ą„€ ą¤œą¤—ą¤¹ą„‹ą¤‚ ą¤•ą„€ ą¤•ą¤®ą„€ ą¤•ą„‡ ą¤•ą¤¾ą¤°ą¤£ ą¤¶ą¤¹ą¤°ą„€ ą¤•ą„ą¤·ą„‡ą¤¤ą„ą¤° ą¤¤ą„‡ą¤œą„€ ą¤øą„‡ ą¤—ą¤°ą„ą¤® ą¤¹ą„‹ ą¤œą¤¾ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤
  1. ą¤Ŗą„ą¤°ą¤¾ą¤•ą„ƒą¤¤ą¤æą¤• ą¤•ą¤¾ą¤°ą¤•:
  • ą¤­ą„‚ą¤—ą¤°ą„ą¤­ą„€ą¤Æ ą¤—ą¤¤ą¤æą¤µą¤æą¤§ą¤æą¤Æą¤¾ą¤: ą¤œą„ą¤µą¤¾ą¤²ą¤¾ą¤®ą„ą¤–ą„€ ą¤µą¤æą¤øą„ą¤«ą„‹ą¤Ÿ ą¤”ą¤° ą¤…ą¤Øą„ą¤Æ ą¤­ą„‚ą¤—ą¤°ą„ą¤­ą„€ą¤Æ ą¤—ą¤¤ą¤æą¤µą¤æą¤§ą¤æą¤Æą¤¾ą¤ ą¤µą¤¾ą¤¤ą¤¾ą¤µą¤°ą¤£ ą¤®ą„‡ą¤‚ ą¤—ą¤°ą„ą¤®ą„€ ą¤•ą¤¾ ą¤øą„ą¤¤ą¤° ą¤¬ą¤¢ą¤¼ą¤¾ ą¤øą¤•ą¤¤ą„€ ą¤¹ą„ˆą¤‚ą„¤
  • ą¤®ą„Œą¤øą¤®ą„€ ą¤•ą¤¾ą¤°ą¤•: ą¤•ą¤­ą„€-ą¤•ą¤­ą„€ ą¤®ą„Œą¤øą¤® ą¤®ą„‡ą¤‚ ą¤¬ą¤¦ą¤²ą¤¾ą¤µ ą¤•ą„‡ ą¤•ą¤¾ą¤°ą¤£ ą¤…ą¤øą¤¾ą¤®ą¤¾ą¤Øą„ą¤Æ ą¤—ą¤°ą„ą¤®ą„€ ą¤•ą¤¾ ą¤…ą¤Øą„ą¤­ą¤µ ą¤¹ą„‹ą¤¤ą¤¾ ą¤¹ą„ˆ, ą¤œą„ˆą¤øą„‡ ą¤•ą¤æ ą¤—ą¤°ą„ą¤® ą¤¹ą¤µą¤¾ą¤“ą¤‚ ą¤•ą¤¾ ą¤†ą¤Øą¤¾ ą¤Æą¤¾ ą¤‰ą¤šą„ą¤š ą¤¦ą¤¬ą¤¾ą¤µ ą¤•ą„€ ą¤øą„ą¤„ą¤æą¤¤ą¤æą¤Æą¤¾ą¤ą„¤
  1. ą¤…ą¤¤ą„ą¤Æą¤§ą¤æą¤• ą¤—ą¤°ą„ą¤®ą„€ ą¤•ą„‡ ą¤Ŗą„ą¤°ą¤­ą¤¾ą¤µ
  2. ą¤øą„ą¤µą¤¾ą¤øą„ą¤„ą„ą¤Æ ą¤Ŗą¤° ą¤Ŗą„ą¤°ą¤­ą¤¾ą¤µ:
  • ą¤¹ą„€ą¤Ÿ ą¤øą„ą¤Ÿą„ą¤°ą„‹ą¤•: ą¤…ą¤¤ą„ą¤Æą¤§ą¤æą¤• ą¤—ą¤°ą„ą¤®ą„€ ą¤•ą„‡ ą¤øą¤‚ą¤Ŗą¤°ą„ą¤• ą¤®ą„‡ą¤‚ ą¤†ą¤Øą„‡ ą¤Ŗą¤° ą¤¹ą„€ą¤Ÿ ą¤øą„ą¤Ÿą„ą¤°ą„‹ą¤• ą¤¹ą„‹ ą¤øą¤•ą¤¤ą¤¾ ą¤¹ą„ˆ, ą¤œą„‹ ą¤ą¤• ą¤—ą¤‚ą¤­ą„€ą¤° ą¤øą„ą¤„ą¤æą¤¤ą¤æ ą¤¹ą„ˆ ą¤œą¤æą¤øą¤®ą„‡ą¤‚ ą¤¶ą¤°ą„€ą¤° ą¤•ą¤¾ ą¤¤ą¤¾ą¤Ŗą¤®ą¤¾ą¤Ø 40 ą¤”ą¤æą¤—ą„ą¤°ą„€ ą¤øą„‡ą¤²ą„ą¤øą¤æą¤Æą¤ø (104 ą¤”ą¤æą¤—ą„ą¤°ą„€ ą¤«ą¤¾ą¤°ą„‡ą¤Øą¤¹ą¤¾ą¤‡ą¤Ÿ) ą¤øą„‡ ą¤Šą¤Ŗą¤° ą¤¬ą¤¢ą¤¼ ą¤œą¤¾ą¤¤ą¤¾ ą¤¹ą„ˆą„¤ ą¤‡ą¤øą¤•ą„‡ ą¤²ą¤•ą„ą¤·ą¤£ą„‹ą¤‚ ą¤®ą„‡ą¤‚ ą¤‰ą¤šą„ą¤š ą¤¤ą¤¾ą¤Ŗą¤®ą¤¾ą¤Ø, ą¤¤ą„ą¤µą¤šą¤¾ ą¤•ą¤¾ ą¤øą„‚ą¤–ą¤¾ą¤Ŗą¤Ø, ą¤‰ą¤²ą„ą¤Ÿą„€, ą¤”ą¤° ą¤­ą„ą¤°ą¤®ą¤æą¤¤ ą¤øą„ą¤„ą¤æą¤¤ą¤æ ą¤¶ą¤¾ą¤®ą¤æą¤² ą¤¹ą„‹ ą¤øą¤•ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤
  • ą¤¹ą„€ą¤Ÿ ą¤ą¤•ą„ą¤øą¤¹ą„‰ą¤øą„ą¤Ÿą„‡ą¤¶ą¤Ø: ą¤Æą¤¹ ą¤øą„ą¤„ą¤æą¤¤ą¤æ ą¤¶ą¤°ą„€ą¤° ą¤•ą„‡ ą¤…ą¤¤ą„ą¤Æą¤§ą¤æą¤• ą¤—ą¤°ą„ą¤®ą„€ ą¤•ą„‡ ą¤øą¤‚ą¤Ŗą¤°ą„ą¤• ą¤®ą„‡ą¤‚ ą¤†ą¤Øą„‡ ą¤øą„‡ ą¤¹ą„‹ą¤¤ą„€ ą¤¹ą„ˆ, ą¤œą¤æą¤øą¤øą„‡ ą¤„ą¤•ą¤¾ą¤µą¤Ÿ, ą¤øą¤æą¤°ą¤¦ą¤°ą„ą¤¦, ą¤”ą¤° ą¤®ą¤¾ą¤‚ą¤øą¤Ŗą„‡ą¤¶ą¤æą¤Æą„‹ą¤‚ ą¤®ą„‡ą¤‚ ą¤ą¤‚ą¤ ą¤Ø ą¤¹ą„‹ ą¤øą¤•ą¤¤ą„€ ą¤¹ą„ˆą„¤ ą¤Æą¤¹ ą¤øą„ą¤„ą¤æą¤¤ą¤æ ą¤¹ą„€ą¤Ÿ ą¤øą„ą¤Ÿą„ą¤°ą„‹ą¤• ą¤•ą„‡ ą¤°ą„‚ą¤Ŗ ą¤®ą„‡ą¤‚ ą¤µą¤æą¤•ą¤øą¤æą¤¤ ą¤¹ą„‹ ą¤øą¤•ą¤¤ą„€ ą¤¹ą„ˆ ą¤Æą¤¦ą¤æ ą¤¤ą„ą¤°ą¤‚ą¤¤ ą¤‰ą¤Ŗą¤šą¤¾ą¤° ą¤Øą¤¹ą„€ą¤‚ ą¤•ą¤æą¤Æą¤¾ ą¤œą¤¾ą¤ą„¤
  • ą¤”ą¤æą¤¹ą¤¾ą¤‡ą¤”ą„ą¤°ą„‡ą¤¶ą¤Ø: ą¤—ą¤°ą„ą¤®ą„€ ą¤•ą„‡ ą¤•ą¤¾ą¤°ą¤£ ą¤…ą¤§ą¤æą¤• ą¤Ŗą¤øą„€ą¤Øą¤¾ ą¤¬ą¤¹ą¤Øą„‡ ą¤øą„‡ ą¤¶ą¤°ą„€ą¤° ą¤®ą„‡ą¤‚ ą¤Ŗą¤¾ą¤Øą„€ ą¤•ą„€ ą¤•ą¤®ą„€ ą¤¹ą„‹ ą¤œą¤¾ą¤¤ą„€ ą¤¹ą„ˆ, ą¤œą¤æą¤øą¤øą„‡ ą¤”ą¤æą¤¹ą¤¾ą¤‡ą¤”ą„ą¤°ą„‡ą¤¶ą¤Ø ą¤•ą„€ ą¤øą¤®ą¤øą„ą¤Æą¤¾ ą¤‰ą¤¤ą„ą¤Ŗą¤Øą„ą¤Ø ą¤¹ą„‹ą¤¤ą„€ ą¤¹ą„ˆą„¤ ą¤‡ą¤øą¤•ą„‡ ą¤²ą¤•ą„ą¤·ą¤£ą„‹ą¤‚ ą¤®ą„‡ą¤‚ ą¤øą„‚ą¤–ą„€ ą¤¤ą„ą¤µą¤šą¤¾, ą¤®ą„ą¤‚ą¤¹ ą¤•ą¤¾ ą¤øą„‚ą¤–ą¤¾ą¤Ŗą¤Ø, ą¤”ą¤° ą¤Ŗą„‡ą¤¶ą¤¾ą¤¬ ą¤•ą„€ ą¤•ą¤®ą„€ ą¤¶ą¤¾ą¤®ą¤æą¤² ą¤¹ą„‹ ą¤øą¤•ą¤¤ą„€ ą¤¹ą„ˆą„¤
  1. ą¤Ŗą¤°ą„ą¤Æą¤¾ą¤µą¤°ą¤£ ą¤Ŗą¤° ą¤Ŗą„ą¤°ą¤­ą¤¾ą¤µ:
  • ą¤œą¤²ą¤µą¤¾ą¤Æą„ ą¤Ŗą¤°ą¤æą¤µą¤°ą„ą¤¤ą¤Ø: ą¤…ą¤¤ą„ą¤Æą¤§ą¤æą¤• ą¤—ą¤°ą„ą¤®ą„€ ą¤Ŗą¤°ą„ą¤Æą¤¾ą¤µą¤°ą¤£ą„€ą¤Æ ą¤øą¤‚ą¤¤ą„ą¤²ą¤Ø ą¤•ą„‹ ą¤¬ą¤æą¤—ą¤¾ą¤”ą¤¼ ą¤øą¤•ą¤¤ą„€ ą¤¹ą„ˆą„¤ ą¤‡ą¤øą¤øą„‡ ą¤—ą„ą¤²ą„‡ą¤¶ą¤æą¤Æą¤°ą„‹ą¤‚ ą¤•ą¤¾ ą¤Ŗą¤æą¤˜ą¤²ą¤Øą¤¾, ą¤øą¤®ą„ą¤¦ą„ą¤° ą¤øą„ą¤¤ą¤° ą¤•ą¤¾ ą¤¬ą¤¢ą¤¼ą¤Øą¤¾, ą¤”ą¤° ą¤®ą„Œą¤øą¤® ą¤®ą„‡ą¤‚ ą¤…ą¤øą¤¾ą¤®ą¤¾ą¤Øą„ą¤Æą¤¤ą¤¾ ą¤‰ą¤¤ą„ą¤Ŗą¤Øą„ą¤Ø ą¤¹ą„‹ ą¤øą¤•ą¤¤ą„€ ą¤¹ą„ˆą„¤
  • ą¤µą¤Øą¤øą„ą¤Ŗą¤¤ą¤æ ą¤”ą¤° ą¤œą„€ą¤µą¤œą¤‚ą¤¤ą„: ą¤…ą¤¤ą„ą¤Æą¤§ą¤æą¤• ą¤—ą¤°ą„ą¤®ą„€ ą¤øą„‡ ą¤µą¤Øą¤øą„ą¤Ŗą¤¤ą¤æ ą¤”ą¤° ą¤œą„€ą¤µ-ą¤œą¤‚ą¤¤ą„ ą¤Ŗą„ą¤°ą¤­ą¤¾ą¤µą¤æą¤¤ ą¤¹ą„‹ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤ ą¤Ŗą„‡ą¤”ą¤¼-ą¤Ŗą„Œą¤§ą„‡ ą¤øą„‚ą¤– ą¤øą¤•ą¤¤ą„‡ ą¤¹ą„ˆą¤‚, ą¤”ą¤° ą¤œą„€ą¤µ-ą¤œą¤‚ą¤¤ą„ ą¤…ą¤Ŗą¤Øą„‡ ą¤Ŗą„ą¤°ą¤¾ą¤•ą„ƒą¤¤ą¤æą¤• ą¤†ą¤µą¤¾ą¤ø ą¤®ą„‡ą¤‚ ą¤•ą¤ ą¤æą¤Øą¤¾ą¤‡ą¤Æą„‹ą¤‚ ą¤•ą¤¾ ą¤øą¤¾ą¤®ą¤Øą¤¾ ą¤•ą¤° ą¤øą¤•ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤
  1. ą¤øą¤®ą¤¾ą¤œ ą¤Ŗą¤° ą¤Ŗą„ą¤°ą¤­ą¤¾ą¤µ:
  • ą¤‰ą¤¤ą„ą¤Ŗą¤¾ą¤¦ą¤•ą¤¤ą¤¾ ą¤®ą„‡ą¤‚ ą¤•ą¤®ą„€: ą¤…ą¤¤ą„ą¤Æą¤§ą¤æą¤• ą¤—ą¤°ą„ą¤®ą„€ ą¤•ą¤¾ą¤°ą„ą¤Æą¤øą„ą¤„ą¤²ą„‹ą¤‚ ą¤”ą¤° ą¤˜ą¤°ą„‹ą¤‚ ą¤®ą„‡ą¤‚ ą¤‰ą¤¤ą„ą¤Ŗą¤¾ą¤¦ą¤•ą¤¤ą¤¾ ą¤•ą„‹ ą¤Ŗą„ą¤°ą¤­ą¤¾ą¤µą¤æą¤¤ ą¤•ą¤° ą¤øą¤•ą¤¤ą„€ ą¤¹ą„ˆą„¤ ą¤—ą¤°ą„ą¤®ą„€ ą¤øą„‡ ą¤•ą¤°ą„ą¤®ą¤šą¤¾ą¤°ą¤æą¤Æą„‹ą¤‚ ą¤•ą„€ ą¤„ą¤•ą¤¾ą¤µą¤Ÿ ą¤¬ą¤¢ą¤¼ą¤¤ą„€ ą¤¹ą„ˆ ą¤”ą¤° ą¤®ą¤¾ą¤Øą¤øą¤æą¤• ą¤”ą¤° ą¤¶ą¤¾ą¤°ą„€ą¤°ą¤æą¤• ą¤øą„ą¤„ą¤æą¤¤ą¤æ ą¤Ŗą¤° ą¤Ŗą„ą¤°ą¤­ą¤¾ą¤µ ą¤Ŗą¤”ą¤¼ą¤¤ą¤¾ ą¤¹ą„ˆą„¤
  • ą¤Šą¤°ą„ą¤œą¤¾ ą¤•ą„€ ą¤®ą¤¾ą¤‚ą¤—: ą¤—ą¤°ą„ą¤®ą„€ ą¤•ą„‡ ą¤¦ą„Œą¤°ą¤¾ą¤Ø ą¤Šą¤°ą„ą¤œą¤¾ ą¤•ą„€ ą¤®ą¤¾ą¤‚ą¤— ą¤¬ą¤¢ą¤¼ ą¤œą¤¾ą¤¤ą„€ ą¤¹ą„ˆ, ą¤µą¤æą¤¶ą„‡ą¤· ą¤°ą„‚ą¤Ŗ ą¤øą„‡ ą¤ą¤Æą¤° ą¤•ą¤‚ą¤”ą„€ą¤¶ą¤Øą¤æą¤‚ą¤— ą¤”ą¤° ą¤Ŗą¤‚ą¤–ą„‹ą¤‚ ą¤•ą„‡ ą¤‰ą¤Ŗą¤Æą„‹ą¤— ą¤•ą„‡ ą¤•ą¤¾ą¤°ą¤£ą„¤ ą¤Æą¤¹ ą¤Šą¤°ą„ą¤œą¤¾ ą¤øą¤‚ą¤•ą¤Ÿ ą¤”ą¤° ą¤‰ą¤šą„ą¤š ą¤Šą¤°ą„ą¤œą¤¾ ą¤¬ą¤æą¤²ą„‹ą¤‚ ą¤•ą¤¾ ą¤•ą¤¾ą¤°ą¤£ ą¤¬ą¤Ø ą¤øą¤•ą¤¤ą¤¾ ą¤¹ą„ˆą„¤
  1. ą¤…ą¤¤ą„ą¤Æą¤§ą¤æą¤• ą¤—ą¤°ą„ą¤®ą„€ ą¤øą„‡ ą¤Øą¤æą¤Ŗą¤Ÿą¤Øą„‡ ą¤•ą„‡ ą¤‰ą¤Ŗą¤¾ą¤Æ
  2. ą¤øą„ą¤µą¤¾ą¤øą„ą¤„ą„ą¤Æ ą¤øą¤‚ą¤¬ą¤‚ą¤§ą¤æą¤¤ ą¤‰ą¤Ŗą¤¾ą¤Æ:
  • ą¤¹ą¤¾ą¤‡ą¤”ą„ą¤°ą„‡ą¤¶ą¤Ø: ą¤—ą¤°ą„ą¤®ą„€ ą¤•ą„‡ ą¤¦ą„Œą¤°ą¤¾ą¤Ø ą¤…ą¤§ą¤æą¤• ą¤Ŗą¤¾ą¤Øą„€ ą¤Ŗą¤æą¤ą¤ą„¤ ą¤Ŗą¤¾ą¤Øą„€ ą¤Ŗą„€ą¤Øą„‡ ą¤øą„‡ ą¤¶ą¤°ą„€ą¤° ą¤•ą„€ ą¤¹ą¤¾ą¤‡ą¤”ą„ą¤°ą„‡ą¤¶ą¤Ø ą¤¬ą¤Øą„€ ą¤°ą¤¹ą¤¤ą„€ ą¤¹ą„ˆ ą¤”ą¤° ą¤”ą¤æą¤¹ą¤¾ą¤‡ą¤”ą„ą¤°ą„‡ą¤¶ą¤Ø ą¤•ą„€ ą¤øą¤‚ą¤­ą¤¾ą¤µą¤Øą¤¾ ą¤•ą¤® ą¤¹ą„‹ą¤¤ą„€ ą¤¹ą„ˆą„¤
  • ą¤¹ą¤²ą„ą¤•ą„‡ ą¤”ą¤° ą¤¢ą„€ą¤²ą„‡ ą¤•ą¤Ŗą¤”ą¤¼ą„‡: ą¤—ą¤°ą„ą¤®ą„€ ą¤•ą„‡ ą¤øą¤®ą¤Æ ą¤¹ą¤²ą„ą¤•ą„‡ ą¤”ą¤° ą¤¢ą„€ą¤²ą„‡ ą¤•ą¤Ŗą¤”ą¤¼ą„‡ ą¤Ŗą¤¹ą¤Øą„‡ą¤‚ ą¤œą„‹ ą¤†ą¤Ŗą¤•ą„€ ą¤¤ą„ą¤µą¤šą¤¾ ą¤•ą„‹ ą¤øą¤¾ą¤‚ą¤ø ą¤²ą„‡ą¤Øą„‡ ą¤®ą„‡ą¤‚ ą¤®ą¤¦ą¤¦ ą¤•ą¤°ą„‡ą¤‚ą„¤ ą¤‡ą¤øą¤øą„‡ ą¤¶ą¤°ą„€ą¤° ą¤•ą¤¾ ą¤¤ą¤¾ą¤Ŗą¤®ą¤¾ą¤Ø ą¤•ą¤® ą¤°ą¤¹ą¤¤ą¤¾ ą¤¹ą„ˆą„¤
  • ą¤øą„ą¤°ą¤•ą„ą¤·ą¤æą¤¤ ą¤øą¤®ą¤Æ: ą¤—ą¤°ą„ą¤®ą„€ ą¤•ą„‡ ą¤šą¤°ą¤® ą¤øą¤®ą¤Æ ą¤®ą„‡ą¤‚ (ą¤œą„ˆą¤øą„‡ ą¤•ą¤æ ą¤¦ą„‹ą¤Ŗą¤¹ą¤° 11 ą¤¬ą¤œą„‡ ą¤øą„‡ 3 ą¤¬ą¤œą„‡ ą¤¤ą¤•) ą¤¬ą¤¾ą¤¹ą¤° ą¤œą¤¾ą¤Øą„‡ ą¤øą„‡ ą¤¬ą¤šą„‡ą¤‚ą„¤ ą¤Æą¤¦ą¤æ ą¤¬ą¤¾ą¤¹ą¤° ą¤œą¤¾ą¤Øą¤¾ ą¤†ą¤µą¤¶ą„ą¤Æą¤• ą¤¹ą„ˆ, ą¤¤ą„‹ ą¤›ą¤¾ą¤‚ą¤µ ą¤®ą„‡ą¤‚ ą¤°ą¤¹ą„‡ą¤‚ ą¤”ą¤° ą¤øą¤Øą¤øą„ą¤•ą„ą¤°ą„€ą¤Ø ą¤•ą¤¾ ą¤‰ą¤Ŗą¤Æą„‹ą¤— ą¤•ą¤°ą„‡ą¤‚ą„¤
  1. ą¤Ŗą¤°ą„ą¤Æą¤¾ą¤µą¤°ą¤£ą„€ą¤Æ ą¤‰ą¤Ŗą¤¾ą¤Æ:
  • ą¤øą„Œą¤° ą¤Šą¤°ą„ą¤œą¤¾ ą¤•ą¤¾ ą¤‰ą¤Ŗą¤Æą„‹ą¤—: ą¤Šą¤°ą„ą¤œą¤¾ ą¤•ą„€ ą¤–ą¤Ŗą¤¤ ą¤•ą„‹ ą¤•ą¤® ą¤•ą¤°ą¤Øą„‡ ą¤•ą„‡ ą¤²ą¤æą¤ ą¤øą„Œą¤° ą¤Ŗą„ˆą¤Øą¤²ą„ą¤ø ą¤•ą¤¾ ą¤‰ą¤Ŗą¤Æą„‹ą¤— ą¤•ą¤°ą„‡ą¤‚ą„¤ ą¤Æą¤¹ ą¤Šą¤°ą„ą¤œą¤¾ ą¤•ą„‡ ą¤øą„ą¤µą¤šą„ą¤› ą¤øą„ą¤°ą„‹ą¤¤ ą¤•ą„‹ ą¤¬ą¤¢ą¤¼ą¤¾ą¤µą¤¾ ą¤¦ą„‡ą¤¤ą¤¾ ą¤¹ą„ˆ ą¤”ą¤° ą¤Ŗą¤°ą„ą¤Æą¤¾ą¤µą¤°ą¤£ ą¤•ą„‹ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤æą¤¤ ą¤•ą¤°ą¤¤ą¤¾ ą¤¹ą„ˆą„¤
  • ą¤¹ą¤°ą„€ ą¤›ą¤¤ą„‡ą¤‚ ą¤”ą¤° ą¤¬ą¤¾ą¤—ą¤µą¤¾ą¤Øą„€: ą¤…ą¤Ŗą¤Øą„‡ ą¤˜ą¤° ą¤•ą„€ ą¤›ą¤¤ ą¤Ŗą¤° ą¤¹ą¤°ą„€ ą¤›ą¤¤ą„‡ą¤‚ ą¤²ą¤—ą¤¾ą¤ą¤ ą¤”ą¤° ą¤˜ą¤° ą¤•ą„‡ ą¤šą¤¾ą¤°ą„‹ą¤‚ ą¤“ą¤° ą¤¬ą¤¾ą¤—ą¤µą¤¾ą¤Øą„€ ą¤•ą¤°ą„‡ą¤‚ą„¤ ą¤‡ą¤øą¤øą„‡ ą¤—ą¤°ą„ą¤®ą„€ ą¤•ą„‹ ą¤…ą¤µą¤¶ą„‹ą¤·ą¤æą¤¤ ą¤•ą¤æą¤Æą¤¾ ą¤œą¤¾ ą¤øą¤•ą¤¤ą¤¾ ą¤¹ą„ˆ ą¤”ą¤° ą¤¶ą¤¹ą¤°ą„€ ą¤¹ą„€ą¤Ÿ ą¤†ą¤‡ą¤²ą„ˆą¤‚ą¤” ą¤Ŗą„ą¤°ą¤­ą¤¾ą¤µ ą¤•ą„‹ ą¤•ą¤® ą¤•ą¤æą¤Æą¤¾ ą¤œą¤¾ ą¤øą¤•ą¤¤ą¤¾ ą¤¹ą„ˆą„¤
  1. ą¤Šą¤°ą„ą¤œą¤¾ ą¤”ą¤° ą¤øą¤‚ą¤øą¤¾ą¤§ą¤Ø ą¤Ŗą„ą¤°ą¤¬ą¤‚ą¤§ą¤Ø:
  • ą¤Šą¤°ą„ą¤œą¤¾ ą¤•ą„€ ą¤¬ą¤šą¤¤: ą¤Šą¤°ą„ą¤œą¤¾ ą¤•ą„€ ą¤¬ą¤šą¤¤ ą¤•ą„‡ ą¤‰ą¤Ŗą¤¾ą¤Æ ą¤…ą¤Ŗą¤Øą¤¾ą¤ą¤, ą¤œą„ˆą¤øą„‡ ą¤•ą¤æ ą¤Šą¤°ą„ą¤œą¤¾-ą¤•ą„ą¤¶ą¤² ą¤‰ą¤Ŗą¤•ą¤°ą¤£ą„‹ą¤‚ ą¤•ą¤¾ ą¤‰ą¤Ŗą¤Æą„‹ą¤—, ą¤”ą¤° ą¤µą„‡ą¤‚ą¤Ÿą¤æą¤²ą„‡ą¤¶ą¤Ø ą¤•ą„‡ ą¤²ą¤æą¤ ą¤Ŗą¤‚ą¤–ą„‹ą¤‚ ą¤•ą¤¾ ą¤‰ą¤Ŗą¤Æą„‹ą¤— ą¤•ą¤°ą„‡ą¤‚ą„¤
  • ą¤Šą¤°ą„ą¤œą¤¾ ą¤•ą„€ ą¤–ą¤Ŗą¤¤ ą¤•ą„‹ ą¤Øą¤æą¤Æą¤‚ą¤¤ą„ą¤°ą¤æą¤¤ ą¤•ą¤°ą„‡ą¤‚: ą¤ą¤Æą¤° ą¤•ą¤‚ą¤”ą„€ą¤¶ą¤Øą¤° ą¤•ą¤¾ ą¤‰ą¤Ŗą¤Æą„‹ą¤— ą¤†ą¤µą¤¶ą„ą¤Æą¤•ą¤¤ą¤¾ą¤Øą„ą¤øą¤¾ą¤° ą¤•ą¤°ą„‡ą¤‚ ą¤”ą¤° ą¤¤ą¤¾ą¤Ŗą¤®ą¤¾ą¤Ø ą¤•ą„‹ ą¤Øą¤æą¤Æą¤‚ą¤¤ą„ą¤°ą¤æą¤¤ ą¤•ą¤°ą¤Øą„‡ ą¤•ą„‡ ą¤²ą¤æą¤ ą¤µą¤æą¤‚ą¤”ą„‹ ą¤•ą„‚ą¤²ą¤°ą„ą¤ø ą¤•ą¤¾ ą¤‰ą¤Ŗą¤Æą„‹ą¤— ą¤•ą¤°ą„‡ą¤‚ą„¤
  1. ą¤øą¤¾ą¤®ą„ą¤¦ą¤¾ą¤Æą¤æą¤• ą¤‰ą¤Ŗą¤¾ą¤Æ:
  • ą¤œą¤Ø ą¤œą¤¾ą¤—ą¤°ą„‚ą¤•ą¤¤ą¤¾ ą¤…ą¤­ą¤æą¤Æą¤¾ą¤Ø: ą¤²ą„‹ą¤—ą„‹ą¤‚ ą¤•ą„‹ ą¤—ą¤°ą„ą¤®ą„€ ą¤•ą„‡ ą¤Ŗą„ą¤°ą¤­ą¤¾ą¤µ ą¤”ą¤° ą¤‰ą¤øą¤øą„‡ ą¤Øą¤æą¤Ŗą¤Ÿą¤Øą„‡ ą¤•ą„‡ ą¤‰ą¤Ŗą¤¾ą¤Æą„‹ą¤‚ ą¤•ą„‡ ą¤¬ą¤¾ą¤°ą„‡ ą¤®ą„‡ą¤‚ ą¤œą¤¾ą¤—ą¤°ą„‚ą¤• ą¤•ą¤°ą„‡ą¤‚ą„¤ ą¤‡ą¤øą¤•ą„‡ ą¤²ą¤æą¤ ą¤øą„ą¤„ą¤¾ą¤Øą„€ą¤Æ ą¤…ą¤­ą¤æą¤Æą¤¾ą¤Ø ą¤”ą¤° ą¤•ą¤¾ą¤°ą„ą¤Æą¤¶ą¤¾ą¤²ą¤¾ą¤“ą¤‚ ą¤•ą¤¾ ą¤†ą¤Æą„‹ą¤œą¤Ø ą¤•ą¤°ą„‡ą¤‚ą„¤
  • ą¤øą¤¹ą¤¾ą¤Æą¤¤ą¤¾ ą¤•ą„‡ą¤‚ą¤¦ą„ą¤°: ą¤—ą¤°ą„ą¤®ą„€ ą¤•ą„‡ ą¤šą¤°ą¤® ą¤øą¤®ą¤Æ ą¤•ą„‡ ą¤¦ą„Œą¤°ą¤¾ą¤Ø ą¤…ą¤øą¤¹ą¤¾ą¤Æ ą¤²ą„‹ą¤—ą„‹ą¤‚ ą¤•ą„‡ ą¤²ą¤æą¤ ą¤°ą¤¾ą¤¹ą¤¤ ą¤•ą„‡ą¤‚ą¤¦ą„ą¤°ą„‹ą¤‚ ą¤•ą„€ ą¤øą„ą¤„ą¤¾ą¤Ŗą¤Øą¤¾ ą¤•ą¤°ą„‡ą¤‚, ą¤œą¤¹ą¤¾ą¤‚ ą¤Ŗą¤¾ą¤Øą„€, ą¤šą¤æą¤•ą¤æą¤¤ą„ą¤øą¤¾ ą¤øą¤¹ą¤¾ą¤Æą¤¤ą¤¾, ą¤”ą¤° ą¤ ą¤‚ą¤”ą¤• ą¤•ą„€ ą¤øą„ą¤µą¤æą¤§ą¤¾ą¤ą¤ ą¤‰ą¤Ŗą¤²ą¤¬ą„ą¤§ ą¤¹ą„‹ą¤‚ą„¤
  1. ą¤…ą¤¤ą„ą¤Æą¤§ą¤æą¤• ą¤—ą¤°ą„ą¤®ą„€ ą¤øą„‡ ą¤¬ą¤šą¤¾ą¤µ ą¤•ą„‡ ą¤‰ą¤Ŗą¤¾ą¤Æ
  2. ą¤—ą¤°ą„ą¤®ą„€ ą¤•ą„€ ą¤Ŗą„‚ą¤°ą„ą¤µ ą¤øą„‚ą¤šą¤Øą¤¾:
  • ą¤®ą„Œą¤øą¤® ą¤Ŗą„‚ą¤°ą„ą¤µą¤¾ą¤Øą„ą¤®ą¤¾ą¤Ø: ą¤—ą¤°ą„ą¤®ą„€ ą¤•ą„‡ ą¤‰ą¤šą„ą¤š ą¤øą„ą¤¤ą¤° ą¤•ą„€ ą¤Ŗą„‚ą¤°ą„ą¤µ ą¤øą„‚ą¤šą¤Øą¤¾ ą¤•ą„‡ ą¤²ą¤æą¤ ą¤®ą„Œą¤øą¤® ą¤Ŗą„‚ą¤°ą„ą¤µą¤¾ą¤Øą„ą¤®ą¤¾ą¤Ø ą¤Ŗą¤° ą¤§ą„ą¤Æą¤¾ą¤Ø ą¤¦ą„‡ą¤‚ą„¤ ą¤‡ą¤øą¤øą„‡ ą¤†ą¤Ŗ ą¤¤ą„ˆą¤Æą¤¾ą¤° ą¤°ą¤¹ ą¤øą¤•ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ ą¤”ą¤° ą¤†ą¤µą¤¶ą„ą¤Æą¤• ą¤‰ą¤Ŗą¤¾ą¤Æ ą¤•ą¤° ą¤øą¤•ą¤¤ą„‡ ą¤¹ą„ˆą¤‚ą„¤
  • ą¤†ą¤Ŗą¤¾ą¤¤ą¤•ą¤¾ą¤²ą„€ą¤Ø ą¤Æą„‹ą¤œą¤Øą¤¾: ą¤…ą¤¤ą„ą¤Æą¤§ą¤æą¤• ą¤—ą¤°ą„ą¤®ą„€ ą¤•ą„‡ ą¤²ą¤æą¤ ą¤ą¤• ą¤†ą¤Ŗą¤¾ą¤¤ą¤•ą¤¾ą¤²ą„€ą¤Ø ą¤Æą„‹ą¤œą¤Øą¤¾ ą¤¬ą¤Øą¤¾ą¤ą¤, ą¤œą¤æą¤øą¤®ą„‡ą¤‚ ą¤†ą¤Ŗą¤¾ą¤¤ą¤•ą¤¾ą¤²ą„€ą¤Ø ą¤Øą¤‚ą¤¬ą¤°, ą¤°ą¤¾ą¤¹ą¤¤ ą¤•ą„‡ą¤‚ą¤¦ą„ą¤°ą„‹ą¤‚ ą¤•ą„€ ą¤œą¤¾ą¤Øą¤•ą¤¾ą¤°ą„€, ą¤”ą¤° ą¤Ŗą„ą¤°ą¤¾ą¤„ą¤®ą¤æą¤• ą¤šą¤æą¤•ą¤æą¤¤ą„ą¤øą¤¾ ą¤•ą„€ ą¤œą¤¾ą¤Øą¤•ą¤¾ą¤°ą„€ ą¤¶ą¤¾ą¤®ą¤æą¤² ą¤¹ą„‹ą„¤
  1. ą¤Ŗą¤°ą¤æą¤µą¤¾ą¤° ą¤”ą¤° ą¤øą¤®ą„ą¤¦ą¤¾ą¤Æ ą¤•ą„‡ ą¤øą¤¾ą¤„ ą¤øą¤¹ą¤Æą„‹ą¤—:
  • ą¤Ŗą¤°ą¤æą¤µą¤¾ą¤° ą¤•ą„€ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤¾: ą¤Ŗą¤°ą¤æą¤µą¤¾ą¤° ą¤•ą„‡ ą¤øą¤­ą„€ ą¤øą¤¦ą¤øą„ą¤Æą„‹ą¤‚ ą¤•ą„‹ ą¤—ą¤°ą„ą¤®ą„€ ą¤øą„‡ ą¤¬ą¤šą¤Øą„‡ ą¤•ą„‡ ą¤‰ą¤Ŗą¤¾ą¤Æą„‹ą¤‚ ą¤•ą„‡ ą¤¬ą¤¾ą¤°ą„‡ ą¤®ą„‡ą¤‚ ą¤œą¤¾ą¤—ą¤°ą„‚ą¤• ą¤•ą¤°ą„‡ą¤‚ ą¤”ą¤° ą¤‰ą¤Øą¤•ą„€ ą¤øą„ą¤°ą¤•ą„ą¤·ą¤¾ ą¤øą„ą¤Øą¤æą¤¶ą„ą¤šą¤æą¤¤ ą¤•ą¤°ą„‡ą¤‚ą„¤
  • ą¤øą¤¾ą¤®ą„ą¤¦ą¤¾ą¤Æą¤æą¤• ą¤Ŗą„ą¤°ą¤Æą¤¾ą¤ø: ą¤øą„ą¤„ą¤¾ą¤Øą„€ą¤Æ ą¤Ŗą„ą¤°ą¤¶ą¤¾ą¤øą¤Ø ą¤”ą¤° ą¤øą¤‚ą¤—ą¤ ą¤Øą„‹ą¤‚ ą¤•ą„‡ ą¤øą¤¾ą¤„ ą¤®ą¤æą¤²ą¤•ą¤° ą¤øą¤¾ą¤®ą„ą¤¦ą¤¾ą¤Æą¤æą¤• ą¤Ŗą„ą¤°ą¤Æą¤¾ą¤ø ą¤•ą¤°ą„‡ą¤‚ ą¤¤ą¤¾ą¤•ą¤æ ą¤—ą¤°ą„ą¤®ą„€ ą¤•ą„‡ ą¤Ŗą„ą¤°ą¤­ą¤¾ą¤µ ą¤•ą„‹ ą¤•ą¤® ą¤•ą¤æą¤Æą¤¾ ą¤œą¤¾ ą¤øą¤•ą„‡ ą¤”ą¤° ą¤øą¤­ą„€ ą¤•ą„‹ ą¤°ą¤¾ą¤¹ą¤¤ ą¤®ą¤æą¤² ą¤øą¤•ą„‡ą„¤

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